Description

Celtic Finance Institute LTD (CFI) formerly Academy Achievement & Learning, and Digital Finance Academy use www.SKEEApp.com trading and investing crypto currency, they said they are registered in Sec of Colorado, Colorado Secretary of State Jena Grisworld with ID # 20161660666 under the Registered Agent name of Graham Mess, and a trading platform of https://www.SKEEApp.com. Business Address 410 17th Street, Denver Colorado 80202 9413820811. I was initially contacted by Grace Virtanen (646) 821-6132 in early August 2025 on WhatsApp and encouraged to join the crypto contracts discussion group for CFI, which was encouraging people to purchase their crypto coins being released by CFI. I had no interest in purchasing primary market crypto coins that Grace could not explain the purpose for. She continued to contact me and told me that they would provide $1,000 to trade on the SKEE platform for one week, then you return the $1,000 and 70% of the profits made. I agreed to give it a try and created an account using my phone number. I was taught to follow the trading direction coming from the Visionary Profit System 6.0 being related to me by Grace through Telegram messages. She had been messaging me on WhatsApp but requested that I connect on Telegram with her and others soon joined. The others were praising the performance of the VPS6 system, their names and accounts on Telegram are/were Lauren (@LaurenN031), Anaya Sharma (@AnayaS12), Lauren Hayes (@dfsdg52), David Miller (@David03268), Allison Smith (@Allison78782), James Anderson (), Emily (@Emily1990412). The telegram group is CFI-V2-302047, and the principle agent for CFI was Arjun Iyer (@dfdd3244) and for SKEE SKEE CSR-008 (@crj167). They encourage me to invest in crypto currency and do trading by signing a contract which I have attached requiring 200k of US$ converted to USDT. I funded the account via crypto transfers from my Coinbase and Gemini accounts. The contract provisions stated that I would gain 500% and was obligated to pay 17% of profits back to CFI and not withdraw before contract end or if contract was terminated by agreement earlier. On 29 September 2025 Grace notified me that CFI wanted to launch the VPS6.0 system and end the contract. At which point I had reached the 500% gain goal and had 1,762,176 USDT in my account and was obligated to pay 265,556,67 USDT. I asked where do I send the USDT from the profits amount and Grace said “This amount needs to be paid to CFI using external funds.” The contract said the money would come from the profit and I refuse to add funds at risk to my initial investment of 200,000. This requirement has convinced me that this is a scam and I have no guarantee that I will receive anything from my account without police/government intervention. I have been told all withdraws are locked until the fee is paid. And I have not been provided information on where it is to be paid but the how is by wire, but you cannot send USDT by wire. I hope I can get my money back. This is the information I found on some of the people, Grace Virtanen secretary, phone number +1(289)751-4383 (this number was from a previous complaint), Alexander Sullivan, the President, +(365)4804164. I plan on reporting this to the FBI online tomorrow. Please call me or email me. They are still in communication with me via telegram.