Auto Warranty Services
Endurance Warranty Services, L.L.C.Complaints
This profile includes complaints for Endurance Warranty Services, L.L.C.'s headquarters and its corporate-owned locations. To view all corporate locations, see
Customer Complaints Summary
- 3,393 total complaints in the last 3 years.
- 1,218 complaints closed in the last 12 months.
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Initial Complaint
Date:07/28/2025
Type:Product IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I have requested that this company refrain from soliciting me for auto warranty coverage. I have an old vehicle that has ******* miles and I am not going to pay for any warranty. I have called then and emailed them to put me on a do not contact list yet thet persist in harrassing me. I want them to stop contacting me ever again via any mail, email, calls or texts. I want them to lose my number and information. If they continue I will seek legal councel for filing harrassment charges.Business Response
Date: 07/28/2025
Please note, Endurance does not make "cold calls" or any outbound sales call unless specifically requested by a consumer via our online portal. Endurance has made no outbound calls to this consumer. Any other solicitation calls that the consumer received were not made by Endurance.
Please be advised Endurance vehicle service contracts are offered in over ***** automobile dealerships as well as direct-to-consumers via the internet, television commercials and direct mail promotions. The consumer received a mailed advertisement for products sold by Endurance.
We are sorry for the frustration that Endurance's mail piece caused Mr. ****** and as a result of the consumer's complaint, our company placed the consumer on our internal "Do Not Mail", "Do not Call" and "Do Not Email" database to ensure that they do not receive any future direct advertisements from our company. Please allow up to 10 business days to process this request. The consumer may still receive additional emails/mail pieces sent during the processing time.Customer Answer
Date: 07/31/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that while i dont find they response to be honest as long as i never hear from them again, this resolution is satisfactory to me.
Sincerely,
***** *****Initial Complaint
Date:07/23/2025
Type:Service or Repair IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I purchase warranty from this company since August 2024 for car repairs I very good remember I asked the sales lady I would like to have warranty it would cover everything except wear and tear and she told me that's the one the everything is covered but my ************* $100 but since 3 months ago my car needed some electrical work or components.They didn't cover anything I would like for them to go and bring the recording of my conversation with the sales lady it proof that was exact conversation I had with her which I asked her for full coverage she could have told me my car it's oder mold and I have more than ****** miles not everything is covered but she didn't there for Iwould like refundBusiness Response
Date: 07/30/2025
After receiving this complaint, an Endurance Specialist contacted the consumer and resolved the situation. We appreciate you bringing this matter to our attention.
Best regards,Endurance
Customer Answer
Date: 07/30/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
Sincerely,
Shoeleh ****** ******Initial Complaint
Date:07/23/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
This company contacted me through mail I received this mail and contacted them on Wednesday, July 23rd. They phrase their warranty service in a way that makes it sound like you are already a member and signed up with them.They don't know anything about your vehicle or you. Their phrasing makes it sound like you owe them money and when you call them they will tell you that you owe money to them and that you need to apply their "warranty". They rush through questions to quickly get you to pay for their service. They will argue with you and say that because of the age of your car you NEED (yes they tell you that you NEED their service) to pay. Over the phone, the arguing is persistent and they really won't let up. This is very predatory to certain people especially those who are unaware as their services rarely provide anything of value but what they do is coerce people into purchasing their "service".Business Response
Date: 07/23/2025
Please be advised Endurance vehicle service contracts are offered in over ***** automobile dealerships as well as direct-to-consumers via the internet, television commercials and direct mail promotions. The consumer received a mailed advertisement for products sold by Endurance.
We are sorry for the frustration that Endurance's mail piece caused Mr. ***** and as a result of the consumer's complaint, our company placed the consumer on our internal "Do Not Mail" and "Do Not Call" databases to ensure that they do not receive any future direct mail/call advertisements from our company. Please allow up to 10 business days to process this request. The consumer may still receive additional mail pieces sent during the processing time.Initial Complaint
Date:07/21/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I purchased Endurance Warranty on my older vehicle. The sales ***resentative mentioned what is covered and what is not covered. I did mention things like my AC being covered and the sales ***resentative did say it was all covered. I asked about all other electronics such as windows, buttons, etc and he said yes. Both of these issues did occur after the 30 days and ***** miles of usage on the vehicle from when I bought the contract and upon taking it to a ****** Dealership, I paid 269 for two diagnostics. When ****** called Endurance, they said we dont cover any of those issues. I was very disappointed and called Endurance to find a solution. They finally put me to a supervisor who was no help at all. He said we dont cover those parts, just specific parts in the contract. I was very upset because I was misled with what the sales *** told me. ****** said, they have called many insurance companies, and the issue is covered. I even turned down CarShield who in fact, cover the same issue. Endurance said we cover more than CarShield, and are cheaper. I asked the supervisor, will the sales ***resentative be held accountable for this misleading information, he simply said no. I asked to get my payments back from the start, and all offices are closed. Simply horrible service and very misleading.Business Response
Date: 07/25/2025
After receiving this complaint, an Endurance Specialist contacted the consumer and reached a mutually beneficial resolution. We appreciate you bringing this matter to our attention.Initial Complaint
Date:07/18/2025
Type:Customer Service IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I have been receiving multiple letters weekly from Endurance, and have NEVER done any form of business with them. I want NOTHING to do with them, and they will not stop sending these letters. I want to be completely removed from their database effective IMMEDIATELY, WITH NO FURTHER CONTACT. If this does not immediately cease, I will move forward with legal action against them.Business Response
Date: 07/21/2025
Please be advised Endurance vehicle service contracts are offered in over ***** automobile dealerships as well as direct-to-consumers via the internet, television commercials and direct mail promotions. The consumer received a mailed advertisement for products sold by Endurance.
We are sorry for the frustration that Endurance's mail piece caused Ms. ****** and as a result of the consumer's complaint, our company placed the consumer on our internal "Do Not Mail" database to ensure that they do not receive any future direct mail advertisements from our company. Please allow up to 10 business days to process this request. The consumer may still receive additional mail pieces sent during the processing time.Initial Complaint
Date:07/18/2025
Type:Service or Repair IssuesStatus:ResolvedMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
February 25 2025 was when policy went into effect,i had 0 claims till June 2025 which was denied even though the coverage i added was verified by the agent who wrote the contract at least 3 times during 1 1/2 hour conversation.I talk to many agents and 2 account managers who said they will review the call to verify that the agent forgot to check that box for the coverage she sold me and assured me i had,it was the only way i agreed to the higher premium that i was paying.They will not return any calls or emails after 3 weeks to give me a resolution.I had to call today 7/18/2025 to cancel.I was told because the box was not checked that they will not go back an honor what i was told without redoing my contract and adding additional cost to my ****** and of course then i start the 30 day waiting period,saying i am lying or they never reviewed the phone call.I want my premium back i paid since they lied to me.Business Response
Date: 07/25/2025
Upon receipt of this complaint, an Endurance Manager attempted to contact the consumer to address their concerns. At this time, we are requesting that the consumer reach out to Manager Jasmine at ************.
Regards,
Endurance ResolutionsCustomer Answer
Date: 07/30/2025
Better Business Bureau:
I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
Sincerely,
***** ******Initial Complaint
Date:07/18/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
I have two (2) policies with Endurance. One is for my 2017 ******* MKX, the second is for a 2012 Jeep Wrangler that my daughter in college drives. Endurance has not covered anything significant for either vehicle -- including some prospective repairs to the Jeep that, had the parts failed, could have been life threatening. I am exceedingly unhappy with the actuality of the purported coverage as advertised extensively as it definitely does not match with what is promised. While this does not necessarily reach the level of fraud, it is very close to that line.Business Response
Date: 07/24/2025
Thank you for bringing this concern to our attention. A manager from Endurance has reached out to the consumer and a mutual resolution has been reached. We appreciate the consumer for the opportunity to resolve this concern.
Best Regards,
EnduranceInitial Complaint
Date:07/17/2025
Type:Product IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
Re: *************************** On Wednesday, July 2nd, 2025 at 10:45 am, I called Endurance and requested to Cancel my warranty. I spoke to a customer ********************** representative, ****** *****, who processed my cancellation, and emailed me a Cancellation form to sign and have notarized. (to start the auto warranty there was nothing to sign nor to have notarized, but they immediately started charging my account) ****** ***** advised a prorated refund will be sent, and to return the Notarized cancellation form directly to him by email at ***************************************** On July 3rd, I returned the notarized cancellation form directly to ***********************, and sent a copy to the Endurance cancellation email address listed on the form (************************************************************)On 07/10/25, I called Endurance to check on my refund. Speaking to another representative, I was advised that they have NOT received my Notarized Cancellation Form.Later that day, 07/10/25 I resent the cancellation by Fax to ************.Today 07/17/25 I called Endurance to check on my refund. The representative stated, the cancellation form was received on 07/14/25. A refund can take 4 - 6 weeks to receive, and at this time a refund calculation has not yet been determined, but 07/14/25 is listed as the cancellation date.Speaking with ****** ***** to cancel, I was advised that my warranty is cancelled today, 07/02/25 and I was not able to submit any claims at this point. With this said, my cancellation date should be made effective 07/02/25 as stated by Endurances ***************** a consolation, Im expecting a pro-rated refund effective July 3rd, 2025, the day I requested to cancel the warranty, if not the date of the attached email confirmation of my notarized cancellation forms.Business Response
Date: 07/22/2025
After receiving this complaint, an Endurance Specialist contacted the consumer and reached a mutually beneficial resolution. We appreciate you bringing this matter to our attention.Initial Complaint
Date:07/17/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
My car has been at the shop awaiting endurance. A file was filed on May 7, 2025 was not inspected until May 28, 2025. Myself and my mechanic have called to try to get Endurance to go to the next stage but to no avail. Endurance alleges they have tried to contact the shop and has closed the claim. When I went to talk to the mechanic about what Endurance had told me he pulled out the business phone from his shirt pocket and said he had not missed any calls and also has a second line so when he's on the phone, an incoming call can still be madeBusiness Response
Date: 07/23/2025
Following this complaint, an Endurance Specialist confirmed that the consumers account was canceled at their request. A pro-rata refund is currently being processed and estimated to be mailed out next week to the address on file. If the consumer needs further assistance, we kindly ask the consumer to contact Specialist ***** at ************.
Best regards,
Endurance
Initial Complaint
Date:07/17/2025
Type:Service or Repair IssuesStatus:AnsweredMore info
Complaint statuses
- Resolved:
- The complainant verified the issue was resolved to their satisfaction.
- Unresolved:
- The business responded to the dispute but failed to make a good faith effort to resolve it.
- Answered:
- The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
- Unanswered:
- The business failed to respond to the dispute.
- Unpursuable:
- BBB is unable to locate the business.
About 7 weeks ago I drove my 2020 GMC Yukon XL to the shop because it had done a weird hiccup thing and the alternator had just been replaced and I thought something was wrong like not getting enough power to the engine or i needed fluid. The mechanic went for a test drive and said it needed to stay it had some sort of chatter. I left there without my car. No dashboard lights were on, no sign or indication that something was severely wrong with it. I gave the warranty information to the mechanic and they went back and forth with Endurance Warranty LLC. Endurance made the mechanic take the adjuster for a test drive, then they said the want him to drop the pan they found metal in the pan etc so adjuster said it needs a new transmission so did mechanic. Now Endurance is claiming they will only pay for the torque converter that caused the transmission to fail but not the transmission. So they are only offering $1,722.00 but the whole repair is going to be about $8,000. They also claim it didn't tow it in is the other reason they won't pay. There was no way to know that something was wrong that required a tow because no lights or indication of that. There is also absolutely no way to be sure that the cause of the transmission breaking is because of the torque converter. This is absolutely absurd. I've been without a car for my family of 6 for almost 8 weeks now. This needs to be resolved immediately. Please help me. I'm trying to work take care of my 4 kids and my disabled husband.Business Response
Date: 07/24/2025
On 5/21/25,Steves Transmissions contacted Endurance to file a claim for repairs under the consumers vehicle service contract. The repair facility stated that the vehicle was driven in with a vibration and chattering during acceleration. The repair facility reported multiple diagnostic trouble codes relating to the transmission. They recommended replacing the transmission. Endurance dispatched an independent, third-party inspector to confirm the repair facilitys findings.
The inspection report confirmed that during a test drive, a vibration and shudder were felt from the transmission at speeds of approximately ***** mph. Excessive metal debris was found on the transmission pan magnet, consistent with torque converter material. The findings indicated a failure of the torque converter, resulting in subsequent damage to the transmission due to operation with the failed torque converter.
Endurance authorized an amount of $1,722.51 for the torque converter replacement as the initial cause of failure. The transmission was excluded as the failure was caused by the continued operation of the failed torque converter per Section VIII(N), which states that coverage is not provided for:
N. Any damage caused by failure to protect Your Vehicle from further damage when a Breakdown has occurred or failure to have Your Vehicle towed to the service facility when continued operation may result in further damage. Continued operation includes Your failure to observe warning lights, gauges, or any other signs of overheating or component failure, such as fluid leakage, slipping, knocking, or smoking, and not protecting Your Vehicle by continuing to drive creating damage beyond the initial failure.
Upon receiving the complaint, a manager from Endurance contacted the consumer and explained the claim details. We appreciate the opportunity to address this concern.
Best Regards,
Endurance
Customer Answer
Date: 07/25/2025
Complaint: 23615433
I am rejecting this response because:We're writing to formally dispute the recent denial of full coverage for the transmission repair on my 2020 GMC Yukon XL, under my extended vehicle service contract with Endurance Warranty Services, LLC.
There was absolutely sign of what they claim would further damaging the transmission. There were zero lights, signs or indications to the driver as stated in the contract that would have been a reason to tow the vehicle. There were no dashboard warning lights, check engine indicators, or alerts to suggest that the vehicle should not be driven or required towing. The driver acted responsibly and reasonably based on the information available at the time.
Endurance Warranty LLC has offered to cover only $1,722, which they claim is the cost to replace the torque converter. However, the licensed repair facility has confirmed that the entire transmission needs to be replaced, not just the torque converter. The licensed repair facility also stated that there is no proof that the torque converter was the cause of the transmission failing because that is not the only reason you can find metal in the pan. The full cost of the repair is approximately $8,000, and their current offer falls far short of what is required to properly repair the vehicle.Their claim that driving the vehicle to the repair shop voids coverage is unsupported by any warning from the vehicles own system during the time the driver was operating it or by any clear exclusion in the warranty contract. Moreover, refusing to cover the full and necessary repair based on vague or arbitrary reasoning constitutes bad faith.To make matters worse, the drivers vehicle has now been immobile at the repair shop for over eight weeks, leaving her without reliable transportation and creating a significant hardship. This delay, caused solely by their denial and partial approval, has negatively impacted both her work and her family responsibilities.Under the Rhode Island Deceptive Trade Practices Act (R.I. Gen. **** 6-13.1), it is unlawful for a business to engage in unfair or deceptive acts or practices. Denying a legitimate claim based on speculative reasoning, failing to provide sufficient justification, and offering only partial payment for a clearly documented repair may constitute a violation of this statute.She hereby demands that Endurance Warranty Services:Immediately reverse your denial and approve full coverage for the complete transmission replacement.Respond within 10 business days of receipt of this letter to resolve this dispute promptly.If this matter is not resolved in a timely and fair manner, she will proceed with legal action.
Sincerely,
****** *****-szalnoBusiness Response
Date: 07/29/2025
As mentioned in Endurance's previous response, the vehicle was driven in with a vibration and chattering during acceleration, as well as multiple diagnostic trouble codes relating to the transmission. The inspectors report confirmed excessive metal debris on the transmission pan magnet, consistent with torque converter material. The findings indicated a failure of the torque converter, resulting in subsequent damage to the transmission due to continued operation. Endurance remains confident that the claim was adjudicated correctly per the contract's terms and conditions. We appreciate the opportunity to address this concern.
Best Regards,
Endurance
Customer Answer
Date: 07/31/2025
Complaint: 23615433
I am rejecting this response because:recently you denied coverage for my transmission repair claim, in which you assert that the failure was caused by continued operation of the vehicle after the torque converter failed. This position is both factually unsupported and legally deficient, and I am formally requesting that you reconsider and approve the claim in full pursuant to Rhode Island law and the terms of our service contract.1. Burden of Proof and Lack of Conclusive EvidenceYour denial is based on a speculative conclusionthat the torque converter failed first and caused subsequent damage due to continued vehicle operation. However, your own inspector's report merely found excessive metal debris consistent with torque converter material. There is no conclusive forensic evidence presented to establish a clear causation chain, nor any expert confirmation ruling out other causes of metal contamination.************* Deceptive Trade Practices Act (R.I. Gen. **** 6-13.1) prohibits unfair or deceptive acts in the conduct of trade or commerce, including in the sale and administration of service contracts. Denying a claim on speculation without supporting technical documentation may constitute such an act. An extended warranty provider cannot base a denial on an unproven theory when other plausible causes remain.2. Mischaracterization of Events and TimelineYour assertion that the vehicle was driven while knowingly experiencing failure is inaccurate. At the time the issue was first noticed, the vehicle exhibited a mild hesitation, not the severe transmission symptoms later discovered by the transmission shop. Out of caution, I immediately brought the vehicle to a reputable transmission specialist, not to continue operating the vehicle recklessly but to prevent further damage and determine the cause of the hesitation.There were no warning lights or dashboard codes present when I delivered the vehicle to the shop. The technician used a diagnostic scanner to retrieve historical and pending codes during their evaluation, which is standard industry practice. Suggesting that dashboard codes were visible during operation prior to inspection is incorrect, and you have not provided time-stamped diagnostic evidence to support that claim.3. Implied Duty of Good FaithUnder Rhode Island law, parties to a contractincluding a vehicle service contractowe each other a duty of good faith and fair dealing. It is not reasonable or good faith to deny a claim where the vehicle was promptly and appropriately taken for evaluation, where there is no proof the damage was exacerbated by improper use, and where no prior warnings or dashboard alerts were present at the time of the incident.4. Conclusion and Request for ReconsiderationIn light of the above, I formally request that you:Reevaluate the claim in full based on the mechanical breakdown coverage provided under our contract;Provide a detailed written explanation of the factual and contractual basis for denial, including all documentation relied upon (inspection photos, diagnostic scans, repair estimates, etc.);Provide a written statement from a qualified transmission expert affirming, with reasonable mechanical certainty, that the sole cause of the damage was a failed torque converter and not any other internal component failure or manufacturing defect.If I do not receive a satisfactory response within 10 business days, I will be forced to file a complaint with the ************ Department of Business Regulation, the Office of the Attorney General, and, if necessary, pursue legal remedies including a civil claim for breach of contract and deceptive business practices.I trust this matter can be resolved without escalation. I remain committed to resolving this dispute reasonably and urge Endurance to fulfill its legal and contractual obligations.
Sincerely,
****** *****-szalno
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