Description

This is the email I received. I saw the exact same email on this website Thank you for your patience throughout the application process. We’re happy to let you know that your loan request has been successfully reviewed and accepted. Based on the information you provided, we are confident in moving forward and are ready to finalize the remaining steps together. Here are the key details: • Amount: $20,000 • Interest rate: 7% • Term: 120 months • Estimated monthly payment: $232.22 Security Options Your loan is flexible and can be paid off at any time without penalties. To complete the setup, please select one of the following security options: 1. Collateral Provide an asset (e.g., real estate, a fully owned vehicle from 2023 or newer, or other property of similar value). Our team will confirm it meets the requirements. 2. Guarantor You may also assign a guarantor who has a credit score of at least 750 and sufficient financial capacity. 3. Cash Deposit / Insurance You can secure the loan by arranging a one-time security deposit of $1,590.73. This amount is fully refundable after six months if your account remains in good standing. Once you choose the option that works best for you, please reach out so we can prepare the final documents and arrange the next steps. Please note: If we don’t hear back from you within 5–7 business days, we’ll assume you no longer wish to continue, and your application will be closed. If you have any questions or need assistance, feel free to call or email us — we’re here to help. Thank you for choosing Potencia Lending. We look forward to supporting you. Best regards, Bryan Cooper Client Representative