Business ProfileforGuaranty Bank & Trust

02/01/2024 ***************************** ******************************************************************************* EXPERIAN INFORMATION SOLUTIONS ************************************************************* GUARANTY BANK & TRUST NA ***************************************************************** RE: 1320XXXX Dear Sir or Madam:I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately. I also request that Experian/ Transunion and Equifax absolve me of all charges on the account, and that you take all appropriate steps to remove information about this account from my credit files.Enclosed is a copy of my Identity Theft Report supporting my position, and a copy of my credit report showing the fraudulent items related to your company that are the result of identity theft. Account name: ********************** & TRUST NA Account number: ******** Date opened: 06/19/2019 Also enclosed is a copy of the CFPBs Notice to Furnishers of Information, which details your responsibilities as an information furnisher to credit reporting agencies (***s). As a furnisher, upon receipt of a consumers written request that encloses an Identity Theft Report, you are required to cease furnishing the information resulting from identity theft to any ***.The Notice also specifies your responsibilities when you receive notice from a ***, under section 605B of the Fair Credit Reporting Act, that information you provided to the *** may be the result of identity theft. Those responsibilities include ceasing to provide the inaccurate information to any ***s and ensuring that you do not attempt to sell or transfer the fraudulent debts to another party for collection.Please investigate this matter, close the account and absolve me of all charges, take the steps required under the Fair Credit Reporting Act, and send me a letter explaining your findings and actions.Sincerely, *****************************