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This content is based on victim and potential victim accounts. Government agencies and legitimate business names and phone numbers are often used by scam artists to take advantage of people.
Description
I am a 61 yrs. old woman, and I hurt myself at my previous job, so I took an office job at the hospital. Put in my 2wks and had a month delay on getting my credentials to start my new job. That being said I received an eviction notice. I asked family and friends for help; but times are hard; and no organization has any help either. So, I applied for loans for people with bad credit. I received a text (478) 207-7589 from Credit Lending Point Loans saying CONGRATULATIONS while I was at work, I have never gone through an eviction before, so I decided to take a chance. Out of desperation, I guess. He called and said his name was Jeff and I thought it was odd because he had an Indian accent. He asked me how much I needed and what I needed it for? I said I only needed $1000 because I had to go to court for an eviction and the date is Dec. 12, 2025. He said I qualified for the lowest amount which is $2000. I thought to myself that is great because I can pay my car note, gas bill, lights along with the rent. I thanked God and breathed a sigh of relief. Then he said $94 would be my payments every 4th of the month, and if I wanted to pay it off early, I have his personal number to call him directly Jeff Thomas (478) 227-2970. Then he asked me for my state ID front and back and selfie photo, and please send it here on text, as it is required according to the government rules and regulations! Thank-YOU. And your banks routing and account #'s. And do you have Cash App? And I have both of course. Now mind you about 2 weeks prior I went to Check Smart and gotten a small payday loan and they did the same thing, but the loan was only for $350, and I needed more than that!!! Then he sent me a link to sign the paperwork https://secure-creditlendingpoint.com/indentity-verification and again it looked just the Check Smart paperwork. He put $500 into my Cash App account and $1,200 to my bank account. But right that after I signed the last paper, I thought dang I should've moved my money first!!!! Then I said to him that doesn't add up! He said it was just a test because my check score had to go up. But I was happy and relieved to see my bank account go up so I don't have to be homeless!!! But I'm at work and my phone doesn't work good there, and by the time I got off and looked again that $1,200 AND MY $746.75 was gone and I cried like a baby!!!! I held it together for 2day's. He reassured me talked to me all day Thursday telling me he was working on it, and he would call me in 30mins. The last time I talked to him he said he would call me first thing in the morning as soon as they open. I knew my money was gone as soon as it happened, I watch American Greed and Columbo every day!!!! And I noooo better but they got a good one. So now they have my bank account info which is old anyway and my cash app account that I never use. The only reason I put that money in my bank account because I knew I wouldn't touch it. So, Oh while. I knew that God looks out for Fools and Babies and I am not nobody's baby!!! So I just left the Police Dept and I told the nice police lady that I was coming to tell y'all and next First Call For Action!!!! I was embarrassed but now I'm MAD!!!
Dollars Lost
$746.75
Targeted Person's Location
OH, USA - 43604
Scammer Information
GA
Unknown Email
(478) 207-7589
Unknown URL
Scam Type
Advance Fee Loan
Learn More
Business name
Credit Leading Point Loans
Date Reported
December 5, 2025
Scam ID
1123487
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