Description

I have been scammed out of $33,000 from an online high ticket digital marketing Ponzi scheme called OPM Wealth (OPM stands for Other People’s Money). The owners of OPM Wealth are Stefan Dessalines and Scotty Agee. From what I gather on their Facebook profiles, Mr. Dessalines lives in Los Angeles, California; and Mr. Agee lives in Hayden, Alabama. Mr. Dessalines' email address is [email protected] / Mr. Agee's email address is [email protected] ~ PLEASE NOTE: After adding the additional credit card business loan fees ($3,850) and credit card liquidation fees ($1,755), and setting aside initial monthly payments to fund the total OPM Wealth business to pay my monthly credit card bills for at least 4 months, I was scammed out of a TOTAL of $42,850! (See explanation below re: funding and credit cards.) ~ In March 2021, I learned about the OPM Wealth opportunity and watched their sales funnel explaining the basics of the program. After signing up on their website, I was told to watch the first 2 videos explaining the program. Once I did so, I then was referred to an OPM Wealth coach. ~ The OPM Wealth coach reviewed my business goals and then directed me to watch 15 more videos. (See attachment with links to all 17 videos.) ~ After watching video #10 explaining the Compensation Plan, I learned that the best option to earn the most money from the OPM Wealth program was to start at the “ZEUS” level for $27,500 (it later became $28,000 since they charged me an extra $500 for an administrative fee). I was then told to select a “TRAFFIC PACKAGE” and I had the option of $2,500, $5,000 or $10,000. I chose the $5,000 traffic package. In total, I paid $33,000 directly to OPM Wealth. However, as it turned out, there were more “hidden fees” that I was unaware of until I got into the financing part of the program. ~ Since I didn’t have the personal cash to invest in OPM, the company referred me to their Financing and Credit Repair provider, Curtis Nalley, from Lending America (American Consulting, LLC). I was told that since I had a great credit score of 821 at the time, that I could easily get credit for the investment. I assumed this would be for a small business loan. However, it turned out that all that Lending America (American Consulting) did for me was apply for multiple credit cards in my name. Even though I only needed $33,000, I later learned that American Consulting had applied for over $72,000 in credit cards in my name. ~ As I got into this scam further, I learned that American Consulting would charge me $3,850 to apply for these credit cards. And then for me to access the CASH from the credit cards, I needed to work with a credit card liquidation service, which charged me $1,755 to liquidate $37,245 from 3 of the credit cards, for a total of $42,850! ~ None of the initial OPM Wealth 17 videos explained that if I pursued their ‘Financing & Credit Repair’ services, that I would be charged such outrageous fees. And what’s worse, was that my personal CREDIT SCORE went from EXCELLENT at 821 to FAIR/GOOD at 674. ~ After the credit card liquidation service sent me the $37,245 to fund my OPM Wealth business, I then was referred to a CRYPTO trading contractor associate hired by OPM Wealth to transfer my US dollars into BITCOIN. Apparently, OPM Wealth only works in BITCOIN. They do not take US dollars. ~ On May 3, 2021, the CRYPTO trading contractor transferred $33,000 of my US Dollars to BITCOIN. And then one of the OPM Wealth owners, SCOTTY AGEE, assisted in the transaction by accepting my $33,000 in BITCOIN and setting me up in the OPM Wealth program under the ZEUS plan for $28,000 and $5,000 for their traffic package. ~ The premise of the OPM Wealth program is that the company pays for co-op advertising and the company’s sales funnel provides approximately 50-60 leads. From those 50-60 leads, the OPM ‘COACHES’ call those leads, set up appointments, and close about 4-5 sales on our behalf per $5,000 in traffic package invested. As a ZEUS member, we do not ever have to call any leads or speak to any prospects or OPM clients. The OPM Wealth ‘COACHES’ do all the work for us. This OPM Wealth scam was advertised as a ‘done-for-you’ system. ~ Since May 3rd after investing $33,000 into OPM Wealth, I have not received ANY leads nor any customer sales from my $33,000 investment. Initially, I was told that I would be receiving leads within the first week or two. As of AUGUST 4th, I have not made any profits from the program. I have sent numerous emails requesting an update as to when I will be receiving leads and sales, and NO ONE is responding to my emails. There is no phone number to call. ~ I have spoken to my assigned coach, and a couple of other OPM Wealth members, and they have not heard anything from either of the owners, Stefan Dessalines nor Scotty Agee. The OPM Wealth coaches have sent several Skype and email messages and neither Mr. Dessalines nor Mr. Agee is responding to any of their contracted COACHES, nor are they responding to any of their OPM clients. No one has a phone number to call the owners, either. ~ As it stands now, I have no means to pay for the monthly credit card payments that I am now faced with. I am in a dire financial situation due to this exorbitant debt I’ve acquired from the OPM Wealth Ponzi scam. I have no financial means to pay my $42,850 in credit cards back. ~ I would like the OPM Wealth Ponzi scam to be thoroughly investigated by the Better Business Bureau. I cannot afford to hire a personal consumer fraud attorney myself, and I feel that this warrants a CLASS ACTION LAWSUIT against OPM Wealth. From what I’ve learned from other OPM COACHES, there are hundreds of people like me that have been scammed out of thousands of dollars by OPM Wealth. ~ I would like to receive full financial restitution for the full amount I was scammed in the amount of $42,850 ASAP.