Business ProfileforHome American Mortgage of Denver

I worked with 3 mortgage lenders in our most recent purchase and HMC was by far the least responsive and least professional. . In a nutshell, we were offered a time-sensitive PROMO of $25,040 seller credit if we were in contract within 3 days. At the end of the day, even with over $25,000 of seller credit, our options were better with the big bank lenders. HMC origination fees are HIGH, likely to offset the seller credit. They jacked up the interest rate and then offered us a 2 point buy down from ****% to ****% interest. The crazy thing was that both of my other lenders were already <7% without any seller credit. This was a classic case of deceptive advertising.They are also slowww. By the time my other lender had me fully approved and ready to close, HMC was still asking for x. We give them x and they ask for y, and then z. We were set to go with our external lender but HMC suggested with proceed to underwriting with both lenders because HMC offered to reconsider their loan terms but without much detail. We ultimately went with an external lender, where the loan officer and assistants would call me within minutes of me emailing or texting. Compared to HMC ignoring more than half my requests for a phone call, the experiences were night and day.