Description

THEY LEFT A VOICE MESSAGE CLAIMING TO BE GARNISH MY WAGES FROM A PAY DAY LOAN FROM BORROW CASE IN WHICH I'VE NEVER HEARD OF FROM 2018. THE HAD MY ADDRESS AND THE LAST FOUR OF MY SSN. THE ACTUALLY CALL CAME FROM A ERICA MILLER FROM 614-660-0255 OUT IF CANAL WINCHESTER, OHIO. I THEN GOOGLE AND FOUND OUT THAT ITS A SCAM/ THIS IS WHAT PULLED UP. Calls from an entity claiming to be the law firm of Morris and Jacobs are widely reported as part of a scam. Numerous reports to the Better Business Bureau (BBB) Scam Tracker and other consumer forums describe a debt collection phishing scam using this name. Details of the Scam The scam typically involves the following characteristics: Intense Pressure Tactics: Scammers call, often claiming to be from a state processing unit (like California, Colorado, or New Mexico), and threaten immediate legal action such as wage garnishment, property liens, or being served with a summons at your place of employment or home address. Generic or Suspicious Contact Information: The phone numbers used are often 800-style numbers (e.g., 855-549-2477, 855-717-7356) and their websites appear generic and were often recently created. Refusal to Provide Written Verification: When asked for a physical letter or debt validation notice, the callers often refuse, a strong indicator of a phantom debt collection scam which violates the Fair Debt Collection Practices Act (FDCPA). False Claims of Authority: They often impersonate process servers or government officials to create a sense of urgency and fear. Request for Immediate Payment Over the Phone: The end goal is to get the victim to pay immediately over the phone to "settle" the fake debt.