Description

I received a call from Samantha at Vital Processing Services. She called from 318-216-0920 left a message to call back at this number 888-632-9059 ext 461. She's claiming that a credit card from HSBC was opened in 2013 and closed in 2019. Has a balance of almost $7000. She also claims that I received a settlement offer in the mail at my current address in the amount of $1770. She also said that she emailed me this morning. I checked there was no email. She then sent another email which still didn't come through while I was on the phone with her. It came through after she hung up on me. I told her that if this is for a credit card that was closed due to nonpayment that it would be on my credit report which I have just pulled all 3 the beginning of this month and there's nothing there. She claimed that they don't have to report credit cards to the credit reporting agencies if they don't want to. I told her that any further communication and proof that she has the legal right to collect on this debt needs to be mailed to me. She stated that she doesn't have to comply with anything that I have asked her to do. I hung up the phone after that. She called back asking why I was being so rude. I told her that I know this is a scam and that I owe nothing and to stop contacting me on the phone and send everything in the mail at the current address that they have on file. She then stated to have a nice day and that the cops will be at my door soon to arrest me for not making payments on a credit card that I owe and then hung up on me.