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Scam information

This content is based on victim and potential victim accounts. Government agencies and legitimate business names and phone numbers are often used by scam artists to take advantage of people.

Description

I applied for $5000 personal loan and was contacted by Mike Johnson via text message. I signed the agreement that was emailed to me saying I was approved for a $5000 loan. Mike instructed me to go to a CVS or Walgreens to purchase an Apple Card and load $150 in the card to verify I will be able to pay the installments on the loan. I bought the card and transferred the $150 on to it and sent a picture to him. He stated in 1 hour the $5000 will be transferred to my bank account. I waited and checked and there was no transfer to my account. I informed him and he stated the IRS has a hold on my account for $250 am I need to clear the $250 before I can get the loan for $5000 transferred to my account and the $250 will be refunded.

Dollars Lost

$150

Targeted Person's Location

MI, USA- 48168

Scammer Information
Scammer location logo

FL

Mobile logo

(346) 317-5194

Web logo

USA Smart Loans

Scam Type

Advance Fee Loan

Learn More

Business name

USA Smart Loans

Date Reported

January 19, 2026

Scam ID

1169843


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