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Find a Location

Midflorida Financing, LLC has 2 locations, listed below.

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    • Midflorida Financing, LLC

      1200 W Memorial Blvd Lakeland, FL 33815-1227

    • Midflorida Financing, LLC

      2925 Mall Hill Dr Lakeland, FL 33810-6716

    Customer ReviewsforMidflorida Financing, LLC

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    20 Customer Reviews

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    • Review from Stephen H

      1 star

      06/07/2024

      I have electronic auto bill pay coming from my US Bank account. Somehow 3 months later they say that checks were returned to my US Bank account, although they show cleared from my bank. My US Bank personnel are now disputing the charges. I mean never go with such a corrupt criminal enterprise.

      Midflorida Financing, LLC Response

      06/07/2024

      Thank you for bringing this to our attention: We appreciate the opportunity to address any concerns. I am not finding your account. Can you please provide me with more details on the account so that I may follow up for you. 
    • Review from Ki C

      1 star

      06/06/2024

      No amount of stars can even justify this company. Where do I start, car was purchased in May. Ive only literally had the car for a month, I put a down payment of 1500 and was told i would have to pay an additional $500 was would be broken into 2 payments of $250 over the next two weeks. The payments were paid only to find out that they added their own insurance which was not discussed for an additional $49. My first real car payment was due on 5/31 however I had to get a new bank account which resulted in my payment being 4 days late. I came out to go to work today and my car had been repossessed for this reason. I called they gave me the run around and told me that i needed to send in proof that i received a new account and i did just for me to call them back hours later for them to tell me they would not give me the car back unless i paid cash for the vehicle or if i found another bank. They arent willing to give my deposit back and is now trying to charge me $75 to get my belongings out of the vehicle. Im a single mother of 4 kids, this is not right! Why has no one sued this company yet?!

      Midflorida Financing, LLC Response

      06/07/2024

      Thank you for bringing this to our attention: We appreciate the opportunity to address any concerns: To further assist you please provide me with the name of on the account and a contact number to reach you.
    • Review from Rebecca N

      1 star

      03/28/2024

      Purchased with Ok Carz at the END of February..not even 2 weeks later the car engine light comes on. Bring the Car to **************** where they honor OK Cars Warranty and I was told almost EVERY car in their lot needing repairs is from OK CARZ! AFTER A WEEJ WITHOUT ANY REPAIRS AND HAVING TO GET A LAST MINUTE RENTAL I decided to take my car somewhere else for repairs . I WAS TOLD Over THE Phone THAT RHEY CANNOT MAKE ANY ARRANGEMENTS ON MY 1ST 2 PAYMENTS OF 349 BUT WOULD BE ABLE TO PUSH MY 3RD ONE BACK FOR LATER DATE SINCE MY CAR WAS SITTING AT *********** after only TWO WEEKS!!!! Today is March 28th they towed my car 2 days ago because I was 5 days late on my 3rd payment...I am Getting a Lawyer **** and we will be in contact.. If ALL of their reviews say the sane thing why are they as well as OK CARZ still in Business? This is wrong on every level. I already paid to repair 3 tires that already went bad . The lower control arm is going completely bad and the tired were already bushing and they come repo.me and my.kids vehicle after 5 days late? My lawyer will definitely be in touch

      Midflorida Financing, LLC Response

      04/16/2024

      It looks like we were able to help your through your concerns and you are back on track. 
    • Review from Theodore R

      1 star

      03/04/2024

      That are scumbags can get never get things right keep telling me pay $77 then $278 now it's $329. I had *********** new water pump had to pay out of pocket $534 to get it fix I have warranty on the vehicle then they illegally has the car repo it was a verbal agreement over the phone what I pose to pay the day before I can pay anything the car was repo had to pay $933 to get if back they claimed they sent letters that's a lie people stay away from them they are like leeches will **** dry out of ***** then week after tells you a payment is due u had insurance since Nov 23 and tried to charge me their insurance I'm like not paying it cause j have insurance they need to be investigated how they keep raising the price and I pose to have a defer payment to ne they are bunch of low life thieves and con artist

      Midflorida Financing, LLC Response

      03/05/2024

      Thank you for bringing this to our attention: We appreciate the opportunity to resolve any issues. Your account is 30 days past due. We have not received a payment since you redeemed your car for nonpayment in February. You spoke with collections yesterday and stated you were going to call back in with a payment. We still have not heard from you. Please call us at ************ to resolve this. 
    • Review from Larry H

      1 star

      01/26/2024

      My wife reached out to Mid Florida financing to find out why vehicle had not been repossessed after calling in requesting recovery . Spoke with ***** who is apparently the head supervisor who lied and stated they reached out to the warranty department on Jan 10 and was advised that the claim had already been approved and they were denied recovering the vehicle until claim was finished . My wife contacted the warranty department who advised us that the warranty had not been approved until the 16th and the invoice was not emailed / sent over until the 19th . ***** has been doing a lot of lying and she was advised prior to the claim being approved that the car was being turned in . ***** stated to my wife that she should not provide any documentation until the vehicle was back in their possession. ***** stated the repossession date did not stand until the 21st of January which is not what was told to my wife . My wife was notified that recovery was in route . ***** stated she had no right to contact my wife regarding the warranty process because we decided to walk away from the vehicle but it was still fixed under a warranty that was suppose to be closed out and on a vehicle that was supposed to be repossessed
    • Review from Brooklyn M

      1 star

      12/08/2023

      I put $2,500 down on a car, they repossessed it after 13 days because the dealership wrote 1# down wrong on my auto pay info…I was 1 day late on my first car payment (literally had it 13 days!!) due to dealer error & they kept the vehicle and took 85% of my down payment for “repo fees” major scammers!!!
    • Review from Tracy S

      1 star

      10/21/2023

      Worst finance company I’ve ever dealt with if ok carz had a different finance company it would be better off!! They are verrry unprofessional, money hungry , and the repo policy is ridiculous for the smallest amount of money, cpi insurance is crap because they don’t know how to separate the car note from the cpi insurance payment just all the out of sync…. Mind I the repossessed my daughters car for $100 that was for insurance that they put all on her car knowing that it’s for car and insurance and wanted her to pay the extra 100 that sorely their responsibility to make sure everything is paid and separate so while they slack on their end they will blame the customer instead, so basically doing the right thing and paying ahead isn’t a good thing with this company and I forgot no grace period to make a payment…. WORST COMPANY EVER!!!!!!!!!!
    • Review from Jamilah A

      1 star

      10/03/2023

      Worst company if i could go back and have not gotten a vehicle with them i would.
    • Review from Bruni A

      1 star

      07/13/2023

      This is the worse..I got my car 1.5 yrs ago..lost my job and tried to make a deferment I was asked to submit ppwk which I did with 3 different reps..finally I thought everything was ok..I get up and my car was repo'd try to get throuh..good luck with that..finally was told my car was repo'd because I had a 1000 deductible..like couldn't they told me this...707 Dollars to get my car back and it wasn't even my fault..communication with the company is horrible. They are the worse..I would not recommend
    • Review from Tiffany D

      1 star

      04/11/2023

      Horrible company these people repossessed my car for a late payment I called while the tow truck was there to see how much I have to pay to get my car back I did not get through until 4 3 hrs later the lady on the phone told me they wouldn’t finance my car because they were still trying to figure out if they would pickup the loan after I paid them 2000 I only had the car for a month I asked the lady about the contract that I signed that said after 01 days you would be charged a 5% late I was on day 9 she said that does not matter and that I had to see if a outside bank would pick up the loan THE BIGGEST MISTAKE I EVER MADE now I have no car and out of $2000

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