Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

United Federal Credit Union has 12 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • United Federal Credit Union

      2819 S State St Saint Joseph, MI 49085-2440

    • United Federal Credit Union

      5611 Cleveland Ave Stevensville, MI 49127-8612

    • United Federal Credit Union

      1075 Washington Ave Holland, MI 49423-5216

    • United Federal Credit Union

      724 E Napier Ave Benton Harbor, MI 49022-6124

    • United Federal Credit Union

      9097 US Highway 31 Berrien Springs, MI 49103-1634

    Customer ReviewsforUnited Federal Credit Union

    Credit Union
    HeadquartersMulti Location Business
    View Business profile
    View Business profile

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Provide Your Information to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB.

    All fields are required. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify you are a customer.

    This is automatically determined using your first name and first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    4 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Richard P

      1 star

      08/23/2024

      I made a payment on time for my mortgage. It said drafted but didn't post. So United charged a late fee and won't reverse the fee even though it was a system error.
    • Review from Brent H.

      2 stars

      08/16/2022

      July 5 2022 I received automated call stating they detected fraud charges on my debit, blocked and cancelled card. I was thrilled they caught it. As I looked there was a $305 debit at a grocery store in ******* ** same time. I live in ************** ** and have frequent usage daily including day of at stores around me. Moral, cant be in two states same time using same card. They agreed and returned funds. Three days later they took them back stating I used my card there. After numerous calls totaling over 3 hours the fraud department agreed and released the funds back to the bank. For almost a month UFCU cant seem to return my funds sitting in limbo or even figure out whats happened. They were great to work with two years ago on a home loan but somethings apparently changed and theres an internal disconnect. My next step will be filing a complaint with the BBB.
    • Review from Caroline S

      1 star

      03/02/2022

      One star is generous. 3 months after I bought my car they informed me I had not submitted proof of insurance, which I had. I called and re submitted proof and the lady I talked to on the phone said they’d resolve the issue. A month later my car payment increased. When I called to ask why the told me I had no proof of insurance. I explained the issue and they told me I needed to submit proof again. I did that and they told me the issue was resolved. This morning, four months after, they tried to repo my car. They claim I am three months behind and that my payments are twice what they really are. Luckily I have proof of all my payments. After almost three hours on the phone with one of their condescending reps they finally let me keep my car. I am livid. I had no communication telling me any of this. If the kind man who was sent to tow my car hadn’t rung the doorbell I wouldn’t have known anything was happening. What kind of business is run this way?
    • Review from Lesley R

      1 star

      12/01/2021

      This is been the worst experience Ever.. I have always liked this credit union so much so that I decided to get my home mortgage through them. I recently had a home insurance claim. Of course the home insurance Hass to write the check out to the mortgage and myself. I hired a contractor I got the estimate I did everything that they asked me to and on an every day basis they refuse to give me the money to fix the house. Even though I gave them a check for $13,000 from the insurance. As today I have only received 6700 of the 13,173 Check. I put the check in the bank at the United credit union branch 10 days ago. It's probably consumed about 15 hours of my work days. And my contractor has bent over backwards sending estimate over estimate trying to get the money so I can fix my own home. I would also like to mention that the woman on the back and that is not helping anything her name is Ashley and I will be going above and beyond to make sure she knows how hard and Ridiculous she has made this

      United Federal Credit Union Response

      12/03/2021

      Thank you for your review. We take Member feedback seriously and appreciate you sharing your recent experience with us. A manager will be reaching out to you for more information so that we can help find a resolution as quickly as possible. You can also reach out to our Member Service Center at 888.982.1400 to speak to a Member Service Advisor at your convenience.

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.