Description

Letter: I trust this message finds you well. My name is Timothy Kim, and I am a Senior Partner Timothy Kim, Chartered Accountants, based in Ontario, Canada. My firm provides financial consultancy and audit services to a number of institutions including banks, insurance companies, and other financial entities. In the course of a recent audit engagement conducted for ManuLife Insurance Company, I reviewed the portfolio of a deceased client Dr. BRUCE ***** an established American real estate investor, who passed away during the Covid 19 pandemic five years ago. During the audit, I identified an unclaimed life insurance policy in the amount of USD $10,670,300.00 held with a reputable credit union. Despite exhaustive efforts by the insurer, no next of kin or designated beneficiaries have been located, and the policy remains unclaimed. According to regulatory requirements, such unclaimed assets are subject to escheatment to the state after six years. As we are now approaching this statutory deadline, I am reaching out to you based on the shared surname and nationality between yourself and the deceased (Dr. BRUCE *****), in addition to the findings from a search inquiry conducted during our review, suggest a possible match. With your consent, I am prepared to retain a legal counsel to assist in presenting the claim under Canadian inheritance provisions, naming you as the rightful beneficiary. Upon successful validation, the life insurance proceeds would be disbursed accordingly. Subject to mutual agreement, I propose that ten percent (10%) of the proceeds be directed at charitable organizations of your choosing, with the remaining balance of 90% to be divided equally between us. The entire process, from formal engagement to disbursement, is expected to take approximately 20 business days. Should you be interested in discussing this matter further, I would be pleased to provide additional documentation and initiate the necessary legal procedures. Please feel free to contact me directly at your convenience via the details below. I look forward to your timely response.