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Online Purchase - CALIXORVERA

I have contacted this company for damaged product and asked for a complete refund. Several emails later still nothing. After these several attempts they stopped responding. The order number is 77028. They were for the adjustable glasses. Took forever to receive and they were scratched and the cases were broken.

Dollars Lost: $47.99

Victim Location: CT, USA - 06359

Date Reported: June 19, 2026

Business Name Used: CALIXORVERA

Employment - publicis groupe

This email reached out to me regarding a “job” offer. Whereas they were infact trying to get my log in to my social media platforms and scam my contact. I have attached the email trail bellow. Dear *******, I am Christie Kovach from the Global Talent Acquisition team at Publicis Groupe. I came across your background and wanted to reach out about a Senior Digital Marketing Manager position we are currently discussing. The role would involve leading marketing strategy, working with client teams, and supporting integrated programs across multiple markets. Based on your experience, I thought it could be useful to connect briefly and share more context. Would you be open to a short conversation this week or next? If the timing is not right or this is not relevant, please just let me know. Best regards, Christie Kovach The Talent Acquisition Team at Publicis Groupe” After I messaged back that their schedule is prompting me to log in my Facebook account they said this “Dear ******** Thank you for your feedback regarding the interview scheduling process. Our scheduling portal is currently integrated with Facebook for candidate verification. This integration is part of a strategic partnership between Publicis Groupe and Meta designed to enhance the recruitment process through advanced technology. Please note that scheduling via Facebook is currently our official and only method for booking interviews. We have temporarily discontinued other options, such as Gmail, to ensure consistency and data security. We appreciate your understanding and encourage you to use the portal to finalize your session. If you encounter any further technical difficulties, please let us know. Best regards, The Talent Acquisition Team at Publicis Groupe”

Dollars Lost: $0.0

Victim Location: CT, USA - 06824

Date Reported: June 19, 2026

Business Name Used: publicis groupe

Online Purchase - MICAS

Made an estimate of $200 in returns for poor quality clothing and had to pay additional for shipping. Sent everything in the original packaging as stated in the return policy only for them to say that they were not. The company offered me a $25 gift card when I spent $15 to return $200 “worth” of terrible quality items. Now I’m out of money and clothing items? I’m sure I’m not the first to submit a complaint but this should be illegal.

Dollars Lost: $200

Victim Location: Sandusky, OH, USA - 44870

Date Reported: June 19, 2026

Business Name Used: MICAS

Romance - Pridesdate

Pridesdate.com is presented as a LGBTQ dating website. It presents with many seemingly AI generated profiles, customer service is also seemingly AI Generated and provides no resolutions. It is very costly to communicate on the site. While it claims to be LGBTQ various “profiles” of “women” speak to female customers as if they are seeking male relationships. Many times the communication from these profiles is highly sexually explicit. Many prorate outside the USA.

Dollars Lost: $640

Victim Location: CT, USA - 06830

Date Reported: June 18, 2026

Business Name Used: Pridesdate

Employment - ForwardLeag

The scammer called me with a job offer and also took my personal information for the job, sent me packages to ship out and when it came time to payday, locked me out of my work account and stopped answering the phone and my emails

Dollars Lost: $0.0

Victim Location: CT, USA - 06051

Date Reported: June 18, 2026

Business Name Used: ForwardLeag

Online Purchase - Online Retailer Scam

Kenwoodi balloon arch. I place my order in May 1, 2026, On the May 3, 2026 I didn't receive a confirmation, So i reached out by email, they automatically email stated they close for a holiday, They emailed me back saying the was sending my order out now, They websit said 3-7 business days so on the 10th day i reached out again for my order, They claim it was in it way i never received anything from this company, I was very disappointed it was for my grandson prom night, They email and said it was delivered to my home, i have cameras so i see everything and everybody I never received anything

Dollars Lost: $62

Victim Location: Philadelphia, PA, USA - 19143

Date Reported: June 18, 2026

Business Name Used: Kenwoodi balloon Arch

Fake Invoice/Supplier Bill - Fake Vehicle Warranty Scam

I received a scam letter referring Form 9550-WARR claiming that my property home warranty was expiring. Please see the scanned & attached letter for details.

Dollars Lost: $0.0

Victim Location: Gainesville, VA, USA - 20155

Date Reported: June 18, 2026

Business Name Used: CWABS INC SERIES 2006-IM1

Other

I ordered a product from this company I thought was legit. I order 6 bottles for $69. When I checked my Bank account $269 it was pending cause the Credit Union was closed at time. I called to cancel but they said it was being processed. By the time I went to the ATM machine within 15 minutes they had processed it! I can’t find this advertisement nowhere on Facebook now!!

Dollars Lost: $200

Victim Location: Springfield, OH, USA - 45505

Date Reported: June 18, 2026

Business Name Used: Sweet Restore

Online Purchase - Online Retailer Scam

I purchased 2 items totaling 48.00 in May and have not received them or any of the 3 emails returned

Dollars Lost: $48

Victim Location: Fayetteville, PA, USA - 17222

Date Reported: June 18, 2026

Business Name Used: Get glocky

Phishing - (800) 410-9212

Constantly sending vehicle warranty stuff that every time say final notice and to contact them immediately

Dollars Lost: $0.0

Victim Location: Monroe, MI, USA - 48161

Date Reported: June 18, 2026

Business Name Used: N/A

Online Purchase

My credit card company texted me that there’s suspicious charges on my account. I filed a fraud report with them and they gave me their phone number. I called and told them about the fraudulent charges and I got the run around never answering my questions about what was purchased. They said they did billing for multiple businesses and didn’t have any more information. I then filed a complaint with the Federal Trade Commission for each of the three charges. I was billed on May 9, June 15 and June 18. They said I should get my refund in 3 - 5 business days but I’m not hopeful.

Dollars Lost: $119.97

Victim Location: Denham Springs, LA, USA - 70726

Date Reported: June 18, 2026

Business Name Used: Zapostore

Online Purchase - sorellawear

I ordered 8 dresses from sorellawear. I paid almost $40 they said they would be here in 3 5 days. That was over a month ago

Dollars Lost: $36

Victim Location: Pittsford, MI, USA - 49271

Date Reported: June 18, 2026

Business Name Used: sorellawear

Phishing - Phishing - Loan Solicitation Scam

Pretended to be loan company.

Dollars Lost: $12

Victim Location: Philadelphia, PA, USA - 19145

Date Reported: June 18, 2026

Business Name Used: N/A

Identity Theft - Rosabella

e-mail received today showing that an order was placed a confirmed by Rosabella - A company located in Sheridan, Wyoming. I did not request any product. My account was charged $ 107.87. I have tried to contact the company all day without any success. If it looks like a scam !..... I have contacted my bank to block this amount and report FRAUD.

Dollars Lost: $0.0

Victim Location: CT, USA - 06488

Date Reported: June 18, 2026

Business Name Used: Rosabella Company

Fake Invoice/Supplier Bill - Fake Vehicle Service Contract Notice Scam

Received two pieces of mail about my newly purchased vehicle. Called the number to confirm if this was about the package on my newly purchased vehicle that I purchased in addition. Woman on the line became increasingly rude when I questioned who the company was and its relation to VW. Hung up on me.

Dollars Lost: $0.0

Victim Location: King Of Prussia, PA, USA - 19406

Date Reported: June 18, 2026

Business Name Used: N/A

Phishing - Phishing - Immigration Assistance Scam

I am reporting a suspected immigration services scam. This person or organization contacted victims using the phone number +17712204413. They defraud people by representing themselves as immigration professionals and offering immigration-related services and assistance.

Dollars Lost: $500

Victim Location: Norcross, GA, USA - 30071

Date Reported: June 18, 2026

Business Name Used: N/A

Counterfeit Product

I Ordered a Bottle of Gyogen Support Capsole Max for ( $27.95 ) - 6/13/2026 - for my leg Pain and they charged me with 2 Bottles of KETO+ACV GUMMIEs and 5 Bottles of Various Products Folic Acid , Iron, - Potassium, - Niacinamide, - Claanse, - and the one Bottle of Glycogen Support that I ordered for Nerorthorpy again for $27.95 I got the Fraud dept on my card about them. I would like to send back the product but will they give me a refund? With ending 30 Days on E- Bay - I just received this package today that is WRONG 06/18/2026

Dollars Lost: $269.98

Victim Location: Herkimer, NY, USA - 13350

Date Reported: June 18, 2026

Business Name Used: GYOGEN Support Capsole Max

Phishing - Vehicle service division Athena Protection

A letter came in the mail stating I had to confirm my mileage on my car or I could be financially liable and I had till a certain date to contact them. They have my year make and model of my car, my full name and address.

Dollars Lost: $0.0

Victim Location: Monroe, MI, USA - 48162

Date Reported: June 18, 2026

Business Name Used: Vehicle service division Athena Protection

Online Purchase - The anime empire

I ordered a $37 shirt with taxes $43 on May 24th 2026 and i never received it. I contacted them 3-4 times and they never reached back out to me. I went back on the website and put in my order number #15492 and it says no order found. 2 weeks after i ordered i put in the order # and my phone number and it said order placed and order being worked on. Now it doesn’t say anything.

Dollars Lost: $43

Victim Location: CT, USA - 06810

Date Reported: June 18, 2026

Business Name Used: The anime empire

Sweepstakes/Lottery/Prizes - Travel Sweepstakes Scam

This business advertised a Free Vacation giveaway at the Plymouth Meeting Mall. I entered the raffle and won. They told me to call and redeem my vacation to only tell me I have to pay money and asked for my credit card info and my address to redeem. the info was provided but i never received the trip information. i believe this is a scam to steal credit card info and identification info from people by tricking them into thinking they are winning a vacation. Please looking into this.

Dollars Lost: $0.0

Victim Location: Glenside, PA, USA - 19038

Date Reported: June 18, 2026

Business Name Used: Walton Vacations

Debt Collections - Debt Collections Scam

I got a call from Gary from member services telling me I had over $7,000 in balances and I said no I don’t, he repeated the same thing after I said that and I hung up

Dollars Lost: $0.0

Victim Location: Reading, PA, USA - 19601

Date Reported: June 18, 2026

Business Name Used: Member services

Employment - Job Recruitment Scam

Scam recruiter saying she represented this firm, and the legit firm is called Hire Bloom, Lehi UT

Dollars Lost: $0.0

Victim Location: Erie, CO, USA - 80516

Date Reported: June 18, 2026

Business Name Used: Hires Bloom

Debt Collections - Debt Collections Scam

Posed as a debt collector stating that they tried to contact me in January 2026 via mail. I did not respond, so they are taking me to civil court for a debt they say was from 2019. I paid off the debt to the company mentioned 25 years ago. They could not tell me when the original account was opened.

Dollars Lost: $0.0

Victim Location: Dumfries, VA, USA - 22026

Date Reported: June 18, 2026

Business Name Used: CNA Law Group

Employment - Constant Therapeutics

I received an email supposedly from Constant Therapeutics. From a hiring manager named Amanda walker, to set up a interview, I was lead into a Teams chat where I talked to Amanda only through messages, I got documents and paperwork, and all kinds of legit looking documents and things. I called the company and they had no idea what I was talking about. Which I signed, I already have a credit freeze as well as a fraud alert.

Dollars Lost: $0.0

Victim Location: Sacramento, CA, USA - 95817

Date Reported: June 18, 2026

Business Name Used: Constant Therapeutics

Home Improvement - Home Improvement Group

4 calls today from them, a typical day. I see this scam has been going on for years, but you do absolutely nothing about it. What a joke.

Dollars Lost: $0.0

Victim Location: CT, USA - 06423

Date Reported: June 18, 2026

Business Name Used: Home Improvement Group

Debt Collections - Debt Collections Scam

Contacted via phone by a “dispatcher” making sure I would be home to be served legal paperwork. I asked what legal paperwork and they said a notice to appear in court for a “complaint” filed against me. I said sure go ahead and bring the papers so I can see what the issue is. They gave me the 1-877 number to contact with a case number. I didn’t bother to call since I know for a fact this is a scam. Nobody ever showed up with the legal papers. They had my full name and address, at least,

Dollars Lost: $0.0

Victim Location: Lafayette Hill, PA, USA - 19444

Date Reported: June 18, 2026

Business Name Used: Legacy Litigation

Online Purchase - Whitebridge.AI

Keeps trying to charge me for service I cancelled costing me several overdraft fees

Dollars Lost: $0.0

Victim Location: Jefferson, NC, USA - 28640

Date Reported: June 18, 2026

Business Name Used: Whitebridge.AI

Employment - Employment Solicitation Scam

I received an email with the subject of "Update on Data Entry Position Application". I have been filling out several applications on Indeed including data entry positions so I was excited and so responded to the email from Aquacap Pharmaceuticals. I even took an on-line test/assessment that I actually thought I flunked but received the job offer email and letter the next morning. Everything seemed legit down to the actual website; however, as I moved along through the on-boarding process. HR representatives name was Rebecca who then referred me to Sophia Lucas. Sophia Lucas then emailed me and asked me to download Telegram App to my mobile device, which I did. That's when things started getting suspicious. I began researching through my email applications and I had not applied to AquaCap Pharmaceuticals for a data entry position. I called the phone number associated with AquaCap Website and it was disconnected. Sophia then began asking me if I have mobile banking and Cash App. Since, the phone number was disconnected and AI suggested that scammers have been using AquaCap Pharmacueticals to scam people out of their money by sending a fake check to "purchase equipment and software" then the sent check later bounces. I decided to to report this scam in great detail hoping to warn others.

Dollars Lost: $0.0

Victim Location: Camden, AR, USA - 71701

Date Reported: June 18, 2026

Business Name Used: Aqua Cap Pharmaceuticals

Sweepstakes/Lottery/Prizes - Phishing

On line at TicToc this guy approached and asked me if I was interested in a disbursement of power ball funds

Dollars Lost: $0.0

Victim Location: KELOWNA, BC, CAN - V1V 1S9

Date Reported: June 18, 2026

Business Name Used: Manuel/ Manual Franco

Travel/Vacation/Timeshare - Fake Travel Sweepstakes Scam

I keep getting calls from different number telling me to call 877-247-7967 tegarding an unclaimed vacation related to a timeshare tour. These calls began a few montha ago.

Dollars Lost: $0.0

Victim Location: Brooklyn, NY, USA - 11203

Date Reported: June 18, 2026

Business Name Used: N/A

Phishing - Phishing

I receive 4 to 8 calls a day from this same company, all from different numbers, but the same "Verified" name. It is to the point of being harassment now.

Dollars Lost: $0.0

Victim Location: West Jordan, UT, USA - 84084

Date Reported: June 18, 2026

Business Name Used: Senior Connect Impostor

Online Purchase - Online Retailer - Brushing Scam

I received an empty package in.my mailbox through the USPS. The package was sent from: Davve Garzaz 70 E Hawthorne Ave Valley Stream, NY 11580 Apparently this is a scam that shows that my information has been obtained through a leak or purchased online.

Dollars Lost: $0.0

Victim Location: Franklin, TN, USA - 37067

Date Reported: June 18, 2026

Business Name Used: Davve Garzaz

Online Purchase

The company sent me a gacha. Size table top figure statue. I was expecting one about the size of a large woman softball best way to describe it. The figure is the person and the car. I put it next to my matchbox car so you would see how tiny it is how much of a rip off it was for $70.00 United States dollars I asked them to either remake the figure larger or refund my money order there choosing to do neither.

Dollars Lost: $70

Victim Location: Pensacola, FL, USA - 32514

Date Reported: June 18, 2026

Business Name Used: Jujubits

Phishing - Phishing Scam

Suspicious unwarranted, Unwanted text messages containing links and no identifiable business information.

Dollars Lost: $0.0

Victim Location: Hatboro, PA, USA - 19040

Date Reported: June 18, 2026

Business Name Used: N/A

Employment

I was emailed out texted by Phillip Coddy . He asked me if i wanted to be his personal assistant. Well, 2 weeks go by and he sends me a check for $2,924.20 and says to follow exactly as he says and put the money in my bank acct or atm and get a cashiers check for American cancer society for 50 dollars. I suspected it was a scam, so I am writing the BBB about this.

Dollars Lost: $0.0

Victim Location: Pocatello, ID, USA - 83204

Date Reported: June 18, 2026

Business Name Used: Phillip Coddy as La Taverna inc.

Online Purchase - Magicgearis

Purchase shirts received a false tracking number never received any package

Dollars Lost: $125.95

Victim Location: Easton, PA, USA - 18045

Date Reported: June 18, 2026

Business Name Used: Magicgearis

Debt Collections

Received phone call on 6/17/2026 stating my spouse owed a debt on an old "old store" credit card from 2013, the company identified themselves as Legacy Litigation Group. They explained they were going to put a lien on our house if the $3480 was not paid. They emailed me a PDF letter (attached) but it only has an address and company name, no telephone or website address. Phone number was given to me by the first caller who wanted to deliver a signature required letter to out home. Amount would go up to over $10k if they took the case to court to file the lien. We have researched online and this is a possible scam according to Google. Their is no company by that name by Google search at the address they provided or anywhere again per the search. However there is a Legacy Trust Group at the address, similar but not the same. We did not pay any money and did contact our local police department.

Dollars Lost: $0.0

Victim Location: Leander, TX, USA - 78641

Date Reported: June 18, 2026

Business Name Used: Legacy Litigation Group

Online Purchase - Online Lead Referral Service Scam

On February 19th I signed up for Referrals Trade. After 3 days of no contact for onboarding I tried calling the number on their website. It was disconnected. I found the number I had communicated with for the initial sale, and a number on online reviews, and I contacted both of them by calling and texting. They got on the phone with me and let me know that it would be 45 days before I started getting referrals. I received no more communication, or leads.On June 4th I requested a refund, under the 90 day failure to meet their lead commitment. They asked for a review period of 5 days, which I agreed to. I pointed out their main website phone number didn't work, and they told me they'd have it working in 3 days. It still isn't. After 7 days I asked them for my refund. They said they were still reviewing my account. My experience has been, once they have your money they will stall as long as they can to not provide refunds, or leads. Phone numbers that work still are 631-778-7690 and 314-947-5893.

Dollars Lost: $1200

Victim Location: Plano, TX, USA - 75093

Date Reported: June 18, 2026

Business Name Used: Referrals Trade

Debt Collections - Debt Collections Scam

They called saying that they were going to garnish my wages but would not tell me what for so I hung up. Never gave them any personal information

Dollars Lost: $0.0

Victim Location: Boyertown, PA, USA - 19512

Date Reported: June 18, 2026

Business Name Used: AI leagal partners

Bank/Credit Card Company Imposter - catalyst capital connect

I have been applyin for business loans received their phone number. they emailed me a form to fill out that had all my info and business info like EIN and bank state account numbers.

Dollars Lost: $0.0

Victim Location: Grand Rapids, MI, USA - 49507

Date Reported: June 18, 2026

Business Name Used: catalyst capital connect

Bank/Credit Card Company Imposter - Huntington Bank Imposter

Started receiving calls about everyday at the beginning of the month during the weekdays mid afternoon, Kevin or Tony is what he identified himself, caller asked to identify claimed to be with Huntington Bank from Texas but caller ID is california, there was a fraud with over $1,000 and when confronted the caller hung up. Caller had a foreign accent like middle east couldnt hear anyone in the background. Music comes on the phone when the call is answered.

Dollars Lost: $0.0

Victim Location: Walbridge, OH, USA - 43465

Date Reported: June 18, 2026

Business Name Used: Huntington Bank Imposter

Online Purchase - EpiCooler

I ordered 2 units from EpiCooler at $60 each. They billed for products and extended Warranty. I did not order the warranty.

Dollars Lost: $241

Victim Location: Saint Joseph, MO, USA - 64501

Date Reported: June 18, 2026

Business Name Used: EpiCooler

Debt Collections

A fake 'rep' with Rosenberg and Associates left several voicemails for me regarding an outstanding debt they were trying to collect. After the third message, I contacted them, I felt like it was a scam call but I wanted to make sure my affairs were in order. The rep claimed her name was Sarah and she was with Rosenberg and Associates calling regarding an outstanding debt with Best Buy from 2009 that they were trying to collect from me - I have not purchased anything with Best Buy in at least 20 years - I told her this was clearly a fishing scam and that I had not interacted with Best Buy in over a decade, further if there was an actual debt from 2009 they would've try to collect already or contact me - I told her to stop calling me and that I would report this number and scam to the BBB. She was quiet for a while and then I hangup - not before telling her to get a real job and she should be ashamed of herself. This is not the first time I've received calls claiming to be from Rosenberg and Associates, I know that it is a scam but the fact that there is no way for us, normal civilians, to stop this harassment is criminal and unfair. I hope reporting them will help.

Dollars Lost: $0.0

Victim Location: Studio City, CA, USA - 91604

Date Reported: June 18, 2026

Business Name Used: Rosenberg and Associates

Online Purchase - Weekcc

Ordered some gear from this website and never heard back from them. Never got tracking info or email response.

Dollars Lost: $211

Victim Location: CT, USA - 06112

Date Reported: June 18, 2026

Business Name Used: Weekcc

Employment - Employment Scam - Advance Fee Credit Check

Found Job for Clerk on zip recruiter for Fate Therapeutics where they ask to have my resume emailed to [email protected] and I did. A few hours later, i received the below email from Karen King [email protected] Dear Applicant, We received your application for our open job position, and we feel your background would be a good match with our company. We are in the middle of processing applications and currently have seven other applications along with yours that we are considering, so you can think of yourself on the shortlist to be hired. Please note that our company requires all potential employees to have a credit score on file for your interview. We ask for this because you will have access to company credit cards for business expenses. We request that each potential employee complete this as this ensures that our future employee is credible, trustworthy, and can be an asset to the company. Please also note that because of the new economy, we take into consideration that there may be some blemishes on a large portion of applicant scores. Rest assured that your credit scores themselves aren't significant, but our company still requires the report. Please complete and print your credit score by clicking: http://creditscore.allshifts.org/ You will need to bring a copy with you to your interview. This credit score costs you and is entirely secure from the most trusted credit score website online. Please complete this first step ASAP as we only have 48 hours to set up interviews. When you have completed the credit score, reply to this email, and we will set a time for virtual interview. I look forward to meeting you. Thank you Karen King Hiring Manager Red flags thoroughly and now they have my resume

Dollars Lost: $0.0

Victim Location: Brooklyn, NY, USA - 11234

Date Reported: June 18, 2026

Business Name Used: Fate Therapeutics,

Counterfeit Product

Saw dozens of commercials for dentures. They displayed kit with care supplies and dentures. Specifically stated easy use, high quality product, good looks, and increased ability to bite/eat. The items that came were see through, very small, and poorly colored. The cox they came in was flimsy. The directions on box state "not a denture or dental device" "do not eat with device in mouth" " not designed for chewing".

Dollars Lost: $49

Victim Location: Canyonville, OR, USA - 97417

Date Reported: June 18, 2026

Business Name Used: Yagoo

Employment

"Jenifer Lyman" impersonator with a false LinkedIn email signature and stolen headshot with the bio "As a professional recruiter and executive headhunter, I connect high performing professionals with exclusive career opportunities that are rarely advertised publicly. I help ambitious talent secure roles that increase their income, influence, and long term career growth not just another job." Scammer reached out to my personal email (tied to my LinkedIn) that essentially said that my unique executive background made me stand out for a VP position at billion-dollar global company in my field. Upon my request for role information, it was the type of offer that you could not refuse in real-life and they requested my current resume. The continuing email exchange was frequented with a sense of urgency, and that while my resume showed me to be highly qualified, this "recruiter" wanted to put me in touch with an impersonator of Talent Bridge via an email address that is a gmail-based domain (the real company does not use this). There is clear usage of AI to draft the email responses from both scammer parties (the "recruiter" and "Talent Bridge" impersonator). I suspect it is the same individual operating as both. The "recruiter" is also using a gmail account.

Dollars Lost: $0.0

Victim Location: Los Angeles, CA, USA - 90028

Date Reported: June 18, 2026

Business Name Used: Talent Bridge; Jenifer Lyman ("recruiter")

Debt Collections

They said I owed money for a payday loan from 2014 and they were going to sue me or put a lien on my house and charge me for check fraud

Dollars Lost: $0.0

Victim Location: Carthage, NY, USA - 13619

Date Reported: June 18, 2026

Business Name Used: Legacy litigation group

Identity Theft

says you’re paying for your passport, then sends you instructions on how to apply for your passport.

Dollars Lost: $95

Victim Location: Dallas, TX, USA - 75201

Date Reported: June 18, 2026

Business Name Used: Passportandvisas.org

Debt Collections - Sullivan & Schwartz Associates

Individuals from Sullivan & Schwartz Associates keep calling saying they are debt collectors and will be coming to my husbands place of work to collect money that he owes

Dollars Lost: $0.0

Victim Location: Rockwall, TX, USA - 75087

Date Reported: June 18, 2026

Business Name Used: Sullivan Schwartz Associates

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