Description

I received a voice mail on 15-Oct-2025 at 09:55 hours from a Haley Garcia with dispatch verification. She said that she had legal documents scheduled to be delivered to me at my home address which she listed. Her voicemail urged me to contact the legal department in my case. She then provided a phone number (866) 558-8451. She provided my "case number" as well 2025-88006. At approximately 10:03, I called the 866 number and spoke to a gentleman by the name of Richard. He informed me that he was with a law firm, J. Feldman Associates. He informed me that they were representing EZ Money and that I had taken a loan out in 2013 which EZ Money had charged off about 3 years ago. I told him that I did not recall taking a loan out. He told me that the amount that I had taken out was $1,352.12, but he was authorized to settle for $650.20. He also informed me that it could not be paid out because they were a law firm, not a debt collector. I told him that I would need to see about getting the funds together. He told me that he could put the legal paperwork on hold for today, but tomorrow, I would be getting served. I asked him what time he was getting off today and he gave me a time in four hours from the time of the call. He provided me with his extension, 137, and told me to call him back. After getting off the phone, I did some research into EZMoney and started becoming more unsure of the validity of the debt. I then called RIchard back and told him that I would need documentation validating the debt. He asked if I was going to pay the settlement and I informed him that I would not be paying anything until I validated the debt. He then put me on hold. An individual by the name of Adam Miller at extension 126 came on the phone. He said that he'd be more than happy to have a letter drafted and sent to me. He verified my identity and got my e-mail address. About 10 minutes later, I received an e-mail from his "law firm". I did a search for the law firm and found no information. I then did a search for the address listed on the document. I found that it was the Century Plaza Towers in Los Angeles, CA. I got their leasing phone number and called to verify that this particular law firm was leasing in the suite on their address. When I learned that there was no law firm there by that name, I did some more digging into possible scams which led me here.