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Business Profile

Prepaid Credit Cards

TomoCredit

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Prepaid Credit Cards.

Reviews

Customer Review Ratings

2.12/5 stars

Average of 296 Customer Reviews

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Review Details

  • Review fromBrittany M

    Date: 07/01/2025

    5 stars
    It is so easy and quick to get started with TomoCredit. It provides a more personalized, advanced experience that can help you get on the right financial track.
  • Review fromGlenn F

    Date: 06/30/2025

    4 stars
    Quick and easy set up, I was able to view my credit profile + score in a matter of a couple minutes even though it isn't as fully accurate as other places that show me my credit score.
  • Review fromYolanda P

    Date: 06/30/2025

    5 stars
    This app works well. I like the buttons at the bottom that help you monitor your credit. I always love these tools in credit building.
  • Review fromThomas W

    Date: 06/30/2025

    5 stars
    Really great app, simple and straightforward to check your score and get help. Seems like a nice company, doesn't get too in your face or bothersome but is there when you need to for quick credit help!
  • Review fromOlayinka O

    Date: 06/30/2025

    4 stars
    I enjoyed the aesthetics of the app; the only thing I would say was a problem was that it wasn't as fast to respond/load when I signed up.
  • Review fromAngela W

    Date: 12/04/2024

    1 star
    I did some research after being bombarded with emails and phone calls after checking into their credit builder program. I found where they were sued and had to pay $150 million in 2023 and a recent article about what was published in ****** said The credit bureaus have reportedly cut off TomoCredit from furnishing data: Experian, ********** and Equifax, the three major credit bureaus, have all ended their data partnerships with TomoCredit, refusing to include credit lines reported by the troubled San Francisco startup. There are also pages and pages on Reddit and various other social media platforms of complaints customers have had and some have been trying to find a solution for YEARS. I wanted to share what I found because theyre charging people $15-$170/mo for a service they cant even do anymore.

    TomoCredit

    Date: 06/24/2025

    Hi ******, Thank you for being a valued TomoCredit member and for taking the time to share your thoughts.Were always open to feedback and are committed to supporting our users throughout their credit journey. While we cant comment on specific claims, wed be happy to look into your account and address any concerns you may have directly. Based on our records, it appears your card account has already been closed and canceled, but were still here if theres anything youd like us to clarify or assist you ******* Tomo, we remain dedicated to financial inclusion and to building tools that help people move forward. We appreciate your interest and hope you to achieve your financial goal in the future.Warm regards,The TomoCredit Team
  • Review fromJoshua S

    Date: 10/24/2024

    1 star
    Got a pre approval...I called to inquire, was put on an answering machine...Awesome company... maybe.Just got a return call, and I asked what the interest rates were from ****** *******... He started off on a tangent, where I interrupted him and asked the same question....Dude got rude... and I said "Look, if you want my business, I have questions..."and his response was "I don't want your business" and hung up.If this is the business model of your company... awesome, that is all you... Not sure how you got two stars
  • Review fromHarold G

    Date: 10/17/2024

    1 star
    Can somebody do something to this Company. It's a SCAM, SCAM, SCAM. At least 10 months now I've been trying to get them to stop calling me, texting , Emailing. this is daily. I've tried and tried to cancel and get my money back. They pretend that I don't really want to cancel and continue to ignore me. I have had to have my Bank block them over and over from trying to take money out of my account. They try everyday and they call everyday. If anyone has any contacts with the government. Please let them know that this Company is Scamming people and won't give the money back for terrible service or non service. I could go on and on but, I'm tired of this Company and they just get away with this abuse.
  • Review fromKevin C

    Date: 09/30/2024

    1 star
    Man? Why didn't I come here before signing up to this scamming service. I signed up, never got the services as promised and now despite 10 different requests to close my account and remove information from their system, they are still charging multiple cards. They need to be shut down and stopped.
  • Review fromBernard L

    Date: 08/16/2024

    1 star
    Paid 4 for credit build that Ive never received, asked that my subscription be cancelled over 2 months ago and Ill still being charged. I cant call as there is no number listed to contact and Ive sent several emails, only received confirmation that my emails were received, terrible service and to no avail able are you able to get able of customer suppprt. This service is fraud.

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