Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Mortgage Broker

Home Financing Center, Inc.

Complaints

Customer Complaints Summary

  • 1 complaint in the last 3 years.
  • 0 complaints closed in the last 12 months.

If you've experienced an issue

Submit a Complaint

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

Sort by

Complaint status

Complaint type

  • Initial Complaint

    Date:03/24/2023

    Type:Service or Repair Issues
    Status:
    AnsweredMore info

    Complaint statuses

    Resolved:
    The complainant verified the issue was resolved to their satisfaction.
    Unresolved:
    The business responded to the dispute but failed to make a good faith effort to resolve it.
    Answered:
    The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
    Unanswered:
    The business failed to respond to the dispute.
    Unpursuable:
    BBB is unable to locate the business.
    Home financing center (loan# *****) reported on my credit that I am 30 days late for March 2023 payment. The payment is due on 3/15/23 and was paid on 3/24/23. I was late for February 2023 payment due to a major change /life event. It was due 2/15/23 and was paid on 3/10/23. Again, if I have until the 15th of each month to make a payment, 30 days late would be around the 15th of the following month. I believe this agency is reporting incorrectly to the creditors. I was also taxed on $120 extra for March. When I called regarding the extra fees, they stated it was overdraft fees from July *************************************** March 2023. I would like a refund of the fees they taxed on as revenge for filing a dispute as they fees were not applied timely. Also, when attempting to dispute my late payment for February, the financing center sent me person information (banking account and routing number) for another client. This is person banking information that should be held to the upmost of care. This company does not care about their customers and their person information.

    Business Response

    Date: 03/24/2023

    We have attached the Loan Payment History.  ******************** paid his February 01, 2023 payment on March 10, 2023 which was reported to the credit bureau as 30 days late.  We received the March 01, 2023 payment on March 24,2023.  The March payment was late, but this has NOT been reported to the credit bureau as 30 days late.  ******************** does have (2) outstanding NSF payments on his account from July, 2022 and September, 2022.  We have reported this loan correctly.  There is nothing further to resolve with ********************.

BBB Business Profiles may not be reproduced for sales or promotional purposes.

BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.