Skip to main content

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.
Better Business Bureau®
Resources for Businesses
Better Business Bureau

          Additional Information

          Not BBB accredited

          Capital Source Financial

          View full profile
          Location of This Business
          1209 N Ashland Ave, Chicago, IL 60622
          BBB File Opened:
          2/11/2008
          Business Management
          • Henry Clarke
          Contact Information

          Principal

          • Henry Clarke

          Customer Contact

          • Henry Clarke
          Service Type
          Products and Services
          The BBB would like to alert consumers that the Bureau has received complaints from consumers who allege to have been defrauded out of hundreds to of dollars in advance fees for loans. Currently pending complaints on file allege that Ridge Financial requests upfront "insurance" and "collateral" payments for loans, collects the money, but does not disburse any loan funds. Complainants allege to have contacted the entity repeatedly via phone and email but have not been able to reach the company or get their money back.

          The Bureau would like consumers to be aware that per the Federal Trade Commission, it is illegal for a business to request up front fees in order to secure a loan. These fees may come in the guise of security, insurance, or other descriptions.

          Additionally, consumers should be aware that the Chicago BBB has come across many incidents of interaction with so called Advance Fee Lenders. In each and every case where a consumer sent their requested fees, the Bureau knows of not a single example where the consumer received either 1) their loan funds, or 2) a refund of their advance fee.

          If you are a consumer that has been victimized by this entity, please contact the Internet Crime Complaint Center -IC3- at www.ic3.gov as well as Phonebusters at www.phonebusters.com

          Contact Information

          1209 N Ashland Ave

          Chicago, IL 60622

          (866) 699-3089

          Accreditation

          This business is not BBB Accredited

          BBB Rating

          F

          Customer Reviews are not used in the calculation of BBB Rating

          Reasons for BBB Rating

          BBB Business Profiles may not be reproduced for sales or promotional purposes.

          BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

          When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

          BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

          As a matter of policy, BBB does not endorse any product, service or business.