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BBB Accredited Business since

Ramza Insurance Group, Inc.

Phone: (815) 433-3583 Fax: (815) 433-3776 View Additional Phone Numbers 1127 La Salle St, Ottawa, IL 61350

BBB Business Reviews may not be reproduced for sales or promotional purposes.


Ramza Insurance Group Inc is an insurance company which provides comprehensive insurance coverage to individuals and companies. Located in Ottawa, IL, this company serves customers across the states of Illinois, Indiana, Ohio, Iowa, and Wisconsin. There is an additional location in Streator, IL. The company was first formed in 1894 and changed its name to its current name in 2000. President Craig S Ramza Sr., CIC studied insurance at the University of Iowa and was designated a Certified Insurance Counselor by the National Alliance for Insurance Education & Research in 1989. The company has connections to a variety of insurance carriers, including The Hartford, Liberty Mutual, Progressive, Blue Cross/Blue Shield, Woodmen of the World, Technology Insurance, Springfield Fire & Casualty, and Illinois Public Risk Fund.

This company offers a wide variety of insurance coverage, including commercial, personal, and life and health insurance. Their commercial insurance includes insurance for large contractors, school districts, cities/counties/townships, hospitals, business owners, general liability, workers compensation, commercial auto, commercial property, commercial umbrella, garage liability, commercial liability, trucking, and surety bonds. Their personal insurance includes automobile, homeowners, renters, mobile home, boats, recreational vehicle, personal liability, personal umbrella, motorcycles, and fine art and valuables insurance. Their life and health insurance options include individual health, group health, short term and long term disability, life insurance, and Medicare supplement.

Visit the website for Ramza Insurance Group Inc to learn more about the staff of the company, view the full list of services and products the company offers, view their partners, and contact the company to purchase insurance.

BBB Accreditation

A BBB Accredited Business since

BBB has determined that Ramza Insurance Group, Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.

BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that affect the rating for Ramza Insurance Group, Inc. include:

  • Length of time business has been operating
  • No complaints filed with BBB

Customer Complaints Summary

0 complaints closed with BBB in last 3 years | 0 closed in last 12 months
Complaint Type Total Closed Complaints
Advertising/Sales Issues 0
Billing/Collection Issues 0
Delivery Issues 0
Guarantee/Warranty Issues 0
Problems with Product/Service 0
Total Closed Complaints 0

Customer Reviews Summary Read customer reviews

0 Customer Reviews on Ramza Insurance Group, Inc.
Customer Experience Total Customer Reviews
Positive Experience 0
Neutral Experience 0
Negative Experience 0
Total Customer Reviews 0

Additional Information

BBB file opened: October 27, 2010 Business started: 03/01/1892 in IL Business started locally: 03/01/1892 Business incorporated 12/28/1956 in IL
Licensing, Bonding or Registration

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:

Illinois Department of Insurance
100 W. Randolph St. Suite 9-301, Chicago IL 60601
Phone Number: (312) 814-2420

Type of Entity


Business Management
Mr. Craig S. Ramza Jr., Vice President Mr. Craig S. Ramza Sr., President
Contact Information
Principal: Mr. Craig S. Ramza Jr., Vice President
Business Category

Insurance Companies Insurance - Auto Insurance - Homeowners Insurance - Workers Compensation Insurance Consultants Insurance Services - Commercial Insurance Agencies and Brokerages (NAICS: 524210)


BBB Customer Review Rating plus BBB Rating Overview

BBB Customer Reviews Rating represents the customers opinions of the business. The Customer Review Rating is based on the number of positive, neutral and negative customer reviews posted that are calculated to produce a score.

Customer Review Experience Value
Positive Review 5 points per review
Neutral Review 3 points per review
Negative Review 1 point per review

BBB letter grades represent the BBB's opinion of the business. The BBB grade is based on BBB file information about the business. In some cases, a business' grade may be lowered if the BBB does not have sufficient information about the business despite BBB requests for that information from the business.

BBB Letter Grade Scale

BBB Rating Value
A+ 5
A 4.66
A- 4.33
B+ 4
B 3.66
B- 3.33
C+ 3
C 2.66
C- 2.33
D+ 2
D 1.66
D- 1.33
F 1
NR -----
Star Rating scale

  Average Score
5 stars 5.00
4.5 stars 4.50-4.99
4 stars 4.00-4.49
3.5 stars 3.50-3.99
3 stars 3.00-3.49
2.5 stars 2.50-2.99
2 stars 2.00-2.49
1.5 stars 1.50-1.99
1 star 0-1.49

BBB Customer Review Rating plus BBB Rating is not a guarantee of a business' reliability or performance, and BBB recommends that consumers consider a business' BBB Rating and Customer Review Rating in addition to all other available information about the business. If the BBB Rating is NR then only Customer Reviews are used for the Star Rating.