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This content is based on victim and potential victim accounts. Government agencies and legitimate business names and phone numbers are often used by scam artists to take advantage of people.
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I have received robocalls from this company several times a day for almost two months. I finally called back and got an agent who gave me several different company names within the 5-minute phone call. She seemed confused as to where she worked. The two I can recall are Spruce River Lending and then what she said was the "marketing company", Pine Meadow Capital. She said that she would contact Pine Meadow Capital because she was "tired of getting calls from angry people". The Spruce River Lending website (spruceriverlending.com) looks like it was created by AI. The address associated (557 Grand Concourse, Bronx, NY 10451) is for a Chipotle. The website for Pine Meadow Capital (pinemeadowcapital.com) is an exact copy of the Spruce River Lending website. The address associated with Pine Meadow is for a Postal Dispatch Center in Minneapolis. This is clearly a scam.
VA, USA- 23188
Unknown Location
Unknown Email
(877) 602-1316
Unknown URL
Phishing
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Spruce River Lending
December 10, 2025
1127180
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