Description

I received this letter in the mail, and it had my full name and the last 4 of my social security number on it. I was worried this was real, so I gave the number a call. They stated I owed $1,131.44 because of a old Wells Fargo account I apparently opened jointly with my grandpa (which they gave me his full name) was overdrawn from 8 years ago, and they are here to collect the debt since Wells Fargo gave them the account. At the beginning of the call, they somehow automatically knew it was me and they stated, "Is this "ME" with the social security number of X? They read off my entire social security number, and I immediately got scared. They said they tried reaching out to me multiple times at my old address (Which they had as well) They told me that it would get reported to ChexSystems if I didn't pay it, and they would be able to to give me a 1 time discount of $678, but it needs to be done now since this was already in escalations and if I don't they are going to have to report it immediately and put this in as a "Refusal of Payment". They then got really rude and pushy when I was asking questions, and actually hung up on me because they were tired of me asking for questions and just said, "Okay sir, we are going to report you, so you need to make a decision. then just hung up." I froze all my credit accounts and contacted Wells Fargo about this and they confirmed it was a scam as they do not recall the account number. Wells fargo had me change all my information because of this as well.