Description

Online Website offered an online IQ test for $1.00 ; I paid with Paypal, and afterwards confirmed that MYIQ.com had only taken $1.00 from my Paypal account. I NEVER agreed to nor requested any subscription. Seven days later Paypal notified me that I had been charged $29.99 for my subscription (which I never requested). On the MYIQ website I explicitly avoided agreeing to any offered subscription service. Paypal allowed me to deny any further payments to them, and the MYIQ complaint website allowed me to "CANCEL" my subscription (which I never requested), and then indicated that they always refuse to refund the first-month charge for any never-used subscription. Per other online complaints, THEY apparently claim that the "fine print" on their website implies permission to start a subscription. IF they were an honest company, they would fix their website to make their "fine print" much more obvious. NOTE: their dispute "Terms & Conditions" page, which is Extremely long, says: "17.5 Governing Law These terms are governed by and construed in accordance with the laws of Malta. Any legal action or proceeding arising out of or relating to these terms shall be exclusively filed in the Courts of Malta, and you hereby consent and submit to the personal jurisdiction of such courts." Seriously, all legitimate companies usually state "the laws of Delaware". They obviously pick Malta to make legal dispute resolution impossible. And other than their [email protected] online presence, they indicate NO physical legal address. The entire website and company appear constructed to trick people into providing payment information (for a trivial $1 charge), which they can then later use for a much larger charge, which all appears legitimate, while their only purpose is to avoid criminal prosecution for tricking people into providing payment information.