Description

I was contacted by someone claiming to represent a “multinational financial company” that supposedly offers personal loans to anyone in the United States, including immigrants, without requiring a Social Security Number. They claimed to be “100% reliable” and “supervised by the Federal Reserve,” and they promised loans ranging from $2,000 to $100,000 at an extremely low interest rate of 1.3%. The person pressured me to send personal documents, including passports and other sensitive financial information, so that my loan application could be “processed” immediately. Their messages were vague, with incomplete information, and used friendly, casual language to create a false sense of trust, including statements like “I’m going to start my workday tomorrow” or “don’t worry, we understand if you had a bad experience before.” Upon closer inspection, none of their claims could be verified. They did not provide a legitimate company name, registration information, or legal documentation. The interest rates and loan conditions promised were unusually favorable, which is a common tactic to lure victims. Based on these red flags, it is clear this is a scam attempting to collect personal and financial information for fraudulent purposes. No documents or money should be sent to such contacts.