Description

They connected by text offering a short term, easy job to make up to $6000 per month based on website visits and "clicks" to enhance "partner websites" viewing and ranking. This included text message shared registration information to access an online portal that was rife with spelling and punctuation errors where the user, by necessity, had to share personal information and was threatened with penalties of a "credit rating" that if dropped resulted in bank transactions that required payment to the scam site. The T&C's described the penalties that would be owed to the site if the user did not complete the work within specified timeframes. The users share bank information for transactional payments, are promised small sign-on bonuses, and are guided by a scammer to fully "register" and transact small dollars ($130) initially to "setup" the account. They are then given a series of tasks to complete that will inevitably result in a lower credit score while accumulating dollars earned up to $6000 in the first month. The penalty for lowering credit score is the earnings have to be "paid in" by the user through their bank with a promise that they will be fully returned once the penalty transaction process is complete. Although initially the risk is $130, if someone agreed to the T&C's and went through the process, they could be on the hook for 100% or 50% of "earnings" depending on the amount of earnings and the drop in credit score. This is a complex scam with the name Xovara and other variants of the name including Zaovara, Xaovara, Zovora, and probably more. Users beware.