Business ProfileforHomestar Financial Corporation

Homestar is the preferred lender of the new build single-family home community we are buying in. In order to get the credits towards closing on our first home, we were pushed to use this lender. So, we received a conservative/high estimate for what we could expect to pay monthly for our mortgage and how much cash we needed to close on our first home by *********************** (loan officer at Homestar) on 4/23/23. The high estimate was $2,200 monthly payment, and we would have to play close to $17,000 at closing. Based on this, we decided to put an offer in on the house in April because we felt comfortable paying this amount. After putting in the offer, we received multiple disclosures that we had to sign that had a $300 increased monthly payment than our estimate. After multiple attempts to contact someone at Homestar about this , ***** finally got back to us (5/4/23) assured us over a phone call that the numbers on these disclosures were not an accurate portrayal of the numbers we have to pay. We also expressed our concern about the monthly payment increasing, and he promised to lock in the rate if it looked like it would increase and promised to make sure the payment would stay near $2,200 per month. We put the offer in at the quoted rate of ****%, and when we saw it increased to ****%, our real estate agents and us both requested to lock the rate at this time. They didnt respond or lock it even after requesting. We did not know that, and now, we just got a new estimated quote on 07/05/23 for a ****% interest rate from ************************* and ********************************* (different loan officers at Homestar). We close on the house on 7/21/23, so they made sure to make it too late to switch lenders. We have not heard or received an email from ***** since he lied to us over the phone. ****** and ****** did not respond to us either when we expressed our concerns they are worst people to do business with. I attached emails and our quotes to show the difference between the two and our tries