Skip to main content

Cookies on BBB.org

We use cookies to give users the best content and online experience. By clicking “Accept All Cookies”, you agree to allow us to use all cookies. Visit our Privacy Policy to learn more.

Cookie Preferences

Many websites use cookies or similar tools to store information on your browser or device. We use cookies on BBB websites to remember your preferences, improve website performance and enhance user experience, and to recommend content we believe will be most relevant to you. Most cookies collect anonymous information such as how users arrive at and use the website. Some cookies are necessary to allow the website to function properly, but you may choose to not allow other types of cookies below.

Necessary Cookies

What are necessary cookies?
These cookies are necessary for the site to function and cannot be switched off in our systems. They are usually only set in response to actions made by you that amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Necessary cookies must always be enabled.

Functional Cookies

What are functional cookies?
These cookies enable the site to provide enhanced functionality and personalization. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies, some or all of these services may not function properly.

Performance Cookies

What are performance cookies?
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.

Marketing Cookies

What are marketing cookies?
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant content on other sites. They do not store personal information directly, but are based on uniquely identifying your browser or device. If you do not allow these cookies, you will experience less targeted advertising.

Find a Location

Bank of Cardiff has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Bank of Cardiff

      122 15th St # 2562 Del Mar, CA 92014-8082

      BBB Accredited Business
    • Bank of Cardiff

      12626 High Bluff Dr Ste 370 San Diego, CA 92130-2074

      BBB Accredited Business

    Customer ReviewsforBank of Cardiff

    Small Business Loans
    Multi Location Business
    View Business profile
    View Business profileBBB accredited business

    Star rating
    10 word minimum.

    You can use up to 2000 characters

    Provide Your Info to Leave a Review

    Thank you for taking the time to leave a review! Please enter your information below to submit your review to BBB. Your first name and first initial of your last name will display online. Your full name will only be used to allow the business to verify that you are a customer.

    All fields are required.

    This is automatically determined using your first name and the first initial of your last name.
    How would you like to confirm your review?
    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Verify your phone number

    Enter the 6 digit code sent to the phone number ending in undefined

    If you have not received a code within 2 minutes, you can re-send it.

    9 Customer Reviews

    Sort By
    • Date
    • Highest Rating
    • Lowest Rating
    • Review from Walter S

      1 star

      01/15/2024

      ************** They tell you you're approved, then there's something else. Then you're approved, then there's something else. Extremely high interest, couldn't even get approved. I have 400k in revenue in 6 months. 20k loan. Ridiculous.
    • Review from Stevie W

      1 star

      06/16/2023

      Get the h*** away from this great shark loan company.They want to lend me ***** and payback ***** with in a 6 month!What you guys been taking must be some good stuff?This is better then bitcoins let me in
    • Review from JULIAN P

      1 star

      11/02/2022

      Stay away, They lie about the interest they tell you that you can make payments to the principal and pay the loan before without paying interest and it is a lie you have to pay the interest up front they are two scammers
    • Review from Steven M.

      1 star

      08/21/2022

      Terrible company! Zero communication! An online application that states decisions in 2 minutes and a company that never answers any phone extension and never replies to any email requests for follow up! Basically an information gathering site looking to gather borrowers data! Stay clear and find a better organization to do business with.
    • Review from Aaron S

      1 star

      07/09/2022

      This company provides a very shark style business practice. Do your homework and find a better lender to work with. After trying to convince me the rate given was best they could do I searched other lenders and obtained a loan with HALF the amount of interest. Suddenly when they were advised that we would like to meet or beat your offer when until this point the original amount was industry standard for my profile. Multiple lenders offered much less interest rates and fees, WITHOUT doing a hard credit pull.
    • Review from Tony H

      1 star

      06/17/2022

      They are just like another bottom feeder loan shark and are predatory lending company. The get your information and then tell you they are working on the loan and shop it out to other brokers and then don't deliver.All the other bad reviews are true. Even if you have good credit, as we do, 780, they still tell you they can not get you a loan after they have all your information.Don't waste your time, you can find a much better lender to work with.
    • Review from Khila J.

      1 star

      04/22/2022

      I experienced very predatory loan shark practices trying to get a loan from ******************* of Cardiff, including him trying to convince me that my credit score was lower than it actually was and thats why I should take his loan offer right now. & The offer was horrible. I would recommend ********************************** for small business loans instead of Cardiff.
    • Review from Todd S

      1 star

      02/15/2022

      Wow. They had me sign documents and then backed out after having to verify my bank account. Unbelievable and so unprofessional. I called the number on their website and a lady answered with, Hello?. Instant red flag.
    • Review from Brian

      1 star

      05/13/2021

      They sell you a great story line telling you they fund 90% of all their deals themselves but in the end they send you to a deal from somewhere else that is outrageous and make sure you READ the print “this is not a loan” , you sign and are locked In for the full payback amount , so for example they send you a deal for $29,000 there is a $870 fee taken out of the $29,000 (for processing your application , checking risk factors blah blah blah) so you actually only get $28,130.00 oh but wait there is more , your payback total is over $41,000 and it doesn’t matter if you pay back in 30 days , 60 days , 90 days etc etc you pay back $41,000 - don’t let these folks fool you they are not in business to “help” small business owners , more so to make some blood money - oh and when I asked what their kickback was for sending the file to this other company they got super mad, refused to answer then cancelled the approval - now tell me that doesn’t scream something is off !!!!!!! I would not recommend doing business with these folks unless you are EXTREMELY desperate !!!!

    BBB Business Profiles may not be reproduced for sales or promotional purposes.

    BBB Business Profiles are provided solely to assist you in exercising your own best judgment. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles.

    When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.

    BBB Business Profiles generally cover a three-year reporting period. BBB Business Profiles are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.

    As a matter of policy, BBB does not endorse any product, service or business.