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    ComplaintsforHeritage Auctions

    Auctioneer
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    Complaint Details

    Note that complaint text that is displayed might not represent all complaints filed with BBB. See details.

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    Complaint Status
    Complaint Type
    • Complaint Type:
      Sales and Advertising Issues
      Status:
      Resolved
      I had reached out to heritage actions about a rare coin I have. It is 1 of 8 in public circulation in the world and the only one of those 8 that has been graded a PF70. Heritage auctions has I believe 2 listings, one sold in 2016 on your OWN platform for around $11,000 and that was a PR67. Mine again is a PR70. However when I reached out via your website I received a ***ly from your ***resentative *** The last one seen in a public auction was in 2009 when an uncertified coin sold for $2.8k+buyer's premium then she followed that up with Your coin's low estimate could be $5k. So Im not too worried about the potential value of it Im more worried about the effort your folks put into even looking at what I have. You reach out to a professional auctioneer company in hopes theyll look at what they are selling and market it accordingly. Its like if you are selling a car, you should know a little about that car to explain to the potential buyer all the information about it. If your *** wont even look at your own auction results how can I trust that they will even care to write an accurate description of my coin? So then I write in again via the form on your website to try to get a different opinion on it and it goes right back to *** who now seems offended. Its not my fault they didnt do their research. Your website gives up to two weeks to do research before I expect a ***ly. I HAD setup an appointment for ******************** next Tuesday. So they ***ly quite rudely that they offered Long Beach and I didnt ***ly to that. Uh, no, I clearly setup an appointment with you for ********************. So because *** didnt bother to actually look at what I had to begin with, now she is taking attitude. I dont care about the appraisal value but the fact they didnt even care to look at their own results then get offended when I question it and I cant work with anyone else but someone who is offended. Its like your doctor is mad at you before surgery, Ill pass on the surgery.

      Business response

      09/05/2024

      Thank you for taking the time to share your feedback. At Heritage Auctions, we strive to provide accurate and thorough assessments of all items submitted for our consideration, and I apologize if your experience did not meet your expectations.

      Regarding the appraisal of your coin, we understand that it holds significant value to you. Our team conducts evaluations based on a variety of factors, including past auction results, current market trends, and the specific details of each item. While we provided an estimate based on our research and expertise, we understand that our assessment may not have aligned with your expectations.

      I also want to address your concerns about the communication during this process. We take pride in our customer service, and I apologize if you felt that the interaction was not up to our usual standards. Our intention was to offer an alternative appointment location for your convenience, not to cause any frustration. Please note that our Executive Vice President of World and Ancient Coins, ********************* has also reached out several times by phone to address any misunderstandings, but the client was not available.

      We value all feedback, as it helps us improve our services. If you would like to discuss this matter further, I would be happy to connect you with a senior specialist to review your coin once again. Please dont hesitate to contact me directly at ************* and I will ensure youre connected with one of our experts.

      Thank you for considering Heritage Auctions, and we hope to have the opportunity to address your concerns.

      Customer response

      09/05/2024

      I am rejecting this response because:   They didnt address any of the issues I had and whoever wrote this didnt seem to have the facts. For starters Heritage Auctions called me yesterday at 3:25PM pacific time and left no voicemail. That is the only call I received so the narrative about numerous calls is false. Then as far as research, again, let me be clear, please read the correspondence with the representative ***, she did NOT even look at your own auctions. She referenced something from 2006. Your OWN auctions had one from 2016. Its not about the value you set for it, its the fact *** didnt bother to look at your own auctions. *** put as much effort into looking up the coin as you put into replying to this. One phone call, no voicemail with no call back information doesnt amount to numerous times. *** tried more than once to have you stop for a moment and think before you reply and do some research. Please, before you reply again. Think for a moment, do a moments research, look into your OWN auction history, look into the numerous calls and also ask yourself why no voicemail? Is that proper customer service. I really wanted to sell this coin thru you all. Just provide a little customer service but 3 attempts so far have failed. *** didnt bother, I reached out for a second look appraisal, *** intervened and stopped that, and now you reply the BBB with no research. As for an alternate location, again, did you read the complaint? I dont understand. I guess I can tell where *** got her customer service skills if this is how poorly you reply to the complaint. So please re-read the complaint, do some research, learn how to leave a voicemail not everyone is waiting a week for your call, learn to leave a voicemail and a call back number, and learn how to find your own auctions then reach back out. Thank you.

      Customer response

      09/06/2024

      The business reached out to me and clarified what had happened. I was also able to clarify my concerns. This matter has been resolved. This can be closed. Thank you for your time.

    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      They put the false bit . I was out bit ad then manipulate and saying I am winning bit . They did paradem ponzi scam . I really will do legally action if they donot delet my name from this scam auction. I donot have extra money to lose .

      Business response

      07/26/2024

      We appreciate the opportunity to address the client's concerns and provide a detailed account of their recent auction experience with us.

      We want to explain the bid protection feature to clarify the bidding process. The clients high bid was $200; however, the client selected bid protection, which automatically raises the bid by one increment to secure the item in case of a tie or a marginally higher competing bid. In this instance, the bid increased to $220, and the client won the lot for $220 when another bidder bid $200. This feature is optional and must be actively selected by the bidder.

      When the client reached out,we provided screenshots to explain this process and show where the bid protection options appear on our bidding interface. We communicated all of this information to the client to ensure they clearly understood the bid protection feature and to address their concerns transparently. Despite our efforts to clarify and resolve the clients concerns, we understood they are still dissatisfied. We documented all communications and made every effort to address the clients concerns professionally and transparently. In light of the clients continued dissatisfaction, we have agreed to accept the return and close the client's account with **********************, per the client's request.

    • Complaint Type:
      Product Issues
      Status:
      Answered
      Bought painting at auction for ***** plus buyers premium.They sent it by ***** to ****** but listed price on import form as *****0.As a result Canadian duties were 18,000.***** called the company and fixed the price.I paid the duties to ***** and they sent them to the *******************.But company recalled the painting back to ***** after I already paid the duties of around 1800 Canadian dollar.So painting gets shipped back to ***** after I already paid the duties.***** won't refund me the duties nor will Heritage.Then Heritage resends the painting by ***** back to ****** with correct price ***** say I have to pay the duties again and try to get my first payment of duties back from either Heritage or the *******************.Filled out many forms and sent to ******************* but they refused to pay back the duties.So now I am out the approximately 1800 Canadian.Heritage refund only $500 USD and gave me a coupon for $500 USD on a subsequent purchase.*********************

      Business response

      07/23/2024

      We apologize for the negative experience from our mistake. We have finally got confirmation from ***** that the Canadian Cash Application team issued the client a refund in the amount of $1,878.23 back to their credit card on July 3, 2024.
      We acknowledge that the initial incorrect listing of the price on the import form led to the unnecessary double payment of duties. We sincerely apologize for the inconvenience and frustration this caused. This process took much longer than we expected, and the international aspect took time to unwind. We previously provided the client a refund of $500 to the client's credit card as well as a $500 voucher that could be used towards a future purchase as compensation for their time and trouble.Again our apologies. 
    • Complaint Type:
      Product Issues
      Status:
      Resolved
      The purchase was made on May the 5th. I purchase a bracelet as a make an offer item not an auction item. I was explain on the phone that I could return if I didnt like it.I cancelled the order before it was shipped to me so I never received the bracelet. The merchant refused to issue a refund. I disputed the charge with my credit card and after a week the issue me a the refund. Now the company is saying that I still owe them $11,677.55 and that I will have to pay penalties if I dont pay in the next 5 days. Why the didnt continue the dispute with my credit card company if they didnt agree?

      Customer response

      06/05/2024

      The issue was resolved and I would like to withdraw my complain. 
    • Complaint Type:
      Delivery Issues
      Status:
      Answered
      I recently purchased a championship ****** ring from their site. I purchased this on the 16th. I submitted immediate payment which came out of my account on 17th. It shows on their end to have posted on 19th. That being said. They have only now made the label. It says it will be here according to their site to allow 14 days tops for shipping. That wont be here in time. I spent spent around 3k on buyer fees. What are these fees for if Im paying for a premium product but a premium service is not being rendered. I work law enforcement I work too hard for my money to be treated this way. This was my first and most definitely last purchase I make on here. Sadly would have spent very good money on other times. I plan to put up reviews on them anywhere I can. This is unacceptable.

      Business response

      06/13/2024

      Thank you for bringing this matter to our attention. We appreciate the opportunity to address the client's concerns and to provide a detailed account of the transaction and our policies.  

      Our records indicate the following timeline for the client's purchase, payment and shipment:

      The client bought an item in our auction 50069-3950 on Thursday, May 16, 2024.
      The client made a payment via e-check on Sunday, May 19, 2024
      Heritage released the invoice to their shipping department on Wednesday, May 22, 2024.
      Due to a holiday on Monday, May 27, 2024, the item was shipped on Tuesday, May 28, 2024.
      The total turnaround time to ship the invoice was 7 business days, which is within our standard shipping time frame of 7-14 business days.
      According to our tracking information, the package was delivered on Friday, May 31, 2024, at 1:26 PM.

      We understand that this issue has been resolved with the delivery of the package.
    • Complaint Type:
      Delivery Issues
      Status:
      Resolved
      I won this item in the auction and was invoiced on 4/7/2024. I paid the invoice immediately on 4/8/2024. After I made the payment, the invoice has been changed multiple times; and as of today 5/23/2024 (more than 6 weeks after the payment), I still have not received the item or seen the shipping information of the item. During this period, I have called, waited, coordinated with the auction's customer service for more than five times and spent over eight hours on this issue. The last time I tried to contact is on 5/21/2024: the gentleman claiming himself as a supervisor of the customer service assured me that the item would be shipped out either later the same day (5/21/2024) or the second day (5/22/2024), but the fact is as of now (almost the close of business 5/23/2024) there is still no update on the shipping information. I believe I am a person with a very good patience and I have done everything I am able to and everything I can bear to try to make the things work, but as of now, it seems the communication of the auction is totally a mess. The answers I received from the multiple contacts of the auction house are totally different with each other, and they seem to be lacking the capability to ship to the correct item to the correct buyer.

      Business response

      05/30/2024

      We appreciate the opportunity to address the client's concerns regarding the delay in receiving his auction item. Our records indicate that REF# *****-7138 was shipped on April 25, 2024, via **** and was delivered.Additionally, REF# *****-8223 was shipped on May 23, 2024, via ****** which attempted delivery on May 24, 2024 but noted that an adult recipient was unavailable to sign for the package.

      Upon receiving this complaint, we contacted the client to ensure his satisfaction, and report that the client received his package on May 28, 2024. One of our supervisors spoke with the client directly,and he confirmed he received his items.

      We apologize for the inconvenience and frustration caused by the delay. 

      Customer response

      05/30/2024

      I have reviewed the business response and accept this resolution. 
    • Complaint Type:
      Customer Service Issues
      Status:
      Answered
      Unprofessional, lack of communication and absolutely dismissive and rude. They sold my item without communicating with me. I am waiting for payment....and have contacted my lawyer if I need help collecting or getting my 1999 New York Yankee World Series pendant back.

      Business response

      05/24/2024

      We were in regular contact with the complainant and are very sorry that she felt we were rude and dismissive.  We take extra care with our thousands of consignors each year to provide good service. When we received this notice, we rescinded the sale and returned the property by Federal Express today.
    • Complaint Type:
      Product Issues
      Status:
      Answered
      I purchased a painting from Heritage Auctions (HA) through Artsy (an application) on 12 April 2024 for $4,250.00. After delayed shipping I finally received the painting today, 03 March 2024 and the frame is damaged in multiple places. When I lifted the painting the frame fell apart. Conveniently, HA claims they are not liable for any damage to the frame. I understand that scuffs and minor dings happen during shipping when items are packaged properly. However, damage to this extent is do to poor packaging and lack of due diligence on the part of HA.

      Business response

      05/17/2024

      Our Managing Director and Director of Operations both reached out to the client (on May 5 and May 7 respectively) explaining that our terms and conditions don't cover frames. Since he has not gotten back to either manager, and we want all of our clients to be satisfied, we are going ahead and sending him a $200 coupon for future use and of course he is welcome to return the item for a full refund. 
    • Complaint Type:
      Product Issues
      Status:
      Answered
      Hello I won an auction for authentic Beatles records back on Nov 14 2020. I won the following sealed albums Something New ************** VI stereo. I recently liquidated my collection and when I sold these 2 albums the buyer was quite upset and said that they were resealed albums, not authentic. When I won these records at Heritage Auctions they guaranteed with a certificate of authenticity that both records were indeed original and authentic. When the buyer who is a Beatles expert sent them back to me I decided to open one of them and that was Something New.When I opened it the vinyl inside was used with various heavy scratches which would not be found in an authentic sealed record album. I looked over the cover and found that it had some touch up work done to it along with a phony price tag and shrinkwrap that was not original.I have contacted Heritage about this problem for the last month and nobody ever gets back to me. I sent them copies of the invoices along with pictures of the phony records. I sent them to their client services **** because they asked me to send them.*** also called a ********************* their Entertainment expert on vinyl records and got through to him once. He has not bothered to answer anymore if my emails or phone messages. I feel that because they guaranteed these items with their Certificate Of Authenticity that they should refund my money.The entire balance came to $1,529.06 with buyers premium, shipping and tax.Im only getting the run around up to this point and find it terrible that a big famous auction house would totally neglect my request.Sincerely Yours, ********************************* ************ I am sorry but all my pictures with the invoices and certificates of authenticity with the bogus records will not download. I could always mail them to you if you wish.

      Business response

      04/01/2024

      Our deepest apologies. We have issued a full refund and a coupon for future use.  
    • Complaint Type:
      Billing Issues
      Status:
      Answered
      My prolonged ordeal withn HA has necessitated this formal complaint following unresolved disputes, unprofessional conduct, and systemic malpractices that breach consumer trust and infringe upon fair business practices. Unjustified Fees and Withheld Goods:A recurring theme in my interactions with HA has been the imposition of exorbitant fees post-purchase, significantly exceeding any reasonable or previously indicated amounts. Despite full settlement of purchase amounts, HA has habitually withheld goods, leveraging these additional charges as a precondition for release. This practice not only deviates from standard ethical guidelines but also places undue financial strain on consumers, effectively holding purchased items hostage.Unauthorized Use of Third-Party Shipping:Contrary to explicit instructions to utilize designated logistics partners, HA unilaterally engaged third-party shipping companies. This unauthorized decision compromised the security and integrity of the shipped items, allow HA to continue inflate costs and introduce risks and liabilities outside of my control or agreement. Lack of Transparency and Failure to Address Complaints:Efforts to seek clarity or contest the imposed fees were met with obfuscation and, more concerningly, a palpable reluctance or outright refusal to engage in constructive dialogue. Formal complaints and requests for intervention were either ignored or inadequately addressed, highlighting a systemic failure in customer service and dispute resolution mechanisms within HA.Coercive Tactics and Misuse of Power:The pattern of behavior exhibited by HA's credit and logistics teams suggests a calculated use of coercive tactics, leveraging the withholding of goods and imposition of late payment fees as instruments of pressure to enforce compliance with unjustified demands. This approach not only undermines the foundational principles of fairness and integrity in business transactions but also borders on extortionate conduct.

      Business response

      04/02/2024

      The complainant owes Heritage $153,786.45, the balance on four invoices with no payments since June 2023. We had already waived his late fees and adjusted his shipping, so those have not been issues for some time. He has always been welcome to arrange his own shipping if he doesnt like what we charge. We even offered him extended payment options, to which he defaulted. Under Texas law, we are allowed to pass along the cost of debit and credit card charges, which are fully disclosed. The complainant has always had the option to pay by wire transfer. The complainant has failed to fulfill his obligations and has threatened to go to the news and file complaints like this one rather than pay. As a result, he has forced us to foreclose on the material for which we have been waiting very patiently for payment. The Demand for payment and foreclosure emails are attached.  

      Customer response

      04/02/2024

      Rejection of Heritage Auctions' Response to the Better Business Bureau

      I am compelled to reject the response provided by Heritage Auctions due to several critical issues and discrepancies in our transactions and communications that remain unresolved, the points have been raised with HA since July 2023 yet have not been yet addressed. An email detailing the current situation was sent to HA on 31 March 2024 and was attached.  

       

      My rejection hinges on the following detailed points:

       

      Historic Fees and Charges: Heritage Auctions' recent claims fails to address the core of our dispute, notably the excessive shipping charges, unjust late fees, and other discrepancies first raised in my formal complaint in July 2023. This complaint, which has yet to receive a proper response, significantly impacts the overall alleged balance, highlighting a pattern of overcharging that has not been rectified.

      Lack of Response to Settlement Conditions: Througfhout my correspondence seeking an amigable and professional resuluttion, I sought written confirmation from Heritage Auctions that no additional fees would be levied upon settlement, and that my goods would not be withheld, as has been the practice in previous instances. The firms failure to provide these assurances further complicates any potential for amicable resolution.

      Extended Payment Options and Default: While Heritage Auctions references extended payment options, it is essential to note that my engagement with these options was conditional upon addressing the issues mentioned. The absence of a constructive response from Heritage Auctions has effectively rendered these options void before any default could occur.

      Payment Methods and Charges: The payment options suggested by Heritage Auctions, including wire transfers and card payments, do not alleviate my primary concern over the potential for unjust and excessive fees. Without a definitive commitment from Heritage Auctions to refrain from imposing additional costs, these payment avenues are rendered ineffective. This lack of assurance has been a major factor in the ongoing dispute.

      Foreclosure Threats: Heritage Auctions' decision to foreclose on materials due to non-payment overlooks the substantial disputes regarding the fairness and validity of the charges imposed. This action, perceived as both premature and punitive, disregards the need for resolution of the underlying issues.

      Unauthorized Use of Shipping Services: The unauthorized release of goods in June 2023, valued at over $27,000, remains a significant and unresolved concern. Furthermore, despite assertions to the contrary, Heritage Auctions has repeatedly utilized its own logistics services against my explicit instructions, resulting in inflated costs and the coercive retention of my goods. This practice raises serious questions about the firm's motivations and the excessive charges applied, often ten times higher than reputable carriers like UPS.

      Misuse of Position and Coercive Practices: The continued employment of Heritage Auctions' logistics services, contrary to my explicit wishes, and the imposition of inflated logistics fees, highlight a misuse of the company's position. This coercive approach to billing has been a significant factor in my decision to withhold payments and underscores the predatory nature of Heritage Auctions' business practices.

      In Summary:

      The response from Heritage Auctions inadequately addresses the substantive issues at the core of our dispute. Instead of addressing these fundamental concerns regarding excessive fees, unauthorized actions, and lack of responsive communication, the company has attempted to sidestep them. Until these issues are fully addressed and resolved in a manner that is fair, transparent, and equitable, I am compelled to reject their response and seek further review and resolution through appropriate channels.

      Customer response

      04/25/2024

      Dear BBB,

      I hope this message finds you well. I'm writing to share some recent developments in our ongoing issue with Heritage Auctions. Despite their assurances, I'm afraid there are still a number of critical issues that have not been addressed adequately.

      The primary concern is the lack of clarity regarding what items they currently hold on our behalf. As you will see from the attached email, we still do not have confirmation on this matter, nor any update on the goods that were released to unauthorised parties. This lack of information and transparency is troubling, to say the least.

      Additionally, there seems to be some confusion regarding late payment fees and other charges. While they claim to have credited these fees, their explanation is somewhat misleading. These credits appear to apply only to new invoices, not those we have already settled, particularly those dating back to 2022 and early 2023.

      I must admit that I am unsure of the best way to proceed in order to reach a resolution at this stage. Your expert advice and guidance would be greatly appreciated. Thank you, as always, for your support in this matter. I appreciate your guidance and recommendations, and I am looking forward to your comments. 

      Thank you.


      ************ CHRISTOFI - BA (HONS), - ACCA co-founder & CEO
      Conectid Group, ****************************************************************************************************************************************************************************

      Customer response

      04/25/2024

      Dear BBB,

      I hope this message finds you well. I'm writing to share some recent developments in our ongoing issue with Heritage Auctions. Despite their assurances, I'm afraid there are still a number of critical issues that have not been addressed adequately.

      The primary concern is the lack of clarity regarding what items they currently hold on our behalf. As you will see from the attached email, we still do not have confirmation on this matter, nor any update on the goods that were released to unauthorised parties. This lack of information and transparency is troubling, to say the least.

      Additionally, there seems to be some confusion regarding late payment fees and other charges. While they claim to have credited these fees, their explanation is somewhat misleading. These credits appear to apply only to new invoices, not those we have already settled, particularly those dating back to 2022 and early 2023.

      I must admit that I am unsure of the best way to proceed in order to reach a resolution at this stage. Your expert advice and guidance would be greatly appreciated. Thank you, as always, for your support in this matter. I appreciate your guidance and recommendations, and I am looking forward to your comments. 

      Thank you.


      ************ CHRISTOFI - BA (HONS), - ACCA co-founder & CEO
      Conectid Group, ****************************************************************************************************************************************************************************

      Customer response

      05/03/2024

      From: **** (**********) ********************** <*****************>
      Sent: Thursday, May 2, 2024 8:20 PM
      Subject: FW: Thank you. We've received your complaint.

       

      Dear Better Business Bureau,

      I trust this email finds you well. I am writing to express my concern regarding the complaint I lodged some time ago. Despite forwarding several emails and having correspondence with the company in question, I have not received any communication from either you or the company about the current status of my complaint.

      Moreover, I cannot access my complaint on your platform, which has added to my growing concerns. The matter at hand involves a substantial amount of money, running into hundreds of thousands of pounds, and the lack of progress is rather disconcerting.

      I kindly request you to provide an update regarding my complaint as soon as possible. I am eager to know how to proceed with this matter, as the current stalemate is unmanageable and absolutely unacceptable.

      I look forward to hearing from you soon and working towards a satisfactory resolution.

      Yours sincerely,

       

       

      ************ CHRISTOFI - BA (HONS), - ACCA co-founder & CEO

      Conectid Group, **********************************************************************************************************************************************************************, ***

       

      Customer response

      05/08/2024

      Dear Dispute Resolution Department,


      I hope this message finds you well. I am writing to follow up on my ongoing complaint against Heritage Auctions, with reference to complaint ID ********. While I appreciate the efforts of the BBB in facilitating this process, there are crucial aspects of my complaint that remain unaddressed and require urgent attention.


      First and foremost, the issue regarding the goods released to unauthorized parties has not been clarified. As of my last correspondence, I have not received any confirmation on whether these items have been recovered or their current status, which is a significant concern for me. This matter was outlined in my initial complaint and in subsequent communications, yet it appears to have been overlooked in the responses provided thus far.


      Additionally, there remains an ambiguity concerning the exact inventory of goods currently held by Heritage Auctions on my behalf. Clear and precise information on this is critical for any meaningful progress towards resolution.


      It is important to note that the only reason for suspending or withholding payments was due to the fact that goods I had paid for were released to third parties without confirmation of their whereabouts, alongside the other unresolved issues and the lack of response to my formal complaint filed in July 2023.


      Given these unresolved issues, I kindly request that the BBB ensure these specific points are addressed in the business's response. It is essential for moving forward and finding a resolution that these points are not merely acknowledged but thoroughly addressed with detailed information and appropriate action.


      I appreciate your attention to these matters and look forward to your prompt response, which will greatly aid in clarifying the situation and advancing towards a resolution.
      Thank you for your continued support.


      Best regards,
      ******************************
      BA (Hons), ACCA Co-founder & CEO
      Conectid Group
      **********************************************************************************************,
      Reading, RG6 1PT, *********, *******, **
      Email: *****************
      Phone: *************

      Business response

      05/28/2024

      It's important to remember that the client did not pay for $153,786.45  in four auction purchases from June thru August 2023 and counting. We have paid our consignors and have tried diligently to work with him on payment and logistics to no avail. The attached spread sheet shows what has been shipped, what has been sold in foreclosure and what is still in hand scheduled for foreclosure. In all likelihood there will be a shortfall of his obligation and legal proceedings to collect the balance owed.  All of our actions have been a result of the client not paying for his obligations which continues on. 

      In answer of the specific questions. 

      1. No we can't confirm. We have waived late fees as a courtesy, but interest will continue to accrue and future fees including legal fees may be applied. 

      2. If payment in full including interest is made before items are foreclosed upon with good funds, by wire only, we can confirm that nothing unsold will be withheld. 

      3. In this case, the client can arrange for his own packing and shipping. There are multiple 3rd party shipping companies who can assist. 

      4. As mentioned, late fees have been waived as a courtesy. Packing and shipping fees will be at the clients expense with a third party shipper. 

      5. List attached. 

      6. All of the items shipped are listed in the attachment. Everything we shipped was at the clients request or after payment. 

      7. Same answer as #6. 

      8. We continue transparent and fair business practices. When all obligations are satisfied in full we can discuss. 

      9. All extraneous fees (but not interest) have been reversed and final invoices have been previously provided.  

      We would welcome payment and the arrangements for shipping of the remaining items, as foreclosure action continues.  

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