Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

NCD Financial LLC has 1 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforNCD Financial LLC

    Online Retailer
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    Additional business information

    Additional Info:
    According to business license information from Idaho Secretary of State, Bruce Mattare is the owner of Tronix Country. For more information on this company, please refer to its BBB Business Review at https://www.bbb.org/washington-dc-eastern-pa/business-reviews/consumer-finance-and-loan-companies/tronix-country-llc-in-alexandria-va-204430445/reviews-and-complaints.
    See all additional business information

    At-a-glance

    Customer Reviews

    2.07/5stars

    Average of 15 Customer Reviews

    Customer Complaints

    29 complaints closed in last 3 years

    16 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 1/25/2017

    Years in Business: 18

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Overview

    NCD Financial LLC offers online retailer services.

    Products & Services

    Credit Building Services, Financing Program via Online Sales, Online Shopping, computers, cell phones, TVs, large and small appliances, home goods

    Business Details

    Headquarters
    3911 N Schreiber Way, Coeur D Alene, ID 83815-8395
    BBB File Opened:
    1/17/2017
    Years in Business:
    18
    Business Started:
    4/3/2006
    Business Started Locally:
    12/2/2014
    Business Incorporated:
    12/2/2014
    Accredited Since:
    1/25/2017
    Licensing Information:
    This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
    Type of Entity:
    Limited Liability Company (LLC)
    Number of Employees:
    8
    Alternate Business Name
    • National Credit Direct
    Hours of Operation

    Primary

    M:
    9:00 AM - 5:00 PM
    T:
    9:00 AM - 5:00 PM
    W:
    9:00 AM - 5:00 PM
    Th:
    9:00 AM - 5:00 PM
    F:
    9:00 AM - 5:00 PM
    Sa:
    9:00 AM - 5:00 PM
    Su:
    9:00 AM - 5:00 PM
    Business Management
    • Mr. Bruce E Mattare, Member
    • Mr. Pope Simmons
    Contact Information

    Principal

    • Mr. Bruce E Mattare, Member

    Customer Contact

    • Mr. Bruce E Mattare, Member
    • Mr. Pope Simmons
    Additional Contact Information

    Phone Numbers

    Industry Tip

    BBB Tip: Smart shopping online

    Customer Complaints

    29 Customer Complaints

    Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

    File a Complaint

    Most Recent Customer Complaint

    03/15/2024

    Complaint Type:
    Product Issues
    Status:
    Answered
    I received an email from NCD Financial after I inquired about my $99.99 refund: Our records show that the Refunds did not clear your bank. Do you have a block on your card or is the card you used no longer valid? The refunds were processed 3/5 but did not clear.I just got off the phone with the bank representatives regarding the debit card I used. They informed me that nothing was received to not clear and that there was no refund issued back to my account. They advised me to speak with the retailer. I am bringing a grievance against this business. My cancellation number is **********.
    Read More

    Customer Reviews

    15 Customer Reviews

    What do you think? Share your review.

    How BBB Processes Complaints and Reviews

    Start a Review

    Most Recent Customer Review

    Jeslyn T

    5 stars

    03/30/2024

    I sent 3 checks please email when received i will have paid by june full balance ***********************

    NCD Financial LLC Response

    04/11/2024

    We love five-star reviews. Our program is not for everyone, but for people who want to avoid the frustration of getting turned down we will guarantee your approval. For new customers we realize that the initial down payment requirement is not the most convenient. However, this is a great program for people who want to build or re-build a payment history that gets reported. Our product line is ever expanding and once you're approved you can make additional purchases on your credit account. Thank you again for the kind review.

    Local BBB

    BBB Great West + Pacific

    BBB Reports On

    BBB reports on known marketplace practices.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.