Description

I have been receiving phone calls daily from Vital Processing Services, who are threatening to sue me for an account that is 15 years old from HSBC Financial Services. They will not provide any documentation that I owe the original debt. I have contacted HSBC Financial, and they informed me they would not have used that particular company. They would have contacted me directly. Vital Processing Services told me that I owe $1609.15. If I don't pay it and decide to go to court, I must pay $4500. They will not provide me with any documents from HSBC that I owe the debt or when it was transferred to their office. They call me daily, stating the next step is to contact my employer and garnish my wages. I want this matter looked into. I don't see how they can garnish my wages without allowing me to verify the legitimacy of the debt.