BBB Accredited Business Profile

Merrick Bank Corporation

Merrick Bank Corporation

(800) 204-5936

Merrick Bank Corporation

20 years in business
Headquarters
PO Box 5000
Draper, UT 84020-5000
Additional Phone Numbers
  • (800) 204-5936
BBB File Opened: 07/15/1998
Business Started: 08/23/1996
Business Started Locally: 08/23/1996
Business Incorporated: 08/23/1996
Type of Entity
Corporation
Business Management
  • Ms. Monique Foust
  • Ms. Monique Foust, Paralegal/Business Contact
  • Mr. Richard P. Lake, President/CEO Board Member
  • Mr. Robert A. Perro, Chairman of the Board
  • Mr. Steven Scullion, SVP and Chief Credit Officer
  • Mr. David Young, SVP and CFO

Business Category
  • Credit Cards & Plans
  • Banks
  • Consumer Finance & Loan Companies

Additional Information
  • While Merrick Bank's corporate office is located in Utah, Merrick Bank's parent, CardWorks L.P., and affiliate, Cardholder Management Services, LLC (CMS) are both based in New York. Consumers may want to contact the BBB of New York City for a curren...
  • While Merrick Bank's corporate office is located in Utah, Merrick Bank's parent, CardWorks L.P., and affiliate, Cardholder Management Services, LLC (CMS) are both based in New York. Consumers may want to contact the BBB of New York City for a current report on Cardholder Management Services, LLC. The BBB can be reached at: 1-212-533-6200 or www.newyork.bbb.org.

    If a consumer receives a credit card that they believe they did not authorize, Merrick Bank will cancel the card, and credit the account for any bank fees only if the card has not been used.

Products & Services
This company offers Merrick Bank issues a variety of credit cards, several tailored for consumers that have poor or no credit history. Consumers may receive a Merrick Bank credit card based on a variety of marketing efforts. One method involves a credit card sent to consumers after a voice approval is obtained by a telephone solicitor. Consumers may also receive a credit card issued by Merrick Bank because they have applied for a major credit card from another financial institution, and failed to qualify for that card. Applications for these credit cards do contain a clause allowing Merrick Bank to issue a credit card if the consumer does not qualify for the original card.
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

A+

BBB Reason for Ratings

BBB rating is based on 13 factors: Get the details about the factors considered.


Licensing information is provided in the BBB Business Profiles to inform the public about industries that may require professional licensing, bonding, or registration. Better Business Bureau encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB promotes truth in advertising by contacting advertisers whose claims conflict with the BBB Code of Advertising. These claims come to our attention from our internal review of advertising, consumer complaints and competitor challenges. BBB asks advertisers to substantiate their claims, change ads to make offers more clear to consumers, and remove misleading or deceptive statements.

BBB reports on known significant government actions involving the business's marketplace conduct.

BBB reports on a company that is out of business for three years from the date the company closes its doors or ceases to do business.

BBB reports on unauthorized use of the Better Business Bureau's name and/or logo for as long as the business continues to use it in any advertising, or for one year after the business ceases any repeated unauthorized uses.

BBB reports on a business’s bankruptcy as long as the business remains in bankruptcy.

BBB reports when mail sent to the business was returned by the Postal Service.

Merrick Bank Corporation

Merrick Bank Corporation

BBB ACCREDITED SINCE 02/28/2012

Customer Review Rating:

24%
80%

Composite Score: