Complaints

The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

• Initial Complaint

  Date:05/08/2025

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I was wondering if you can help me with an issue that I'm having with a card processor named Maverick Payments. My name is **** ******** and I own a business in ********, **. As for my story, I was using a card processor called Maverick Payments, which is located in *********, **. They put me in over 30k in debt and I lost a huge amount of business transactions in the past month. They've also retaliated against my other company by putting a reserve hold against it and refused to pay me out. When I left Maverick for another card processor they put my business on a "Match List" which could prevent me from getting card processing from any card processor in the future. I've attached screen shots of the conversations about reserve holds, releasing the funds and refunding customers which, in retaliation, put me on the "Match List". The debt and suffering they put me in is growing day by day and I don't know what else to do. I hope someone from your team has knowledge about card processors and can help me with this issue.

  

  Business Response

  Date: 05/28/2025

  Dear Mr. ********************* style="font-size: *****rem;">At the outset, Maverick notes its compliance with Applicable Law, Association Rules and the Merchant Agreement(s) in connection with the provision of payment processing and related services.  Any placement with MATCH was, according to our records, due to noncompliance with Association Rules and Applicable Law.

  Pursuant to the Merchant Agreement(s) under which Merchant received payment processing and related services, Merchant shall indemnify and hold Maverick harmless from and against any losses related to, among other things, Merchants noncompliance with the Agreement or Applicable Law, including Association Rules. Further, upon an Event of Default, which has occurred when Merchant violates the Agreement, fails to provide information that is suitable, and/or an Association  requests or demands the Agreement be terminated, Merchant agrees to placement on the MATCH or equivalent list, and agrees to indemnify bank and ISO in connection therewith (see the Merchant Agreements at, including, without limitation, Sections 24 and 26). 

  Therefore, any claim or demand brought by Merchant related to any MATCH placement would be in breach of Merchants obligations under the operative agreement; should Merchant proceed, Maverick will seek all remedies available for same under Applicable Law, regulation and contract.

  Moreover, in response to your concerns regarding funds held in reserve, pursuant to the applicable Merchant Agreement(s) under which Merchant received services, Bank is entitled to establish and maintain a reserve, in such amounts as it or *** deem, in their discretion, sufficient to satisfy Merchants current or future obligations related to Transactions processed or otherwise incurred by Bank or *** on Merchants behalf under the applicable Merchant Agreement or under any other agreements between the parties.

  Our records indicate that a hold was placed on your merchant account on or about the time when an association issued a BRAM violation in connection with your Merchant Account.  Given the violation indicated noncompliant processing activity, and given the fine typically assessed for such violations, placing a hold on funds was entirely reasonable under the circumstances. Further, the Merchant Agreement provides that funds on reserve will be maintained for a minimum of nine (9) months after termination of the Merchant Agreement or until such time as Bank determines, among other factors, that all outstanding obligations among Merchant and Bank are fully resolved. 

  Accordingly, the amount(s) held in reserve in connection with any Merchant Account(s) remain in accordance with the terms and conditions of the commercial agreement(s) between the parties. 

  Finally, contrary to your assertions, you were provided with notice of the hold on your Merchant Account(s).  A communication was sent via dashboard on or about April 14, 2025, in accordance with notice provisions set forth in your Merchant Agreement(s), indicating that a hold had been placed on funding and that Maverick required additional information in order to continue to support the account. 

  Please feel free reach out to us directly with any additional questions. 

  Customer Answer

  Date: 05/28/2025

   
  Complaint: 23302332
  
  I am rejecting this response because I was never told 100% of my funds were being held. You also said the matter was resolved for a $650 fee and my account was fully activated. Why was I put on MATCH after you said the matter was resolved and my account was back to normal. I have screenshots of all our conversations and have proof that you said my account was resolved and back to normal.
  
  Also, why did you start taking money from my other company MID for no reason? Was it in retaliation for refunding my customers and refusing to apply the refunds to my reserve? Why does it say, in the Maverick portal, that you paid out my reserve, but I never reserved the payment? Many issues with what you did and putting me on MATCH. It seems MANY other companies are having the same issue. You'll also be hearing from the *** soon. They contacted me personally and seems many other complaints were filed against Maverick.
  
  Sincerely,
  
  **** ********

  

  Business Response

  Date: 06/02/2025

  Dear *** ********,
  
  You were provided with notice of the hold on your merchant account - specifically "Please be advised the account is being placed on hold". 
  In regard to the MATCH, the placement was, according to our records, due to noncompliance with Association Rules and Applicable Law.
  
  Thank you. 
  
  

  Customer Answer

  Date: 06/02/2025

   
  Complaint: 23302332
  
  I am rejecting this response because: I was never told 100% of the funds were being held. You also held funds for my other MID for no reason. You also told me my account was resolved and back to normal for a $650 fee and then matched me for after I left you for another processor. I have now joined other merchants in a joint lawsuit against Maverick and I'm in contact with the ***. Which is also investigating Maverick. They will also be in contact with you for other merchants with the same issue.
  
  Sincerely,
  
  **** ********

• Initial Complaint

  Date:04/05/2025

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I am the owner of ********************. My merchant account with ********************** was closed on February 19, 2025, and the last processed transaction occurred on February 15, 2025.Despite this, Maverick continues to hold a $9,736.11 reserve balance with no active chargebacks or liabilities. I had two chargebacks, both of which I successfully won, as reflected in the attached statement. There are no outstanding risks or disputes.On April 2, 2025, Maverick attempted to withdraw $181.25 in fees from my bank account even though the account was closed and inactive, which caused an ACH reject. They then used this to justify delaying the release of the reserve for an additional 90 days until July 3, 2025 which is over 4.5 months after the account was closed.This delay is excessive, harmful to my business, and lacks clear justification under industry norms. I submitted a formal request for reserve release, and Maverick refused, citing general risk concerns without evidence or itemized explanation.I am requesting the ***** assistance in securing:1.The immediate release of the reserve funds.

  

  Business Response

  Date: 04/08/2025

  Hello ******* ********, 
  
  We value your opinion and appreciate you bringing this matter to our attention. After a review of your account, it was terminated due to the financial risk the account posed to us and funds were held due to that risk. As your account experienced over 10 rejected debits and 80% of the volume processed was disputed, we would be justified in maintaining this hold.  Once any risk of loss has passed on your account, we will release the funds. 
  
  Thank you.
  
  
  
  
  

• Initial Complaint

  Date:12/27/2024

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Merchant ID ending in 7639 So they cant say this is a made up Person.... Made transactions 2-3 weeks ago, First they asked me for a website which I provided. Then the risk team asked for invoices with my clients numbers that's all they told me at the time, then they want to call my **** clients, bothering them TOTALLY WITHOUT MY KNOWLEDGE. Then they update the ticket and say that we cant release your funds because we cant contact your clients.... I don't have 1 chargeback... its been weeks since the charge. I have about 6k Held hostage that I cant resolve. Hopefully I can get my money back but I don't think its anytime soon.. I think legal proceedings is the fastest. See you guys in court

  

  Business Response

  Date: 01/03/2025

  Hello ****** ******, 
  
  Thank you for bringing this matter to our attention, we appreciate your feedback. After a review of your account, all the transactions processed through your merchant account flagged for review having all been processed under one Bank that is located across the ** with no branches near you or your client.  This requires us to perform cardholder verification calls which were all unsuccessful. Although none have yet to be charged back, the cardholders can still dispute these charges months from now. Due to these circumstances, the transaction funds will remain in reserve and your account has since been terminated.  

   

  Thank you.

• Initial Complaint

  Date:12/02/2024

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I would like the company to stop ignoring my repeated requests for assistance,. They've even responded to more recent requests i sent a message yesterday thinking that maybe my ticket is stuck in the system or something because they refuse to respond. And they responded saying "Follow ticket number .... for updates" but they can't respond to my ticket for over a week? We've been with this company for about a month. They have this habit of holding your funds (Just like stripe and square) except LONGER and WITH NO CONTACT. This time around, it's now been 7 days, since they've been holding the entirety of our funds. NOT A SINGLE PERSON HAS CALLED, EMAILED, TEXT, NOTHING. And it's been 7 days since they began holding our funds. In what world is it acceptable for a company to hold your cash flow unexpectedly and despite DAILY EMAILS, and several calls, NOT A SINGLE PERSON HAS REACHED OUT. I had promised our client that we would complete here services on saturday, but I wasn't able to do that because Maverick deicded to hold her money and not say anything AT ALL, the only way I found out the money was being held, was when the deposit didn't arrive. By then, it's friday morning and less than 24 hours to my clients services and we don't have the money to pay the contractor because maverick decided to s**** us and NOT EVEN TELL US. NOT EVEN CALL, NOTHING. I'll be searching for another payment processor. In no world should it be acceptablte for a company to hold the entirety of your cash flow AND NOT SAY A SINGLE THING TO YOU, FOR YOU TO FIND OUT WHEN YOU GO TO MAKE A PAYMENT AND YOU SEE THE MONEY WASN'T DEPOSITED, THEN WHEN YOU TRY TO CONTACT THEM THROUGH CALLS, TICKETS, EMAILS, NOT A SINGLE PERSON RESPONDS IN OVER A WEEK. Completely unproffesional. ****@drewslegal

  

  Business Response

  Date: 12/13/2024

  Hello Luis *********,
  
  Thank you for reaching out to us regarding this matter, we value your input and take this matter very seriously. After reviewing your account, a hold was placed on your account on the 27th , the same day we reached out to you requesting additional information for a recent transaction. No response was received until November 30, which is a Saturday and outside of normal operating hours. On Monday December 2nd, we reviewed your response , removed the hold and released the held funds. 
  
  We hope this has resolved your inquiry. If you need further assistance, please reach out to us directly at ************************************************************* requesting a manager review. 
  
  Thank you.
  

• Initial Complaint

  Date:09/18/2024

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Dear Better Business Bureau,I am writing to file a formal complaint against Maverick CC Merchant Provider for their unethical business practices.Firstly, the company maintained a reserve account without informing us beforehand. Secondly, they failed to release the funds from the reserve account 32 days after the closure of our account. Additionally, they did not disclose the existence of a ridiculously expensive cancellation fee.Although those fees were listed in the terms sheet of their company, this terms sheet was only shared with us when we opened the account. Before agreeing to open the account, we explicitly asked them via email and verbally to list all fees and procedures, and they did not inform us about those fees and reserves. We repeatedly confirmed that there was nothing in the terms sheet that they had not disclosed to us prior.These actions have caused undue financial hardship and stress for our business. We believe that Maverick CC Merchant Provider's practices are misleading and unfair, and we request your assistance in addressing this matter.Thank you for your attention to this issue.Sincerely,***** ********** Financial Officer @ BerkCo Pros

  

  Business Response

  Date: 09/29/2024

  ****** *********, 
  
  Upon review of your account, we have decided to refund your early termination fee. Please keep in mind this fee was disclosed to you on the merchant agreement on page 6. In addition, we advised you on 8/7/2024 of these terms if you cancelled the account. 
  
  As for the reserves, you signed an agreement to establish a reserve on your merchant account due to various factors. Once the account was closed, we reviewed the account performance and released all funds out to you 32 days after, there is no reserve balance to date.
  
  Please let us know if you need anything else. 
  
  Thank you. 
  
  
  

• Initial Complaint

  Date:05/24/2024

  Type:Order Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  I had been with Maverick for almost a year. For two different platforms. With very little problems. I had to go abroad for some urgent matters, then the fires started. They withheld 100% of the money. They decided to close my accounts with them, but yet were still accepting the payments at 100% withhold. They never told me they were closing my accounts, because they were still accepting payments. Everytime I tried to get answers they simply said I would have to speak to my sells representative, who was a third party. They were non-responsive. But Maverick continued to evade my attempt at answers, and simply diverted questions to a sales representative, who was completely ignoring me. MONTHS later, they are still withholding over $6,000 with no responses. I called them yesterday, and they said they would open tickets to look into this matter further, but as I told them before I am unable to login into there system. Even when I reset the passwords and copy and pasted to ensure no typos, the system continued to prompt me reset the password. So how am I even supposed to check the tickets? Meanwhile, they are still withholding over $6,000. ($4,326) in on account and ($2,102) in another account. They were also communicating private information of mine to a third party business, which is a severe breach of ethics and contractual obligations on their behalf. The shady business practice to withhold the money this long where by they make interest on my money, and the fact they continued to profit by processing even though they breached contract by stopping payouts need to be answered. While the contract stipulates they can end processing at anytime, their lack of communication that they had terminated and their continuance of processing which only benefited them was a severe breach. CC: Federal Trade Comission CC: Attorney General of California CC: Briggston Attorney at Law $6,428

  

  Business Response

  Date: 05/28/2024

  Maverick regrets that its customer reports concerns related to *********************** policies.  Maverick is unable to divulge specific customer information, but must take the opportunity to respond generally to the serious allegations of this complaint.  Mavericks actions are and remain in accordance with applicable law and the commercial agreement between the parties. Maverick is contractually authorized to establish a reserve account for funds to cover its losses; and contractually authorized to retain such funds for a minimum period of 9 months following closure of any merchant account.  Funds released after the expiration of that period would be subject to any trailing losses related to the processing services made available by Maverick to merchant pursuant tor the commercial agreement between the parties.  Such trailing losses would include legal obligations to third parties.  Maverick has provided information regarding the specific circumstances surrounding this merchant and their merchant account(s), as well as direction, to the extent appropriate under the circumstances. Maverick will continue to act in accordance with its legal and contractual obligations. 
  

  Customer Answer

  Date: 05/28/2024

   
  Complaint: 21755503
  
  I am rejecting this response because:

  They were contractually obligated to notify me they were closing the account and made no contact. 
  They also stated on the phone they would keep it 90 days but now saying 9 months. 
  

  no where in the contract did it say 9 months. It says 180 days. 
  

  I would like to know how they feel its okay to change their policy and break their contract. 
  

  This is my attempt to request an amicable solution, but they arent even addressing my concern, Maverick would you like to reach a reasonable solution or should this issue be escalated to higher authorities, and should I also involve your banking partners?  

  CC: Attorney's General Office
  CC: Briggston Attorney at Law
  
  Sincerely,
  
  *******************************

  Customer Answer

  Date: 06/07/2024

  Hello, I would like to formally close my dispute. The company has resolved my issue very respectfully and I appreciated it.

• Initial Complaint

  Date:03/14/2024

  Type:Service or Repair Issues
  Status:

  ResolvedMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Maverick Bank located in ********* *********************** out of ******** ** was used by Authorize.net to assist in processing credit cards for my online business. Upon opening my account, there was no details provided on fees and the % they were holding in a reserve account, by my Account Representative *************************. I feel scammed by this entire process because a thorough application wasnt even completed by me. I requested a copy of the **************** was forged. Ive never done this before as Im new to this whole process. I feel taken advantage of by this *************** lack of communication. After 3 months of processing payments for my small skincare online business, they refused to release my reserves of almost $5,000. I was so upset about this, because I was told I would receive the money back after 3 months. Once I closed my account, they still refuse to release my money. I requested a reason or at the very least a timeframe of when my money would be released, they will not answer any of my questions regarding my own money. This is a scam & pure theft from a small business. In addition, *** asked them to release at least half of my money. They still refuse. I am a very small business that only made close to $30k in 3 months. I had 3 chargebacks and won them all. They were all small amounts. I dont understand why a small business like mine, with zero sales some days, is such a high risk where they refuse to return my money. No one is helpful & no one is responding with answers. They wont even call me back. I really need my money back. Im a small struggling business that has been taken advantage of. I want 100% of my reserves being held by this bank immediately. I need proper communication by phone or email from someone located higher up in management because Im stuck logging into a messaging system called Zen Desk & going back & forth with a ************** in the risk department who is offering zero assistance.

  

  Business Response

  Date: 03/17/2024

  Dear *************************, 

  The reserve balance (which you agreed to per the terms and conditions of your account) was released. We notifed you directly and the ticket you submitted in our dashboard was marked as closed/resolved. Should you have any additional questions or concerns, we would be more than happy to assist you directly in your dashboard. Thank you. 

   

  Customer Answer

  Date: 03/21/2024

   
  Better Business Bureau:
  
  I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.
  
  Sincerely,
  
  *************************

• Initial Complaint

  Date:02/29/2024

  Type:Billing Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Maverick payments has unethically, immorally took $3800 off our account into reserves for processing high ticket sales, after requesting for a ticket size increase we were declined so we had refunded the sales on same day, pertaining to still swindling $3800 from us illegally holding it for no valid reason.

  

  Business Response

  Date: 03/14/2024

  Dear ************, 
  
  Upon review of your account, we have no reserve funds as you have refunded all transactions that you processed and have since placed a stop pay on our debits for services provided. Your account has since been closed due to this and there is a collections balance. Please reach out to us to resolve this matter directly. 
  
  Thank you.

• Initial Complaint

  Date:02/20/2024

  Type:Service or Repair Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Good evening,My husband and I have owned a small business for multiple years now. We needed a higher credit processing limit and were recommended Maverick payments. Unfortunately, our experience has been beyond less than disappointing with this company. We have received over $200,000 in fraudulent disputes over the last year. We have provided proof, evidence, and legal evidence to Maverick to fight these disputes with no positive outcome. In addition to this issue, Maverick started taking a reserve from our proceeds and we did not sign any documents approving this. We have not processed any payments through Maverick for over 6 months and they still refuse to release our reserve amount which exceeds over $200,000. Our representative requested that our reserve be released as they have no basis to hold it and are holding it illegally. Again, Maverick refused to release our reserve funds. We have legal counsel and have sent a demand letter to release such funds with no response to our lawyer. We are currently still in contact with Maverick and are being requested all of this additional information such as bank statements in order for the reserve to be released. This is completely unacceptable, unethical, and unnecessary. We have been patient; we have provided all information Maverick has requested and we still have not had our reserve released to us. We do not want to pursue legal action; however, we are being forced to do such if this cannot be resolved in a timely manner and as soon as possible.

  

  Business Response

  Date: 02/22/2024

  Dear ********************, 

  Upon review of your account, we are willing to release funds as detailed within your merchant account agreement. To date, we have not had any outreach, demand letter or otherwise, from your counsel. 

  Please reach out directly if you have any additional questions. 

  Thank you. 

• Initial Complaint

  Date:01/04/2024

  Type:Product Issues
  Status:

  AnsweredMore info

  Complaint statuses

  Resolved:

  The complainant verified the issue was resolved to their satisfaction.

  Unresolved:

  The business responded to the dispute but failed to make a good faith effort to resolve it.

  Answered:

  The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.

  Unanswered:

  The business failed to respond to the dispute.

  Unpursuable:

  BBB is unable to locate the business.

  Hi Earlier this year I signed up to Maverick Merchants/Zen Payments for merchant Credit card processing for my small business. During that period I processed $41,000 in transactions. Like many other BBB Complaints Maverick Refused to release my reserve of $4,785. I recently submitted a support ticket and was brushed off and told to try again in another 90 days after already waiting 90 days prior. My Chargeback ratio is under the industry standard and Maverick has pushed me to the side and has demonstrated awful customer service as they do many small business merchants. These types of shady business practices seem to be common with Maverick along with there neglect to small businesses. I have attached a screenshot of my reserve and Chargeback ratio. To Maverick Do what is right and release payment immediately. Many small businesses operate on a small budget and $4780 can determine if the business can survive.

  

  Business Response

  Date: 01/09/2024

  I'm very sorry to hear about your experience with Maverick Payments, ****. I'm sure it's frustrating to say the least. With that said, I want to clarify that my company, Merchant Maverick, is not the company that you're conducting business with. Maverick Payments is a different company entirely. We have no association with Maverick Payments and do not offer credit card processing services. The correct BBB profile is the following: ****************************************************************************************************************************************************.
  
  
  

  

  Business Response

  Date: 01/23/2024

  Dear **************, 
  
  Following our procedures, and per the account agreement, your account has been reviewed and the funds have been released.

  Please contact us directly with any additional questions. 
  
  Thank you,

  Maverick Payments