ComplaintsforSageStream LLC

• Initial Complaint

  08/21/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  I meticulously reviewed my credit reports and uncovered troubling inaccuracies. Data ******************** some affiliated with major ************************* (CRAs), have collectively violated my consumer rights under the ***** Notably, ***************** - 526449XXXXXXXXXX consistently reported inaccurate information, causing distress for me and my family. Furthermore, my Experian Credit Report listed the same account, SYNOVUS/FIRST DIGITAL - 526449XXXXXXXXXX, inaccurately three times on my report every month. This repeated negligence ***** my credit and is against law. Another problematic entry, 1STPROGRESS/TSYS/** - 544303XXXXXXXXXX, raises concerns about data accuracy. The violations include: FCRA violation under 15 U.S Code ****a(2)(B): Exclusions from a consumer report. Violation of 15 U.S Code ****b: Permissible purpose of consumer reports, as I never authorized the sharing of my information. Violation of 15 U.S. Code ****e(b): Compliance Procedures. Violation of 15 U.S. Code ****i(5): Reporting inaccurate accounts without providing verifiable proof of my requests. I emphasize my right to privacy, protected by 15 U.S.C Code **** Section 602 A and Section 604 A, Section 2, which states that a consumer reporting agency cannot furnish an account without my written instructions, I never provided. These violations also extend to a breach of United States Code Law under TILA, specifically 15 U.S. Code 1666(b) regarding billing errors. I conducted this extensive research independently, without third-party assistance. In light of these well-documented violations, I urgently request the removal of these inaccurate accounts from my credit reports.

• Initial Complaint

  08/21/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  Today, I reviewed my credit reports and found inaccurately reported accounts. It has come to my attention that ************************* some of which are owned by the major ************************* (CRAs), have collectively violated my consumer rights as defined by the ***** Specifically, the following companies: 1ST DIGITAL/SYNOVUS/VT - 526449XXXXXXXXXX has consistently reported erroneous information. This situation has caused me a whole lot of distress and has adversely affected my family in various ways. *********/LVNV FUNDING- 526449XXXXXXXXXX was listed with the Same Account Number on my Experian Credit Report inaccurately, under Two different accounts every month! This is Negligent and Damaging to my credit. Delete both of these accounts now! My commitment to resolving this issue led me to conduct thorough research and document the violations against my consumer rights, as follows: 1. Violation of the **** under 15 U.S Code ****a(2)(B): Exclusions from a consumer report. 2. Violation of 15 U.S Code ****b: Permissible purpose of consumer reports. I have never authorized anyone to share or report my information. 3. Violation of 15 U.S. Code ****e(b): Compliance Procedures. 4. Violation of 15 U.S. Code ****i(5): Reporting inaccurate accounts without providing verifiable proof of my requests. Furthermore, I wish to highlight my right to privacy as enshrined in 15 U.S.C Code **** Section 602 A, and Section 604 A, Section 2, which unequivocally states that a consumer reporting agency cannot furnish an account without my written instructions, which I have never provided. In addition to **** violations, there is a violation of the United States Code Law under TILA, 15 U.S. Code 1666(b) Billing error... I must stress that this exhaustive research was conducted entirely by me, without any third-party assistance. In light of these numerous and well-documented violations, I urgently request the removal of these accounts from my credit reports.

• Initial Complaint

  08/21/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  Today, I diligently reviewed my credit reports and uncovered an inaccurately reported account. It has come to my attention that ************************* some of which are owned by the major ************************* (CRAs), have collectively violated my consumer rights as defined by the ***** Specifically, the following company: ***************** - 526449XXXXXXXXXX has consistently reported erroneous information. This situation has caused me significant distress and has adversely affected my family in various ways. This account (SYNOVUS/FIRST DIGITAL - xxxxxxxxxxxx ****) was listed Twice on my TransUnion Credit Repot in different ways and inaccurately, under Two different accounts every month! This is Negligent and Damaging to my credit. Delete both of these accounts now!My commitment to resolving this issue led me to conduct thorough research and document the violations against my consumer rights, as follows:1.Violation of the **** under 15 U.S Code ****a(2)(B): Exclusions from a consumer report.2.Violation of 15 U.S Code ****b: Permissible purpose of consumer reports. I have never authorized anyone to share or report my information.3.Violation of 15 U.S. Code ****e(b): Compliance Procedures.4.Violation of 15 U.S. Code ****i(5): Reporting inaccurate accounts without providing verifiable proof of my requests.Furthermore, I wish to highlight my right to privacy as enshrined in 15 U.S.C Code **** Section 602 A, and Section 604 A, Section 2, which unequivocally states that a consumer reporting agency cannot furnish an account without my written instructions, which I have never provided.In addition to **** violations, there is a violation of the United States Code Law under TILA, 15 U.S. Code 1666(b) Billing error.I must stress that this exhaustive research was conducted entirely by me, without any third-party assistance. In light of these numerous and well-documented violations, I urgently request the removal of these accounts from my credit reports.

• Initial Complaint

  08/20/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  I need this inaccurate Personal Information deleted immediately. Incorrect Names: ***************************, *******************************. Incorrect Address: ***************************************************************************. Continuously reporting this incorrect personal information on my credit report is a violation of my consumer protected rights, and the ***** Monthly this inaccurate information is continuously reported. Therefore my rights are being violated monthly according to 15 U.S. Code ****e - Compliance Procedures, Accuracy of Report, and 15 U.S. Code ****s2 - Responsibilities of furnishers... This Negligent noncompliance of reporting inaccurate information on my credit reports must stop now. I've also never given you permission to give my information to anyone, which is a violation of 15 U.S. Code ****b - Permissible purposes...I wrote this complaint by myself.

• Initial Complaint

  08/16/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  Upon reviewing my credit report, I've discovered that my rights protected by the **** (15 U.S. Code ****(b) Billing error) have been violated. Additionally, I've identified multiple billing errors, thereby contravening my rights under 15 U.S. Code ****(b)(4). The following accounts have billing errors: KOHLS DEPARTMENT STORE - 639305xxxxxxxxxxxx, CB INDIGO - 534348xxxxxxxxxxxx, ******************* - 542539xxxxxxxxxxxx, and REGIONAL FINANCE CORP - 678598xxxxxx.One of the violations involves the creditor's failure to accurately reflect a payment made or credit issued on a statement. I kindly request the immediate removal of all late payments associated with these accounts. It's essential to adhere to 15 U.S.C ****b, which prohibits treating a payment on a credit card account as late under an open-end consumer credit plan.I want to emphasize that I have composed this complaint without any third-party assistance. It is my responsibility to bring these issues to your attention as they significantly impact my rights and financial well-being. Your prompt attention to rectifying these errors is greatly appreciated.

• Initial Complaint

  08/13/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  I need this inaccurate Personal Information deleted immediately. Incorrect Names: *********************************, *************************,M, ******,*****,M, *************************. CORRECT Name: ****************************. Incorrect Address: ***************************************************************, ***********************************************************. Incorrect Employment: SHOE SHOW. Continuously reporting this incorrect personal information on my credit report is a violation of my consumer protected rights, and the ***** Monthly this inaccurate information is continuously reported. Therefore my rights are being violated monthly according to 15 U.S. Code ****e - Compliance Procedures, Accuracy of Report, and 15 U.S. Code ****s2 - Responsibilities of furnishers... This Negligent noncompliance of reporting inaccurate information on my credit reports must stop now. I've also never given you permission to give my information to anyone, which is a violation of 15 U.S. Code ****b - Permissible purposes... I wrote this complaint by myself, with no 3rd Party assistance.

• Initial Complaint

  08/13/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  I need this inaccurate Personal Information deleted immediately. Incorrect Names: *********************************, *************************,M, ******,*****,M, *************************. CORRECT Name: ****************************. Incorrect Address: ***************************************************************, ***********************************************************. Incorrect Employment: SHOE SHOW. Continuously reporting this incorrect personal information on my credit report is a violation of my consumer protected rights, and the ***** Monthly this inaccurate information is continuously reported. Therefore my rights are being violated monthly according to 15 U.S. Code ****e - Compliance Procedures, Accuracy of Report, and 15 U.S. Code ****s2 - Responsibilities of furnishers... This Negligent noncompliance of reporting inaccurate information on my credit reports must stop now. I've also never given you permission to give my information to anyone, which is a violation of 15 U.S. Code ****b - Permissible purposes...I wrote this complaint by myself, with no 3rd Party assistance.

• Initial Complaint

  08/12/2023

  Complaint Type:

  Billing Issues

  Status:

  Unanswered

  More info

  During my review of the credit reports, I found Lendingpoint LLC Account - ***********, and **************** *** - xxxxxxxxxx1166 to be inaccurately fraudulent and in violation of my consumer protected rights according to the ***** I am not liable for either of these fraudulent accounts. 15 U.S,C. **** 604A (2) States that the *** cannot furnish an account without my written instructions. I never provided written instructions to anyone. This situation negatively impacts my life and hinders my ability to provide for my family. I that rights have been violated monthly for more than a year. This is negligence and noncompliance with F*** laws 15 U.S.C. ****s, and 15 U.S.C. ****s-2. Data/ ***s Furnishers must report consumer information with 100% accuracy. Please delete these accounts. I wrote this complaint independently.

• Initial Complaint

  07/05/2023

  Complaint Type:

  Billing Issues

  Status:

  Resolved

  More info

  There's several names, adress, and accounts reporting on my credit fraudelently which are not mine JPMCB opened on October 4 2018 balance of **** ****** account that was opened on 12 21 2017, Setf account fraudent charges in account .The following adresses are been reported as my adress when they are not my adress adress: ********************************************** ******************************************************** The Following names are been reported under my credit when they are not my name :*********************************** ***************************,******* The Following Employers are been listed as my employers when they are not:VICKYS CATARING SELF CASTILLOS CATERING I need all of this incorrect information to be deleted and for the correct information to be furnished to the credit reporting agencies.

  Business response

  07/06/2023

  This correspondence is in response to the complaint SageStream received from your office on 07/06/2023. Please be advised that SageStream has carefully reviewed ******** *********************************** concerns and will provide a response directly to ******** ******************************* via mail to the address provided in this complaint. If ******** ******************************* has any further questions for SageStream, she may contact us by phone at ************.  The SageStream Consumer Center's hours of operation are Monday - Friday from 8am to 7pm Eastern Time

  Customer response

  07/11/2023

  
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
  
  Regards,
  
  ******** *******************************
  
   
  

• Initial Complaint

  04/24/2023

  Complaint Type:

  Billing Issues

  Status:

  Answered

  More info

  March 21,2021 ************ hospital performed services on a workmans compensation claim for a shoulder injury . they have been informed and sent this claim out for collections from a company called medical revenue service. Tower Health has been neglient and refuses to fix their own billing problem. thus ruining my credit

  Business response

  04/26/2023

  This correspondence is in response to the complaint SageStream received from your office on 04/24/2023. Please be advised that SageStream has carefully reviewed ******************************* concerns and will provide a response directly to *************************** via mail to the address provided in this complaint. If **************************;has any further questions for SageStream , he may contact us by phone at ************. The SageStream Consumer Center's hours of operation are Monday -Friday from 8am to 7pm Eastern Time.

*Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. ↩