Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Portfolio Recovery Associates, LLC has 15 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Portfolio Recovery Associates, LLC

      120 Corporate Blvd STE 1 Norfolk, VA 23502-4952

      BBB Accredited Business
    • Portfolio Recovery Associates, LLC

      320 Park Ave PO Box 367 Scotch Plains, NJ 07076

    • Portfolio Recovery Associates, LLC

      600 Beacon Pkwy W STE 700 Birmingham, AL 35209-3146

    • Portfolio Recovery Associates, LLC

      PO Box 830725 Birmingham, AL 35283-0725

    • Portfolio Recovery Associates, LLC

      2317 3rd Ave N Birmingham, AL 35203-3866

    Business ProfileforPortfolio Recovery Associates, LLC

    Collections Agencies
    HeadquartersMulti Location Business
    BBB accredited business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    Current Alerts For This Business

    Government Action: BBB reports on known government actions involving business’ marketplace conduct::
    Portfolio Recovery

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. BBB reports on known government actions involving business’ marketplace conduct. According to a press release by the Consumer Financial Protection Bureau, “On March 23, 2023, the Consumer Financial Protection Bureau (CFPB or Bureau) filed a complaint and proposed stipulated final judgment and order to resolve the Bureau’s claims against Portfolio Recovery Associates, LLC.  The Assurance was for settlement purposes only and should not be considered as an admission of guilt or finding of violation of the law.

    For complete details regarding the complaint filed against Portfolio Recovery Associates by the Consumer Financial Protection  and the final judgment and order, please use the following links: https://files.consumerfinance.gov/f/documents/cfpb_portfolio-recovery-associates_complaint_2023-03.pdf, and https://files.consumerfinance.gov/f/documents/cfpb_portfolio-recovery-associates_stipulated-final-judgment-order_2023-03.pdf

    At-a-glance

    Customer Reviews

    1.29/5stars

    Average of 86 Customer Reviews

    Customer Complaints

    3,707 complaints closed in last 3 years

    2,308 complaints closed in last 12 months

    BBB Rating & Accreditation

    Accredited Since: 12/27/1996

    Years in Business: 28

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Related Categories

    Business Details

    This is a multi-location business.

    Find a Location

    Portfolio Recovery Associates, LLC has 15 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Portfolio Recovery Associates, LLC

        120 Corporate Blvd STE 1 Norfolk, VA 23502-4952

        BBB Accredited Business
      • Portfolio Recovery Associates, LLC

        320 Park Ave PO Box 367 Scotch Plains, NJ 07076

      • Portfolio Recovery Associates, LLC

        600 Beacon Pkwy W STE 700 Birmingham, AL 35209-3146

      • Portfolio Recovery Associates, LLC

        PO Box 830725 Birmingham, AL 35283-0725

      • Portfolio Recovery Associates, LLC

        2317 3rd Ave N Birmingham, AL 35203-3866

      Headquarters
      120 Corporate Blvd STE 1, Norfolk, VA 23502-4952
      BBB File Opened:
      12/27/1996
      Years in Business:
      28
      Business Started:
      3/1/1996
      Business Started Locally:
      3/1/1996
      Business Incorporated:
      4/1/1996
      Accredited Since:
      12/27/1996
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      BBB records show a license number of F1529629 for this business, issued by State Corporation Commission - Virginia

      These agencies may include:

      State Corporation Commission - Virginia

      Tyler Building, 1300 E. Main St.

      Richmond VA 23219

      (804) 371-9967

      https://www.scc.virginia.gov

      Type of Entity:
      Limited Liability Company (LLC)
      Alternate Business Name
      • Pra III, LLC
      • Anchor Receivables Management
      Business Management
      • April Flowers, Disputes Counsel
      Contact Information

      Principal

      • April Flowers, Disputes Counsel

      Customer Contact

      • April Flowers, Disputes Counsel
      Additional Contact Information

      Phone Numbers

      Industry Tip

      BBB Tip: Understand consumer rights when it comes to debt collection

      Customer Complaints

      3,707 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      02/01/2024

      Complaint Type:
      Billing Issues
      Status:
      Resolved
      Complaint Details Unavailable

      Customer Reviews

      86 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Ronald H

      1 star

      04/05/2024

      Harassment at its finest and I don't owe anything so why are they calling.

      Local BBB

      BBB of Greater Hampton Roads

      BBB Reports On

      BBB reports on known marketplace practices.

      BBB Business Profiles may not be reproduced for sales or promotional purposes.

      BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

      When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

      BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

      As a matter of policy, BBB does not endorse any product, service or business.