Business ProfileforBlue Cross/Blue Shield of Louisiana

I forgot to pay my January bill until early February. I've had NO COVERAGE since February 1st. My complaint is multi fold; When I paid, I had the option to pay last month or the total amount due for January and February. There was NO indication I'd have NO coverage unless I paid 2 months. They just took my $137 but never told me that wouldn't reinstate my coverage. Today I tried to make another payment (for this month) but I was already billed for MARCH too, on the 13th, even before the middle of February! My premium has NEVER been due before the first of the month until this year. Also, my premium WAS $24 per month. This year it's $137 per month. WHY? I get healthcare coverage from Healthcare.gov because we are a LOW INCOME HOUSEHOLD ~ $28k per year from SSD. My husband has Cystic Fibrosis AND Diabetes. WHAT PART OF $28,000 annual income justifies an insurance premium of $1650 per year?!!! That's roughly 6% of our annual income!!! Is this even allowed under the Affordable Care Act? I never received ANY explanation for or warning about an increase and this was a 571% increase. In short, they increased my premium by 571%, took a one month payment in EARLY FEBRUARY (rendering me due only for February) without alerting me that I STILL wouldn't have coverage, then billed me for the upcoming month before the middle of the current month, thereby making it a requirement for me to pay TWO months (yet again) before getting coverage reinstated. I don't have $277, so I don't have insurance anymore. Their business practices are VERY unethical. This feels like a targeted attempt to get rid of someone like me, with health issues. The Affordable Care Act is designed for lower income people to have access to affordable coverage. How is charging a premium that is equal to 6% of a disabled family's income "affordable?" My premium increased dramatically and it needs to be affordable again. This needs to be reviewed by whomever and whatever department made this determination.