Loans Near You
Loan companies near you
Whether you're applying for a loan for college or are searching for a lender to help you start your own business, BBB is here to help. Search this list to find an Accredited loan company near you.
Filter by
- Distance
- Rating
Search results
1747 Olentangy River Roadf Box 2023,
Columbus, OH 43212-2023
Wright-Patt Credit Union, Inc.
Credit Union, Loans, Bank ...
BBB Rating: A+
This rating reflects BBB's opinion about the entire organization's interactions with its customers, including interactions with local locations.
View HQ Business Profile30 Graceland Blvd,
Columbus, OH 43214-7509
Wright-Patt Credit Union, Inc.
Credit Union, Loans, Bank ...
BBB Rating: A+
This rating reflects BBB's opinion about the entire organization's interactions with its customers, including interactions with local locations.
View HQ Business Profile860 W 3rd Ave,
Columbus, OH 43212-3105
Wright-Patt Credit Union, Inc.
Credit Union, Loans, Bank ...
BBB Rating: A+
This rating reflects BBB's opinion about the entire organization's interactions with its customers, including interactions with local locations.
View HQ Business Profile1317 N Hamilton Rd,
Columbus, OH 43230-6797
6156 E Main St Reynoldsburg Commons,
Whitehall, OH 43213
1600 W Lane Ave Ste 150,
Upper Arlngtn, OH 43221-3958
Wright-Patt Credit Union, Inc.
Credit Union, Loans, Bank ...
BBB Rating: A+
This rating reflects BBB's opinion about the entire organization's interactions with its customers, including interactions with local locations.
View HQ Business Profile1761 W. Lane Ave.,
Upper Arlington, OH 43221
2619 North High Street,
Columbus, OH 43202
1928 North High Street,
Columbus, OH 43201
1806 North High Street,
Columbus, OH 43201
2801 North High Street,
Columbus, OH 43202
3350 Indianola Avenue,
Columbus, OH 43214
1581 N High St,
Columbus, OH 43201-1122
1582 North High Street, #C6,
Columbus, OH 43201
2110 Tuttle Park Place,
Columbus, OH 43210
Related loan company information
Common types of loans
There are many types of loans available to the average consumer. Each loan is unique and comes with its own set of parameters, which are determined during the negotiation phase between you and your lender.
Loans are either secured or unsecured. While you are figuring out how to apply for a loan, you should first determine which type is right for you. Secured loans are attached to some form of collateral (such as a house or car) that can be repossessed in the event the loan is not repaid. Unsecured loans do not have collateral and, therefore often charge a higher interest rate.
The most common types of loans that are applied for are:
- Consumer loans: These include student, auto, personal, and even home mortgages.
- Small business loans: These can be secured or unsecured.
- Payday loans: This unsecured loan often comes with a very high-interest rate with a quick repayment period, typically due on your next paycheck.
- Home equity: This type of secured loan is taken out against what has already been paid for on a home loan.
How to apply for a loan
Figuring out how to apply for a loan is not that difficult. Most loans follow the same steps, even if the types of loans themselves are varied. Whether you are wondering how to apply for a personal loan or a home equity loan, there are a few common steps everyone will take to begin the process.
- Determine how much you need to ask for. Don't be afraid to ask for more than you need because many lenders will lower the amount offered during negotiations.
- Pay attention to market trends.
- Make sure you meet all the legal requirements in your area. Most companies require that the borrower is at least eighteen years of age, has an active bank account, and a good credit history.
- Check your credit history. Clear up any errors on your report. Determine if there are any steps you can take to raise your credit score before applying for the loan.
- Gather basic information the lender will require, such as recent pay stubs and bank statements.
- Shop around for a loan near you. Lenders will often lower their interest rates or make a better offer if there is competition.
5 tips for paying off a loan
Whether it's a couple thousand on a credit card or a hundred thousand on a home, paying off a loan is a big life achievement. If you're trying to reduce the amount of interest accrued or shorten the length of time spent paying a loan back to the lender, there are a few easy steps you can take.
One of the most helpful steps to paying off a loan can be done before you even get the loan. Often, it helps to search for loans near you to determine the right loan company for your situation. Select one that is willing to work with you and set fair terms.
Even if you did not take caution in the beginning stages, there are still several things you can do. No matter what types of loans you currently have, try to make these habits a regular part of your financial routine:
- Pay more than what is owed on your monthly statement. Even a few extra dollars makes a difference.
- Pay more often than once a month. Multiple payments decrease interest accrued.
- Pay off smaller loans first.
- Cut back on spending in other areas and use the money saved towards your payments.
- Speak with your lender about refinancing your loan. A lower interest rate can make a big impact on a long-term loan.
For more information
Visit BBB's home HQ for more homeowners' tips and resources.
Check out BBB's money HQ for money tips and news.
Look at BBB's consumer HQ to see a collection of resources for consumers.
Go to BBB's business HQ for more small business resources and information.
Accreditation and Ratings Overview
Select businesses earn BBB Accreditation by undergoing a thorough evaluation and upholding the BBB Accreditation Standards.
BBB assigns ratings from A+ (highest) to F (lowest). In some cases, BBB will not rate the business (indicated by an NR, or "No Rating") for reasons that include insufficient information about a business or ongoing review/update of the business's file.