Business ProfileforHanson Motors Inc

I purchased a 2024 Subaru Outback on December 28, 2023 from Hanson Motors. This is the 3rd car Ive purchased from them. My 2020 Outback had been totaled when I hit a cow. I had my insurance settlement and planned to pay cash for my new car.On December 28 I went in to alert Hanson that I was looking to get a new car and gave them the specs I wanted. I had no plan to get a car right then. But somehow we ended up negotiating a price on a car that was in another town that fit my needs. I made it clear that I was paying cash for my car. I also told them I had personal plates. I had no interest or need in financing, but they said I needed to. That it was just a formality and that I had 40 days to pay it off, no charges or penalties. I signed the loan paperwork even though it seemed weirdI didnt need a loan!I took them a check and they said it had to go to the bank. So I got a new check for $40,268.43 which was on the statement and drove to a Chase branch to pay off my car. The bank said it was a payoff and that I would get my title in a couple of weeks. No mention of other charges. Imagine my surprise when I got a bill for $236.98 for a loan I had never used. No mention of interest was made by Hanson Finance or I would have called off the loan. I signed the agreements, not thinking that interest would apply to a payoff before payments were required. They knew I was paying in full. I was a repeat customer. I trusted them that it was just a formality and that I would not have charges. I feel like I was badly taken advantage of, not listened to or respected. I could have just left them a deposit and paid for the car when I picked it up. I have heard of dealerships taking advantage of, but thought I was smarter than that. Apparently I was wrong and feel like an idiot for signing a loan I didnt need. I dont feel like I should have to pay the $236.98 interest. BTW they also ordered plates for the car when they knew I had my own. Cost me $50 to transfer those.