Reviews

Review Details

• Review fromKaren S

  Date: 04/11/2023

  1 star
  BEWARE and SEEK ELSEWHERE!!! This company over-promised and under-delivered. We needed cash to begin a business and all they did was apply to a dozen credit cards which I could have done for free. And trust me when I tell you I doubted along the way, but they had an answer for everything that sounded believable. We trusted they were leading us in the right direction; instead we now have their $10K bill and nothing to show for it. Also worth mentioning is the loss of time and wasted phone calls.Our first point of contact, *********************** wasn't upfront with fees. And *********************** talked his way through every doubt knowing there were no guarantees. Lastly ***************************** shared a presentation on how to get cash and not one panned out. Trust none of them!!!

• Review fromThomas s

  Date: 03/06/2023

  1 star
  Allow a .25 star and I'll select that. Long story short I was told to move money around on my other credit cards with $0 balance to equal out cards with higer balances because it "looks better" I did that and after creating more debt, $692 in transaction fees with higher interest rates on these balances I transferred, that still wasnt good enough. I followed the email instructions they sent me then I was told one balance was too close to 30% so I needed to transfer a balance again. I said I wasn't going to do that and pay more fees and go to a higher interest rate. Complete waste of 1 month of my time and money. Now I'm $692 poorer and no loan. Thanks alot scam artist ******.

• Review fromRobert L

  Date: 02/16/2023

  1 star
  TOTAL SCAM! Beware of this predatory company. They will tell you lies and promise you the moon. Was seeking help funding a new business and ended up with a huge fee and no usable funding. Only individual credit lines and a fraction of cash that could only be accessed by cash advances with 30% interest. If you want to pay someone else to sign you up for credit cards, this is the service for you.

• Review fromDiana S

  Date: 11/09/2022

  1 star
  I believe the operation at Seek is a scam. They just open credit cards that you can open yourself. They fast talk you into a contract and then their game is just to collect on that contract. They do not help business owners secure capital, they just run a credit card scam. I have never worked with such an unscrupulous business.

  Seek Capital, LLC.

  Date: 11/16/2022

  Hello, and thank you for reaching out. We strive to provide an excellent experience for each and every client and part of that is ensuring that all of our disclosures are consistent with our contracts. We state verbally and in writing that the funding we help the client obtain is in the form of credit cards, and you agreed and accepted the offer. We would never assume that a client cannot place applications for lines of credit on her own, but we possess a high degree of experience in utilizing our matching platforms to best match our clients with the funding sources that will give them the highest approval odds. This is done utilizing both extensive technologies, underwriting algorithms and human underwriters. To recommend a business owner go online and apply to any and every online application is both reckless and dangerous.
  
  Upon further review of your file, we have on record that the total approval amount reached $72,800. It was after the invoice was presented 1,100 days ago that you began raising any concerns with us.
  
  We understand this is probably not the response you were hoping for, but please appreciate that these are the simple facts. Wishing you all the success in the world.

• Review frombryant w

  Date: 10/21/2022

  1 star
  Horrible Horrible Horrible organisation. First they lied to me and treated me like a second rate citizen because my credit score was a 786. I applied for funding for a new business and i explained that i wanted a loan. They make you hurry and sign the contract promising that they can get you what you need. The loan officer *** tells you" hey man I think we can get you the money but in order to find out you must sign the contract. " Really Ok then you sign the contract. only then they tell you oh ok now you have to pay like **** to bring one of your credit cards down before we can get the final amount. So i'm like ok i don't want to do that then they say well you must now pay 995 to cancel im like Why you only pulled my credit you did not do 995 dollars of work. Also they said i would pay only after i recieved the funds but that was a lie also they want you to pay the 995 because they actually **** t getting the loans approved. This is a very sneaky and dirty company to deal with. All of them know they are liars and really just want to cheat people out of their hard earned money. You think your signing to get approved and they aren't even a bank they do not lend money they are middle men and dirty ones at that. Now they want to really mess up my credit score because i'm refusing to pay the 995 fee for them doing nothing at all. I asked to speak with management no one contacted me. i asked to cancell the contract because i don't have the **** dollars they said no so they are regular pieces of **** all of the. everyone involved. I feel tricked and embarrassed that i even called this place. they are disrespectful cheats liars and scam artist. Don't sign anything with them. They **** really bad. They knew i was desperate to get my business started and immediately took advantage of me. They deserve negative 5 stars they are the absolute worst place to get business funding and like i stated i have excellent credit

  Seek Capital, LLC.

  Date: 11/07/2022

  Hello, and thank you for your feedback. We strive to provide an excellent experience for every one of our clients, and part of that is receiving feedback and looking for ways to improve. Upon further review of the file, all terms of our contract were disclosed, and the client agreed in full with signatures in 22 places on that contract. Our cancellation and termination fees are expressed in red on the first page, and elaborated upon in clauses 11 and 12. The contract program does not allow the client to move past these clauses without signatures. We reviewed the initial funding advisory calls as well, and everything was clearly stated upfront that we would be working with multiple banks in order to achieve the target funding amount, and this would be achieved via credit cards. Since Mr. White decided to cancel the offer after it was accepted, he incurred our cancellation fee. Multiple attempts were made to get this matter cleared, including a reduction of the fee if both parties could come together to work on the file reasonably, only to be met with hostility instead. Of course, we are happy to go through any remaining questions or concerns the client has on the file, and we hope to bring his funding request to a successful conclusion! We hope this helps.

• Review fromMadel F

  Date: 08/27/2022

  1 star
  If I can give them a negative star I would. I am so desperate to get funding. I know I have a good credit score which is 708 in experian. The agent who talked to me on the phone said that I was not approved coz of the low score! It is so stupid! Yes, they were nice and friendly. Their website says fast funding and 500 credit score is ok! Nope! Everything in their website was a lie. Don't trust this "Sick Business Capital". They will transfer you to Lexington Law firm to repair your credit score so you can get the funds you need within 3 weeks! And of course you have to pay $14.99 plus $20.00 for monthly subscription. What the heck! I was trying to get funding but they are trying to get money from me! ***!!! SCAMMERS!!!! I will go to every social media to warn all the business owners like me who is so desperate in need of funding to not trust you and not even waste a second to call you! How do you feel fooling a small business trying to stay afloat in midst of this difficulties! You agents and owners of this "SICK Business Capital" hope you can sleep at night. Is that how you feed your family? Dirty money? From people who's trying to live fairly? What goes around comes around! YOU ARE ALL SICK!!!! with the negative reviews this company has all over the internet, they need to be SHUT DOWN! So they can't fool any people anymore! YOU MUST BE SHUT DOWN!

  Seek Capital, LLC.

  Date: 09/21/2022

  Hello Madel, Thank you for reaching out. We strive to provide amazing service to each client and part of that is receiving feedback on ways we can improve.
  In the circumstantial case we cannot accept your application, for any aspect of your credit report that may prove to be objectively subpar by standard lending guidelines. We feel it is our obligation to refer you to the best partners that we work with to help bring you to the most optimal credit standing to ensure the most success on your path to business funding. We find most of our applicants appreciate this extra effort. If you find this is not for you, you do not have to accept any referrals.
  Please understand we have attempted to do the best on our part to help you and process this application. We understand this is probably not the outcome you were hoping for, but please appreciate that these are the simple facts. Wishing you all the success in the world.

• Review fromMichael V

  Date: 08/17/2022

  1 star
  On July 6th 2022. I am a small business owner trying to seek funding to expand my small business I did some online research and ended up being solicited by Seek Business Capital via e-mail by no less than three different salespeople within a 30 minute along with numerous phone calls. I decided to accept one of those phone calls and was then walked through their initial process. After being transferred after a brief conversation with several people I landed with my sales manager.The sales manager then went over the funding estimated agreement . This is where I have numerous issues with . Once you sign this agreement you no longer have control over who they will submit your information too . During this for all access after I had already signed the agreement I found out they have partnerships with the funding institutions . I questioned this after the fact because the funding agreement is glazed over with your account manager and unless you asked the right questions you were locked into their agreement. This company misled me because the contract states it is a consultant client agreement yet once the agreement signed they no longer consult with you, dictate what you can and can't do. They use third party applications to apply for these credit cards which was not disclosed. Half of your funding is personal and half of your funding is from your business but the agreement states none of this funding can be used for personal. You have no control over which institution they're going to send your information to. I submitted my cancellation since I was misled on the information and they did not do a Full disclosure on how they do their funding. I requested copies of all applications which they did not provide. I asked for clarification on the use third party and they denied the use even though my e-mail states two different companies were used. They could not answer my question the protection of my interest and not theirs when providing their service to their partners.

• Review fromKrista U

  Date: 08/17/2022

  1 star
  They promised me $50k for my new business. I found out it was credit cards. Okay, fine. Not ideal but okay. Well, next thing I know they are applying for mostly personal credit cards and like 3 business credit cards. Frustrating but I didn't want to pay a $500 cancellation fee so we will see how it goes... I told them I needed to liquidate so I could pay my bills. After over a month I finally have 4 credit cards totaling about $20k available and I get the meeting with the "liquidation specialist". The specialist lays out a plan for me to do balance transfers and keep them... I don't know about you but I am certainly not comfortable lying to banks! They wanted me to use my cards to continue doing balance transfers and keeping them. Not only that but I paid over $3k for them to scold me for using my cards and not calling and bugging banks about my approval. Total rip off! I was able to get a cash advance for $600 and ended up applying for a personal loan to use instead. I can't believe they would charge so much to get some personal credit cards for people who want to start their business... Most of the people I talked to were relatively nice (other than pressuring me to constantly call banks when I don't have time to sit on hold for 2 hours) and I know they are just employees for a company, but if you are looking for business funding DO NOT use them. Try credit karma, that's how I got my loan.

  Seek Capital, LLC.

  Date: 09/30/2022

  Thank you for reaching out. We strive to provide an excellent experience for each and every client, and we are always willing to accept feedback. Our funding advisory team discloses very early on in the process that the funding is achieved via a unsecured lines of credit. This was always going to be an aspect of our business capital service that the client was going to find out about. Also stipulated in our contracts is the fact that we do not make guarantees about the final funding total, nor about the amount of liquidity that they can obtain. These were clauses in two agreements that the client signed several times. From there, every effort was made to acquire as close to the ideal funding total that the client requested in the agreement.
  Of course, we strive to help the client get approved with business credit first and foremost, so that they can start building their business credit portfolio. We will exhaust every option in this endeavor. None of the capital nor the methods used to obtain them required lying to any bank. We are confident that the funding we helped earn for the client thus far will be put to great use as she starts growing her business!

• Review fromTimothy L

  Date: 08/11/2022

  1 star
  I received a text from their company stating that I was "Approved" for a loan 12 month loan. Not pre-approved, approved. I had been speaking with a few different lenders in the last couple of days prior to their text, so I had just assumed it was one of the lenders I had been speaking with. However, when I spoke with them to follow up on what the approval terms were, they said they just needed to verify a few things first and that it would only take a few minutes. After at least a half an hour phone call, the lady was asking all kinds of questions that I was certain would have been needed for me to get any kind of approval. Some of the information she asked was for the name of my company, my income, my address, etc. I asked why all the questions since it should already be on file for the approval and that I just wanted details on the approval. She then stated that she needed my social security number so that she could send the documents to underwriting. I refused to give my number over the phone, to which she said was the only way they operated. She explained that they do it this way because it is "secure" and then said I could also text it to her if that made me feel better. I again refused and asked for additional details on what it was I was approved for. She then asked how much I needed. I was curious how I could be approved for anything without the lender not knowing any of this information, including the amount I was looking for. I have spoken with Darren Fine and Karmina Comia thus far. Karmina said no lender would tell me I'm approved via text. That is incorrect. I have worked with lenders before where the banker has sent me a heads-up text informing me of an approval. That also means that Karmina is trying to backtrack on the text their company sent to me. My next complaint is with the FDIC and AG of their state. It turns out they don't even lend any money anyway! They're just some kind of middleman. A completely unnecessary step in getting a loan.

  Seek Capital, LLC.

  Date: 08/12/2022

  Thank you for reaching out and for providing so many details within your statement. After careful review of your file, it seems there's been a simple miscommunication caused by the fact that your information was the apparent lead-source of multiple companies. It seems there was an assumption mixed with confusion that Seek Business Capital was the only company--or at least the first--to contact you. To put this in perspective, the reason for the questions regarding your personal info was an effort to build a profile for our in-house underwriting staff. I'm confident that had you completed the process, you would've been comforted in knowing that we require that every client's identity be certified by a notary to prevent identity theft and Seek from being a conduit for fraudulent practices. It's obvious you received mixed messages regarding your file, surrounding the use of the word "approved". For that you have our deepest and most sincere apologies. Please know that this interaction has resulted in a coachable moment, as Seek Capital does not "approve" clients since we are not a lender. Our in-house underwriters do, however, provide estimates. I would add that countless approvals and pre-approvals are mailed via U.S. Postal service, every day. However, there are typically certain criteria that must be fully met in order to take advantage of these offers, as they as essentially marketing material. Again, that practice is not one that Seek Business Capital utilizes. Thanks again.

• Review fromTanya W

  Date: 08/08/2022

  1 star
  Please do your research on this company first. It will save you time and money. I walked away after spending hours going through this process to realize they could not provide the service I was looking for. I wanted a line of credit for my business. They offered personal and business credit cards to total the amount I was seeking, with an extra fee to use them as a line of credit. This meant numerous hard credit pulls for credit cards to total up to that amount. Not a place to do business with. Once I said I didn't want to proceed and to cancel the contract, the manager was no longer polite and tried to used sketchy tactics to get me to continue. I didn't listen to my gut early on and it cost me valuable time and money (there is a within 48 hours cancellation fee). DON'T REPEAT MY MISTAKE! I think they border on unscrupulous business practices.

  Seek Capital, LLC.

  Date: 08/12/2022

  Thank you for your input; however, your statement is demonstrably incorrect. We would ask that you refrain from insulting our hard working, dedicated staff with comments such as "sketchy". Seek has a reasonable expectation that our clients, as business owners, are capable of reading and understanding a basic agreement and that you are making an informed and sound decision in signing our Funding Estimate Agreement--which included the words "credit cards" 4 times on the first page of the agreement and several times on the following pages. Our goal is to provide amazing service to each-and-every customer beginning with transparency. Our agreement was signed by you in 2 separate locations and initialed 22 times alongside each of the terms. Our focus is to provide funding to new and early-stage business owners to assist them in growing their startups. Seek Business Capital prides itself in providing a very valuable niche service, that savvy business clients feel thankful for, as they consider our service a lifeline, and are happy to pay a small fraction for the funding that we secure, on their behalf, to save their businesses, thereby injecting millions in funding every month into the U.S. economy.