Description

Call received with a local number to inform me my file was being turned over to court filing for failure to respond. The caller gave me an 8 digit case number and this 1-888-984-4651 number to call to discuss. I proceeded to call and they had my full name social security number and current home address. They stated they sent me letters in November and December to settle the debt. I requested a copy because I didn’t receive anything in the mail. They emailed me from [email protected] a Sign Now link for Settlement Stipulation. Another SignNow invite for LOA to authorize U.P.C to charge credit card or use my bank routing for the $2001.00 settlement. I researched Kingsley & Associates name and the web showed a scam debt collection and to file a complaint. Arguss Law Firm legal assistant took my call and researched the fake company. Kingsley & Associates was a company in 1980’s that had forfeited their business license in 1990. The law firm confirmed that they violated numerous collection laws. My original debt 2007 now 16 yrs old has a 6 yr statute of limitation in NY. They need to give 30 days to allow time to research and has to have the proof of original debt which the debt collection rep failed to provide any substantial documentation. I was told I needed to pay by 1/23/23 one business day. No prior mailings they mentioned when emailed had no real identification of legitimacy. The fact that they had my personal information is disturbing. Arguss Law sent me steps to take measures to protect myself. report to BBB get on the do-not-call list. As well as file complaint with Consumer Financial Credit Bureau. This is a warning they are out there and will scam people who do not want to have their credit ruined. I paid all debts over last 10 yrs and this brought fear that almost got me to just pay the debt again.