Business ProfileforCredit Union of America

I received an email offer to apply for a credit card with Credit Union of America. I decided to take them up on it and apply. After filling out the application a hard inquiry was placed on my transunion report. A short while later I received a text message stating I was approved for the card, great! This is where the trouble begins. The text message also stated I now needed to apply for membership and provided a link. I did so, and to my surprise another hard inquiry was placed on my credit report. Why a financial institution would need to pull the same person's credit twice less than an hour apart is beyond me. The next day I received an email saying that my attempt to open the required savings account was "unsuccessful". I called and spoke with a representative and they said something about public records not matching. Security is their pergroative and if they deny me fine, but why would the falsely induce me to apply for the membership? Why could they not just deny the credit card application? I applied for the card and accept that one inquiry was placed. However, I do not accept the second hard inquiry. Any reasonable person would assume that if they get approved for a credit card then they would get approved for a savings account. I was falsely induced to apply for the membership and want the second hard inquiry removed.