Safety Group Program | BBB, N Colorado & Wyoming

The BBB Safety Group Program is designed for eligible Colorado businesses that want to improve workplace safety, strengthen claims management, and reduce workers’ compensation costs. Businesses accepted into the program may qualify for a premium discount, training opportunities, safety resources, and possible dividend eligibility through the Safety Group Program.

Premium discount

Eligible participating businesses may qualify for a 4% discount on their workers’ compensation premium.

Dividend eligibility

Participating BBB Accredited Businesses may be eligible for a safety group program dividend when program requirements are met.

Safety training and materials

Participants receive access to safety group training and materials designed to support safer workplaces.

Risk management support

The program supports improved risk management, loss control, claims management, and return-to-work practices.

Pinnacol service team

Participants receive service from a Pinnacol customer-focused team.

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Workplace safety focus

The program helps businesses build stronger safety practices and demonstrate management commitment to a safe workplace.

Want to learn more?

The Safety Group Program has specific eligibility requirements. BBB can help direct interested businesses to the right next step, but eligibility is based on program requirements and underwriting review.

Colorado-based business

Only Colorado-based businesses are eligible for the Safety Group Program.

Workers’ compensation experience

Businesses must have two full-term policy periods of continuous workers’ compensation experience, excluding the current policy period.

Loss ratio requirement

Businesses must meet program loss ratio requirements based on recent full-term policy periods. Losses are evaluated up to nine months after the policy expiration date.

Safety seminar attendance

To receive the 4% workers’ compensation premium discount, participating businesses must attend two Pinnacol-approved safety seminars per policy year. Training may be available online or in locations across Colorado when approved by Pinnacol Assurance.

Safety and claims management review

Businesses must show effective hiring, risk, and claims management practices. This includes management commitment to workplace safety, a return-to-work program, and use of Pinnacol SelectNet providers when available.