Description

Tried to collect on 15 year old debt by threatening a lawsuit and cited that papers had been served to our old house. They had all my information, old cc number, ss number, email, etc. They claimed that they could still persue the 15 year old debt with a 1099-c, which is only taxes on a cancelled debt. This is not the same thing and would only be a small fraction of the old debt, though that debt had been paid years ago. This debt doesn't show on any credit report, nor does Citibank show that they are persuing anything on this file, as the account has been archived. The law firm they claim to be from has no online presence, the name of the company changed 3 times over the course of the conversation (Stratton & Associates to Stratton Legal Services to Stratton Legal Solutions). They also attempted to negotiate a settlement and get us to pay through some obscure website ecprocessing.net.... this doesn't seem like something a legitimate attorney would do. The physical address they gave also seems to not be legitimate.