Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Manage Cookies
Share
Business Profile

Employee Benefit Plans

Chard Snyder, a WEX Company

This business is NOT BBB Accredited.

Find BBB Accredited Businesses in Employee Benefit Plans.

Complaints

This profile includes complaints for Chard Snyder, a WEX Company's headquarters and its corporate-owned locations. To view all corporate locations, see

Find a Location

Chard Snyder, a WEX Company has 3 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.

    Customer Complaints Summary

    • 31 total complaints in the last 3 years.
    • 14 complaints closed in the last 12 months.

    If you've experienced an issue

    Submit a Complaint

    The complaint text that is displayed might not represent all complaints filed with BBB. Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business.

    Sort by

    Complaint status

    Complaint type

    • Initial Complaint

      Date:05/02/2025

      Type:Service or Repair Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I enrolled in Cobra insurance coverage and made my first payment on 4/24. I went to the doctor yesterday and they said I don't have any insurance coverage. They also placed a prescription order and I was told I don't have coverage for that, either. I called Chard Snyder and they support person didn't know what was going on and wasn't helpful. I need the coverage I paid for.

      Business Response

      Date: 05/22/2025

      Chard Snyder is a third party administrator that provides
      COBRA administrative services on behalf of employers pursuant to service
      contracts with employers. Chard Snyder is not an insurance carrier and does not
      have access to or control of the records or processes of insurance carriers.
      Once we send notification to the carrier, it is the carrier's responsibility to
      update its records. All premiums received by Chard Snyder are remitted monthly
      and are not retained by Chard Snyder.

      Chard Snyder received and processed the participant’s
      election and payment on April 24, 2025, and notified the insurance carriers of
      the participant’s elections on May 1, 2025 using the contact information for
      the carriers provided by the participant’s former employer.

      On May 2, 2025, Chard Snyder received the participant’s call
      regarding the status of their coverage. In an effort to assist, Chard Snyder
      sent an urgent update request to the carrier on May 6, 2025.

      On May 20, 2025, Chard Snyder contacted the carrier to
      confirm the status of the participant’s coverage and received confirmation that
      the participant’s coverage is in effect as of May 1, 2025. The participant or
      the providers may resubmit any claims incurred from the date that coverage was
      in effect to the insurance carrier for their review.

      The participant may contact our Participant Services team
      with any questions.

      Customer Answer

      Date: 05/23/2025

      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me.  Please do better in the future -- it should not take a BBB compliant to trigger action.



      Regards,



      ***** ****
    • Initial Complaint

      Date:04/03/2025

      Type:Billing Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I accidentally used my flexible spending card in February 2025 for a charge at my dentist without realizing that the service date was from December 2024. So understandably the claim was denied and I was expected to repay the amount to Chard Snyder. I have made this mistake before and resolved it by paying for FSA accepted charges with my personal card, submitting the receipt for offset of repayment, and applying the amount to the balance owed. I have made 4 phone calls to chard Snyder asking how to submit my receipt to do this, and was given 4 different answers. I was told to submit the receipt online and write offset of repayment, that didn’t work. I was told to fax the receipt and write the same thing, that didn’t work. I was told I need additional documentation…I submitted what was requested and that didn’t work and they continue to make direct deposits to my account. So I tried to call and make a payment towards the balance in the amount they reimbursed me. Also impossible, as they would only accept the full amount due. No one knows what they’re doing, everyone gives incorrect information, and they are all incompetent. Any attempt to speak with someone in a manager position is met with the response “they’ll call you eventually, keep your line open”. As of now, we’re at a standoff and I just want to repay them the money that they incorrectly deposited in my account.

      Business Response

      Date: 04/23/2025

      Chard Snyder (Chard) appreciates
      the opportunity to respond to this participant’s complaint. Chard places the
      utmost importance on customer service. It is our goal to provide high quality
      customer service while at the same time ensuring plan compliance.

      The plan in which this participant
      was enrolled is an employer-sponsored plan governed by IRS regulations and plan
      rules as defined in the employer’s plan document and summary plan description. Chard
      provides administrative services on behalf of employers pursuant to service
      contracts with the employer. 

      The substantiation provided by the
      participant was sufficient to offset this claim and no further action is
      required for this claim.

      The participant can contact the Chard
      Participant Services team with questions or for further information.

      Customer Answer

      Date: 04/25/2025

      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and find that this resolution is satisfactory to me. 



      Regards,



      ****** *******
    • Initial Complaint

      Date:02/18/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I signed up for this service in November 2024. I was supposed to receive a benefit card in January 2025. I’ve called several times and they keep saying my cards are still in production. This answer is unacceptable in February 2025. I want my cards now . I don’t think this is an unreasonable request. They are withholding my benefits.

      Business Response

      Date: 03/26/2025

      BBB Complaint #********
      Complainant Name: **** ***********

      Chard Snyder appreciates the opportunity to respond to this participant’s complaint. Chard places the
      utmost importance on customer service. It is our goal to provide high quality customer service while at
      the same time ensuring plan compliance.

      The participant contacted Chard on January 17, 2025 at which time a Chard Participant Services team
      member requested a replacement debit card for the participant. Due to a processing error, there was a
      delay in mailing the debit card. Chard mailed a replacement debit card to the participant on February
      28, 2025 to the address listed on his account. Chard sincerely apologizes for the frustration caused by
      this delay.

      Even prior to a participant receiving their debit card, a participant maintains access to funds in the
      account. Requests for reimbursement may be made by filing an online claim through the member
      portal, submitting an expense via the mobile app, or using an Out-of-Pocket Reimbursement Request
      Form.

      The participant can contact the Chard Participant Services team with questions or further information
      on claim substantiation.
    • Initial Complaint

      Date:02/18/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      This account was opened unbeknownst to me, only known when I received debit cards in the mail. I never deposited funds or requested reimbursement. I have spoken with customer service to close the account. First I was told to send a letter requesting to close the account. I sent them the requested letter.
      Then I received an email stating I needed to fill out the "attached" form to close the account. No form was attached. I have since spoken to two customer service reps who told me they could do nothing, could not transfer me to the appropriate department, or do anything else. They are instructing me to email the company to request the form that wasn't attached. I shouldn't have to go through all this effort to close an account that I never opened in the first place.

      Business Response

      Date: 03/26/2025

      BBB Complaint #********
      Complainant Name: ***** ****

      Chard Snyder appreciates the opportunity to respond to this participant’s complaint. Chard
      places the utmost importance on customer service. It is our goal to provide high quality customer
      service while at the same time ensuring plan compliance.

      Chard is a third-party administrator that provides reimbursement account administrative services
      on behalf of employers pursuant to service contracts with the employer. A health savings account
      (HSA) is an individually owned trust account governed by IRS regulations.

      On the week of March 11, 2024, email notifications were sent to HSA participants informing
      them that effective Wednesday, May 1, 2024, former Third-Party Administrator was being
      rebranded to Chard Snyder, a WEX Company, and the participants benefits savings and spending
      accounts would migrate to the Chard Snyder technology platform, powered by WEX. New
      Chard Snyder benefit cards were sent to participants after this communication.

      Chard has conducted a thorough review of the participants account. Pursuant to the participants
      request, Chard has closed his HSA on February 28, 2025. No further action is required from the
      participant.

      The participant can contact the Chard Participant Services team for further information.
    • Initial Complaint

      Date:01/31/2025

      Type:Billing Issues
      Status:
      UnansweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      On December 31, 2024, at approximately 10:00 PM PST, I placed four orders through FSAstore.com totaling $1,500. Chard Snyder inappropriately authorized these purchases against my 2025 FSA funds, despite the transactions occurring in 2024. This error has:

      1. Depleted my entire 2025 FSA balance prematurely
      2. Left approximately $500 unusable in my 2024 account
      3. Created significant hardship in resolving the issue due to inadequate customer service

      Attempt to Resolve:
      - Made approximately 8 separate phone calls to customer service
      - Requested supervisor intervention on each call
      - Received only one supervisor callback (Jen) on 01/14/2025
      - Multiple promised callbacks were never received

      Specific Issues:
      1. Improper fund allocation between calendar years
      2. Inability to access supervisor-level support
      3. Failed escalation procedures
      4. Disconnected calls when recording was mentioned
      5. Lack of transparency regarding refund allocation
      6. No clear resolution path provided
      7. Critical time sensitivity due to 30-day return window

      Customer Service Failures:
      - Two promised supervisor callbacks never occurred
      - Escalation request on 01/22/2025 was never processed
      - Customer service representative (Christine) terminated call when informed of recording
      - Unable to get direct supervisor access
      - 3-5 business day waiting periods for supervisor callbacks not honored
      - Foreign-based customer service unable to transfer calls to supervisors

      Impact:
      - Risk of losing $1,500 in 2025 FSA funds
      - Potential loss of $500 in 2024 funds
      - Time spent making multiple calls and attempts to resolve
      - Approaching return deadline without clear resolution

      Requested Resolution:
      1. Immediate correction of the 2024/2025 funds
      2. Written confirmation of proper fund allocation for returns
      3. Extension of return window due to administrative delays
      4. Implementation of proper escalation procedures
      5. Compensation for time spent resolving this issue
      6. Written apology for poor customer service
    • Initial Complaint

      Date:01/16/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      We have our FSA through Chard-Snyder. We paid for COVERED DENTAL WORK with our flex card. Now they are denying the claim because we haven't submitted the 'required documents' to support the claim. We have submitted literally everything our dentist can give us, showing the dates, costs, payments, EXACTLY what was done and they still want us to pay it back. This is our money, to be used for medical expenses. We paid for fillings. When we called, we were answered by someone that said they would "escalate the issue to a supervisor" because they "don't have direct access to supervisors." This whole experience has been awful and completely unnecessary. They clearly do not care about their customers and they have nothing in place to actually deal with issues. The woman was nice but had absolutely no ability to accomplish anything. I don't know why the phone even rings to them, it should go to someone that is capable of resolving ANYTHING. We are considering a lawsuit.

      Customer Answer

      Date: 06/16/2025

      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ********, and have determined that this does not resolve my complaint.  For your reference, reasons for rejection are included below.


      -The generic response given was a throw away form letter.
      -We submitted receipts multiple times and in response to the denial emails. We uploaded what was requested and followed the email instructions exactly. The company continued to claim they never received the receipts.
      -They claim it is entirely IRS guidelines making this so difficult; TASC (another Flex Card) does not require this.
      -The letter claims we can call to get help. It took days of calling to get to a person, just for that person to not be able to help us. We were told a supervisor would call me back within a week. It was over a month before I heard back and that supervisor helped with nothing.
      -I will continue to warn everyone of using this service and can only hope my husband's company finds a better provider.




      Regards,



      ****** *****

      Business Response

      Date: 06/30/2025

      BBB Complaint #********
      Complainant Name: ******* *****


      Chard Snyder appreciates the opportunity to respond to this participant’s complaint. Chard places the
      utmost importance on customer service. It is our goal to provide high quality customer service while at
      the same time ensuring plan compliance. We understand that the various regulatory requirements can
      be confusing and are often frustrating to participants and their family members. We do our best to try
      to simplify and streamline the process to make it easier.

      The plan in which this participant is enrolled is an employer-sponsored plan governed by IRS regulations
      and plan rules as defined in the employer’s plan documentation. Chard provides administrative services
      on behalf of employers pursuant to service contracts with the employer.

      IRS rules governing the account require that all claims be substantiated. IRS rules require that the
      documentation include the provider or merchant name, the date the service was incurred, the type of
      service, the cost of the service, and, when there is insurance, the amount insurance has paid. An
      Explanation of Benefits (EOB) from the insurance carrier would provide this required information. A
      receipt alone generally does not meet IRS requirements. Medical expenses are incurred when the
      employee (or the employee’s spouse or dependent) is provided with the medical care that gives rise to
      the expense, and not when the employee is formally billed, charged for, or pays for the medical care.

      The participant submitted documentation however, the documentation did not include the dates the
      service was incurred and type of service.

      Even though debit card transactions may be denied due to lack of or insufficient documentation, the
      merchant remains paid. In addition, in accordance with IRS rules any funds that may remain in a
      participant’s account after the end of the plan year are forfeited to the plan and are not retained by
      WEX.

      The participant can contact the Chard Participant Services team with questions or further information
      on claim substantiation.
    • Initial Complaint

      Date:01/08/2025

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      Chard Snyder services my employer Health Savings Account. Chard Snyder is refusing to provide my tax documents unless I agree to "You agree to indemnify and hold us, and our parents and affiliates, harmless for any loss or damage caused by your access..." This is unnecessary and unreasonable to require me to agree to these terms in order to receive the tax documents which I need to file my state and federal income taxes. Chard Snyder pays a 3rd party to offer support from outside the county. They will not identify themselves or provide any method of contacting Chard Snyder.

      Business Response

      Date: 02/13/2025

      Complaint #********
      **** *******


      Chard Snyder (Chard) appreciates the opportunity to respond to this participant’s complaint. Chard places
      the utmost importance on customer service. It is our goal to provide high quality customer service while
      at the same time ensuring plan compliance. We understand that the various regulatory requirements can
      be confusing and are often frustrating to participants and their family members. We do our best to try to
      simplify and streamline the process to make it easier.

      Chard is a third-party administrator that provides reimbursement account administrative services on
      behalf of employers pursuant to service contracts with the employer. A health savings account (HSA) is
      an individually owned trust account governed by IRS regulations.

      As part of the enrollment process for an HSA, account holders are required to acknowledge and accept the
      Custodial Agreement and Disclosure Statement. The account holder acknowledged and accepted this
      Statement on April 15, 2024.

      Upon receipt of this complaint, Chard conducted a thorough review of the participant’s account. Our
      records indicate that the participant’s last log in to his online portal was April 15, 2024. There have been
      no subsequent login attempts.

      To assist with resolving this complaint, on January 30, 2025 Chard sent the participant via a secure e-mail
      his HSA tax documents for tax years 2023 and 2024.

      The participant can contact the Chard Participant Services team with any questions.
    • Initial Complaint

      Date:11/26/2024

      Type:Service or Repair Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have had a claim denied 4 times since January due to insufficient receipts. After submitting everything Chard Snyder asked me to, including the entire itemized Explanation of Benefits, now I’m told the claim is denied because there is no date of service listed. Which is incorrect because that is found on the EOB. I have paid back this company almost $900 and can’t seem to get a penny back to help me.

      Business Response

      Date: 01/02/2025

      BBB Complaint #********

      ******** *****

      Chard Snyder appreciates the opportunity to respond to this participant’s complaint. Chard places the
      utmost importance on customer service. It is our goal to provide high quality customer service while at
      the same time ensuring plan compliance. We understand that the various regulatory requirements can
      be confusing and are often frustrating to participants and their family members. We do our best to try
      to simplify and streamline the process to make it easier.

      The plan in which this participant is enrolled is an employer-sponsored plan governed by IRS regulations
      and plan rules as defined in the employer’s plan documentation. Chard provides administrative services
      on behalf of employers pursuant to service contracts with the employer.

      IRS rules governing the account require that all claims be substantiated. The IRS requires that the
      documentation include the provider or merchant name, the date the service was incurred, the type of
      service, the cost of the service, and, when there is insurance, the amount insurance has paid. An
      Explanation of Benefits (EOB) from the insurance carrier would provide this required information. A
      receipt alone generally does not meet IRS requirements. Medical expenses are incurred when the
      employee (or the employee’s spouse or dependent) is provided with the medical care that gives rise to
      the expense, and not when the employee is formally billed, charged for, or pays for the medical care.

      This participant has submitted 2 claims in the 2024 plan year for the participant’s health FSA. Based on
      the substantiation provided, one claim has been approved. No further action is required from the
      participant for this claim. One claim remains denied as the portion of the Explanation of Benefits
      provided does not include the date and type of service as required by IRS regulations.

      The participant can contact the Chard Participant Services team with questions or further information
      on claim substantiation.


    • Initial Complaint

      Date:11/18/2024

      Type:Billing Issues
      Status:
      AnsweredMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      I have an HSA account through my old employer that has $190.xx in it. We have HSA debit cards to use for healthcare purchases such as medicine and copay. In early October, my husband (a covered dependent) has a dental appointment and forgot to take his HSA card with him. He paid the copay of $100 on his own personal debit card. I filed a reimbursement from the HSA and it was approved. I received an email on 10/18/2024 that a check was sent to our mailing address. I’ve been waiting and I have informed delivery from USPS and no check has arrived. I called Chard Snyder on 11/12 to report that I still haven’t received the check. They CONFIRMED that the check hasn’t been cashed and told me to email their [email protected] for further assistance. I emailed them that same day. I got a response from the HSA department today sending me a stop payment request form and stating I’d be charged $30 for cancelling the payment. I called customer service and explained that it’s not my fault that I didn’t receive the check in the mail and asked for the tracking number to get USPS involved. Surprise surprise, they didn’t have one. So this company is trying to charge me $30 for a stop payment for a check that I didn’t receive even after confirming my mailing address. They kept telling me “there’s nothing they can do, that I have to pay the $30 because it’s an HSA account”. So basically I did everything right and filed my reimbursement, but because the check got lost in the mail and they can’t even prove they sent it out, I have to pay $30 to get back the $100 that’s already been deducted from my HSA funds? Mind you, this isn’t the first time one of my HSA checks for lost in the mail and when it happened the first time in 2022, it was reissued immediately with no problems.

      Business Response

      Date: 12/18/2024

       
      Chard Snyder (Chard) appreciates the opportunity to respond to this participant’s complaint. Chard 
      places the utmost importance on customer service. It is our goal to provide high quality customer 
      service while at the same time ensuring plan compliance. 


      Chard is a third-party administrator that provides reimbursement account administrative services on 
      behalf of employers pursuant to service contracts with the employer. A health savings account (HSA) is 
      an individually owned trust account governed by IRS regulations.


      Chard received the account holder’s distribution request on October 16, 2024. On October 18, 2024, 
      Chard issued a check to the address listed on the account. Chard’s records indicate that the check was 
      deposited on Nov 26, 2024. 


      The participant can contact the Chard Participant Services team for further information

    • Initial Complaint

      Date:08/23/2024

      Type:Billing Issues
      Status:
      ResolvedMore info

      Complaint statuses

      Resolved:
      The complainant verified the issue was resolved to their satisfaction.
      Unresolved:
      The business responded to the dispute but failed to make a good faith effort to resolve it.
      Answered:
      The business addressed the issues within the complaint, but the consumer either a) did not accept the response, OR b) did not notify BBB as to their satisfaction.
      Unanswered:
      The business failed to respond to the dispute.
      Unpursuable:
      BBB is unable to locate the business.
      When I became an employee of a company (I no longer work for) I joined and paid into the HSA program of Chard Synder. March 2022, my contract was absorbed by a different company. Since this time, I began getting letters in the mail as well as emails. I decided to call Chard Synder 04/2024 to inquire why I was receiving correspondence. I was told I had $550.00 HSA funds. I asked what needed to be done to get the remaining monies and to officially close the account. I have submitted 3 faxes with the form that Chard Synder sent (via email) with paid bills along with the bills from the participating providers for services rendered. I was just told again tonight my claim was denied with no explanation. I feel as though some fraudulent activity is being done within this company. I really want to recoup my $550.00 I have spent in health care bills from my HSA account and close this account with Chard Snyder.

      Business Response

      Date: 09/20/2024

      Chard Snyder
      appreciates the opportunity to respond to this participant’s complaint. Chard
      places the utmost importance on customer service. It is our goal to provide
      high quality customer service while at the same time ensuring plan compliance.

      According to
      Chard’s records, this participant was enrolled in a health flexible spending
      account (FSA). The plan in which this participant is enrolled is an
      employer-sponsored plan governed by IRS regulations and plan rules as defined
      in the employer’s plan document and summary plan description. Chard provides
      administrative services on behalf of employers pursuant to service contracts
      with the employer.

      The Health
      FSA Account Summaries statements are made available to participants each month
      and can be accessed via the participant’s online portal.

      This
      participant has submitted 4 claims. Two claims were denied as the
      substantiation documentation submitted to support the claims was
      illegible.  However, two of the four claims
      were approved and the participant has been reimbursed her full election amount
      of $550.00 for the plan year.

      We welcome
      the participant to contact Participant Services with any questions.

      Customer Answer

      Date: 09/24/2024

      Better Business Bureau:



      I have reviewed the response made by the business in reference to complaint ID ******** and find that this resolution is satisfactory to me.  Thank you BBB and ***** ******** so much for your help.  This was completely satisfied the end of last week 9/20/2024.



      Regards,



      ******* *******

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period, except for customer reviews. Customer reviews posted prior to July 5, 2024, will no longer be published when they reach three years from their submission date. Customer reviews posted on/after July 5, 2024, will be published indefinitely unless otherwise voluntarily retracted by the user who submitted the content, or BBB no longer believes the review is authentic. BBB Business Profiles are subject to change at any time. If you choose to do business with this company, please let them know that you checked their record with BBB.

    As a matter of policy, BBB does not endorse any product, service or business. Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust.