Description

Outside of the letter looks like it's from my mortgage company, correctly referring to my mortgage company. Inside the letter, it has what looks like a check in my name for $199.00, identified as "Allocated Waiver." At the very bottom of what truly looks like a check, in fine print it says "Not all consumers have previous coverage. Not affiliated with (my mortgage company) and"This is not a check". The payee line has my name/address. No sending company name is on the paperwork. It says it is a "Final Notice", includes some made up "Home Owner ID number", and requests an immediate response via calling 1-800-916-8689 and also has a Spanish speaking telephone line (888) 572-0611. "Notice date" is 7/9/2025, and was received in the mail on 7/14/2025. It dangles the lure of money to me as I have hit upon rough times and had to put my home into forbearance. The wording and dates of "notice", arrival of mail, and "threat" to "reserve the right to revoke the allocated waiver after 7 days of receiving this notice creates a sense of urgency to respond. I did not call them as I am sure this is a scam, so I cannot claim directly that they tried to steal from me. I am confident they are targeting homeowners at a vulnerable time.