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Find a Location

Ruoff Mortgage has 80 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Business ProfileforRuoff Mortgage

    Mortgage Broker
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    At-a-glance

    Customer Reviews

    4.54/5stars

    Average of 224 Customer Reviews

    Customer Complaints

    13 complaints closed in last 3 years

    1 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 3/1/1986

    Years in Business: 40

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    Ruoff Mortgage is a residential mortgage company in 45 states through its online division.

    Products & Services

    This business offers residential mortgage lending, FHLMC, FNMA, GNMA approved direct seller/servicer. Conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, home equity loans and First-time homebuyer programs through Indiana Housing and Community Development Authority.

    Business Details

    This is a multi-location business.

    Find a Location

    Ruoff Mortgage has 80 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      Headquarters
      1670 Magnavox Way, Fort Wayne, IN 46804-1536
      BBB File Opened:
      3/1/1986
      Years in Business:
      40
      Business Started:
      9/17/1984
      Business Started Locally:
      9/1/2012
      Business Incorporated:
      9/17/1984
      Accredited Since:
      3/1/1986
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      Type of Entity:
      Corporation
      Business Management
      • Mr. Mark Music, President
      • Mr. Clint Morgan, Senior Vice President and Chief Lending Officer
      Contact Information

      Principal

      • Mr. Mark Music, President
      • Mr. Clint Morgan, Senior Vice President and Chief Lending Officer
      Additional Contact Information

      Fax Numbers

      • (574) 975-2724
        Other Fax

      Phone Numbers

      Email Addresses

      Customer Complaints

      13 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Customer Reviews

      224 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Christopher D

      1 star

      09/20/2024

      Bait and switch.Ruoff was great during the mortgage application process--prompt, kind, and professional. Seemed like they really cared, were talking to us about refinancing strategies when the interest rates eventually drop, etc. Then, just days after we closed on our home, they sold us off to another company.This is especially troubling, as the company they sold us to has a sterling 1.6/5 stars on ****** reviews and was rated dead last in customer service on ********************. If we had wanted to get our mortgage from an incompetent lender, we would have done so ourselves. We chose Ruoff because they communicated over and over that they would be the ones to take care of us--and they betrayed that trust at literally the first opportunity.Contrary to what their customer service team will say (if they bother to respond), the possibility of our mortgage being sold was Never. Once. Discussed. With. Us. (Although I'm sure it's written in the small print somewhere in the hundreds of pages of documents we were forced to speed-read and sign). And apparently there was an option to pay more to ensure that our mortgage would not be sold--an option they also conveniently forgot to mention.If you choose to do business with Ruoff, know they are wolves in sheep's clothing. At least make sure you know who they're going to sell you to.

      Ruoff Mortgage Response

      09/23/2024

      Thank you, *****, for reaching out regarding your preference to keep your mortgage servicing with Ruoff Mortgage. We appreciate your loyalty and understand the importance of maintaining continuity in your financial relationships. We want to assure you that we didn't intend to mislead you. Your preference for Ruoff to service your loan wasn't communicated to us until after the closing process.


      As you're aware from our previous communications, this wasn't our preferred outcome, we acknowledge that servicing transfers are common in our industry,but we wish it weren't so. We're actively working towards retaining and servicing more of our originated loans in-house in the future.


      We apologize for not having a better understanding of your preference to retaining our servicing during your loan process. In retrospect,we could have explored potential options with you earlier. While our closing documents did mention the possibility of servicing transfer, we acknowledge that this information may be a lot to take in, and we'll work on making that information clearer in the future.


      If you would like to discuss your experience further or have any additional questions, please contact your loan officer or reach out to us at *****************************************************

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