Business ProfileforChristian Care Ministry, Inc.

I have been a member for 10 years. We've had 2 major medical events. The best thing about Medi-Share is that the ************ account you open up is in YOUR name. The first event was a motorcycle accident. Medi Share has a limit for these types of accidents. The Hospital Bill was more than double that, so I asked for a self-pay rate. The new bill was below that limit... and Medi Share shared it! The fact that the check the hospital cashed was from us, and not from an insurance company was what saved us. The 2nd time we needed Medi-Share, my husband had cancer and learned about Proton Therapy at **************************. We asked the hospital for the self-pay rate and signed a contract with the hospital that they would not bill Medi Share. We could not delay and paid out of pocket and asked Medi-Share for reimbursement. (I realize that may not be reasonable for some, but there are payment plans). After we paid, I "escalated" the bill to case management and a nurse at Medi-Share handled our claim and saw it through. They reimbursed us everything, minus our household portion. Sometimes you can't take the normal path with bills, but the fact that it is a co-op Christian sharing plan is what sets them apart. They are genuinely there to help you through your medical situation, and they are sincere to adhering to their guidelines that members vote for. It is a blessing to report my husband's cancer is gone, with no side effects...and no bills! The bill was paid before we finished the treatment, and there is NO 80/20 to worry ******** both instances... dealing with hospitals, the self-pay route was the way to go because when they receive the payment and then try to come back with a higher rate, (which they did each time), you can request a copy of the check they cashed and it's not from an insurance company...it's really from you, so they have to honor it. It is not insurance...it has been better than insurance for us, and I would never want regular health insurance again.

Thank you, Medi-Share is blessed to have been of service and we rejoice that your husband is cancer-free!