Description

Claiming to be a debt collector. The lady said her name was Sarah Jones. It was in reference to my grandmother who just passed away a week and a half ago. Claimed that she had a past due amount with community Bank from an account open back in 2012 and at defaulted in 2017. Said that the dad had already been validated and it was a notice that they were attempting to put a lien on the property that she lived in at the time of death which we still own. The total for the lien was $5,059 but they made an offer to settle for just over $3,000. When I told them I would research the validity of this and if it was true and I had to pay out of pocket I would take care of it. They were never able to tell me what account it was tied to as far as if it was a certain credit card or department store card or loan or anything like that. They just claimed it was comenity bank. They also claimed that they had attempted to deliver the notice in person on two separate occasions at the correct address on July 16th and July 31st. I have cameras all around that house and I checked all of them and there was no one that attempted to come to that house those two days other than family members. It was strange that the lady was calling me back at 9:00 p.m. stating that she would gather the info to tell me more about what it was related to. The next day she called me from a different phone number that showed up Seminole Alabama. The phone number was 251-931-8607. The last conversation I had with her I had asked would they be willing to lower the amount if I paid out of pocket and she said yes she had asked her supervisor about that and they did agree to take $1,000 off which brought the new total to $2011 and some change. She said that was the original amount. The day before she stated to me that the original defaulted amount was $2,186 and some change. I told her that I was going to go to my bank and have them check her most recent credit report if they would so that I could try to validate this. Or that I would try to open a credit karma or Experian account to get a free credit report and verify myself. I had trouble trying to open both accounts and I had told the lady I would call her back within an hour. I called back no one answered and I haven't heard from anyone since. The settlement offer letter that they emailed me originally had the last four of her social incorrect and when I pointed it out she said oh that's a typo and then the new letter they sent it did have it correct. The first letter actually had her date of birth as the last four with everything exed out in front of the last four. The letter came from Justice compliance group in Burbank California and it some guy named David Brockman director of operations as the signature at the bottom of the letter. I handled her finances for the last 15 years of her life and so I felt pretty sure it was a scam but I knew it was also a possibility that it could be real.