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Find a Location

Amerifirst Financial Inc has 18 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Amerifirst Financial Inc

      1550 E Mckellips Rd Ste 117 Mesa, AZ 85203-2754

    • Amerifirst Financial Inc

      8476 W. Thunderbird Road Ste 202 Peoria, AZ 85381-4804

    • Amerifirst Financial Inc

      4550 E Bell Rd Ste 163 Phoenix, AZ 85032-9382

    • Amerifirst Financial Inc

      8238 W Cactus Rd Ste 104 Peoria, AZ 85381-5228

    • Amerifirst Financial Inc

      14350 N 87th St Ste 310 Scottsdale, AZ 85260-2663

    Business ProfileforAmerifirst Financial Inc

    Mortgage Broker
    HeadquartersMulti Location Business
    The Complaints and Reviews shown on this HQ profile may have been submitted against either the HQ itself or one of the corporate-owned locations found under "Find Locations".

    Additional business information

    Government Actions:
    Government Action: BBB reports on known government actions involving business’ marketplace conduct:
    California Department of Financial Protection and Innovation v Amerifirst Financial Inc

    The following describes a government action that has been resolved by either a settlement or a decision by a court or administrative agency. If the matter is being appealed, it will be noted below.

    On September 9, 2022, Amerifirst Financial Inc entered into a Settlement Agreement with the California Department of Financial Protection and Innovation. The Agreement settles allegations that the business charged borrowers interest on loans for a period in excess of one day prior to the disbursement of loan proceeds in violation of Financial Code section 50204. Under terms of the order, the business is ordered to immediately discontinue the violations and immediately refund any excessive per diem interest that it charged borrowers along with interest at the rate of ten percent per annum. The business was ordered to pay an administrative penalty in the amount of $165,600.

    This action is final.

    See all additional business information

    At-a-glance

    Customer Reviews

    1/5stars

    Average of 2 Customer Reviews

    Customer Complaints

    6 complaints closed in last 3 years

    0 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Overview of BBB Rating

    Overview

    This business offers mortgage services.

    Business Details

    This is a multi-location business.

    Find a Location

    Amerifirst Financial Inc has 18 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Amerifirst Financial Inc

        1550 E Mckellips Rd Ste 117 Mesa, AZ 85203-2754

      • Amerifirst Financial Inc

        8476 W. Thunderbird Road Ste 202 Peoria, AZ 85381-4804

      • Amerifirst Financial Inc

        4550 E Bell Rd Ste 163 Phoenix, AZ 85032-9382

      • Amerifirst Financial Inc

        8238 W Cactus Rd Ste 104 Peoria, AZ 85381-5228

      • Amerifirst Financial Inc

        14350 N 87th St Ste 310 Scottsdale, AZ 85260-2663

      Headquarters
      1550 E Mckellips Rd Ste 117, Mesa, AZ 85203-2754
      BBB File Opened:
      4/2/1990
      Years in Business:
      34
      Business Started:
      5/11/1989
      Business Incorporated:
      5/11/1989
      Licensing Information:
      This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
      Type of Entity:
      Corporation
      Alternate Business Name
      • Amerifirst Foundation
      • Amerifirst Financial
      Business Management
      • Mr. Eric M Bowlby, President / Director
      • Mr. Paul Klimke, Branch Manager
      • Mr. Kenneth Bowlby, Secretary
      • Ms. Sherlie Hindley, Operations Executive Assistant
      • Mr. Steve Larsen, CFO
      • Mr. German Salazar, Vice President
      • Mr. Richard Flanagan, Manager
      • Mr. Chip Larson, Regional Director
      • Ms. Lindsay Gin, Regional Director
      • Mr. J P Ciudad, Compliance Officer
      Contact Information

      Principal

      • Mr. Eric M Bowlby, President / Director
      • Mr. Kenneth Bowlby, Secretary
      • Mr. German Salazar, Vice President
      • Mr. Chip Larson, Regional Director
      • Ms. Lindsay Gin, Regional Director

      Customer Contact

      • Mr. German Salazar, Vice President
      • Mr. J P Ciudad, Compliance Officer
      Additional Contact Information

      Fax Numbers

      • (480) 344-1901
        Primary Fax
      • (480) 344-3001
        Other Fax

      Phone Numbers

      Email Addresses

      Customer Complaints

      6 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      10/05/2022

      Complaint Type:
      Order Issues
      Status:
      Resolved
      On 9/1/2022 I accepted an offer for the purchase of my home for $418,500 both my realtor and I were led to believe that both parties had signed the agreement and because of this I made an offer on my new home. In the agreement with Amerifirst Financial I was responsible for paying the home inspection on my current home which I paid $350.00 I also paid $300.00 for the inspection on my new home. On 9/14/2022 my realtor and I were totally blind sided when Amerifirst Financial changed the offer to $360,000 this is when we found out that they had never signed the original agreement. I am devastated that they were so dishonest with my realtor and me. I would have never have paid $650.00 for home inspections or even made an offer on the new home if I had known how dishonest, fraudulent and unethical this was.
      Read More

      Customer Reviews

      2 Customer Reviews

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      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Harold Q

      1 star

      07/19/2022

      Here my opinion. I started my house purchase process on April 28, 2022. I give you all the necessary documentation. They ***** me pre-approval and we make an offer on a house. The offer was to close on July 15 at the request of the homeowners. I do the inspection, I pay them, I give the deposit and everything. On June 3 they ask me for a document from a bank, I give them everything requested except the document since they knew it would not arrive until September 2022. The Branch manager tells me that they will make other movements to verify the mortgage. They make their supplementary verification and request documentation of payments and I give them my last ****************************************************** for other documentation of my business according to them requested by the underwriter. I pay $700.00 dollars since they told me that they needed it immediately. I give you the document. After this, I only wait for the closing day, July 15, 2022. Days before the closing I did not hear anything from them, neither the Branch manager nor the loan processor. I talk to them early on Friday hoping they will tell me about the closure. My realtor told me that the branch manager told the realtor of the sale that he had to move for the closing next Monday, I will not give in to this unless my realtor begins to find out what is happening. The loan processor calls me Friday morning indicating that they are on vacation in *********** and that all that remains is to wait if other managers approve me for loans. At 4:35 pm he calls me at the loan processor telling me that the loan was not approved due to the document that I told them in April 2022 that it would not arrive until September.I had finished my rental contract on May 30, 2021 and since the branch manager always told me that the loan was being worked on, from May 30 to June 30, 2022 I paid 5 thousand dollars for an airbnb with my family, which cheaper in central florida , then from june 30 to july

      Local BBB

      Better Business Bureau Serving the Pacific Southwest

      BBB Reports On

      BBB reports on known marketplace practices.

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