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Find a Location

Blue Trust Loans has 2 locations, listed below.

*This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

    Country
    Please enter a valid location.
    • Blue Trust Loans

      13526 W Trepania Rd Hayward, WI 54843-2264

    • Blue Trust Loans

      PO Box 1754 Hayward, WI 54843-1754

    Business ProfileforBlue Trust Loans

    Payday Loans
    Multi Location Business

    Current Alerts For This Business

    There are 3 alerts for this business. See all alerts
    Out of Business:
    According to information in BBB files, this business is no longer in business.
    Out of Business:
    As of November 27, 2023, Blue Trust Loans (or Ladder Credit) has been dissolved, and transitioned to eLoanWarehouse. For more information on eLoanWarehouse, please see https://www.bbb.org/us/wi/hayward/profile/loans/eloan-warehouse-0694-1000050939

    Additional business information

    Additional Info:

    According to the company's website, "Hummingbird Funds, LLC d/b/a “Blue Trust Loans” is the tribal lending agency of Lac Courte Oreilles Financial Services, LLC, an arm and entity of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians of Wisconsin, a federally-recognized sovereign nation located within the United States of America, and is operating within the Tribe’s Reservation." And, "The Tribe is a federally-recognized American Indian Tribe and enjoys governmental sovereign immunity. Because we and the Tribe are entitled to sovereign immunity, you will be limited as to what claims, if any, you may be able to assert against the Tribe and us. To encourage resolution of consumer complaints, any complaint may be submitted by you or on your behalf as described in the" Terms and Conditions on its website. "Your right to file suit against us for any claim or dispute arising from or relating to this Agreement is limited by the WAIVER OF JURY TRIAL AND THE TRIBAL DISPUTE RESOLUTION PROCEDURE provisions that you acknowledged and agreed to in the Loan Agreement."

    In addition, its website states the following:  

    Interest (Annual Percentage Rate) APRs. APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees.

    Loan Payback Terms and Renewal  We encourage responsible borrowing. The use of installment loans as well as any loan should be done with full consideration of the costs involved. Review your loan documents carefully before you agree to the terms of the loan. This site is owned and operated by Lac Courte Oreilles Financial Services, LLC. 

     

    See all additional business information

    At-a-glance

    Customer Reviews

    1.55/5stars

    Average of 11 Customer Reviews

    Customer Complaints

    34 complaints closed in last 3 years

    0 complaints closed in last 12 months

    Customer Reviews are not used in the calculation of BBB Rating

    Reasons for BBB Rating

    Overview

    Blue Trust Loans is an online lender providing short-term installment loans to customers who need quick access to cash, including those with below-prime credit histories.  Hummingbird Funds, LLC, d/b/a “Blue Trust Loans” is an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians, a federally-recognized sovereign American Indian Tribe. 

    Business Details

    This is a multi-location business.

    Find a Location

    Blue Trust Loans has 2 locations, listed below.

    *This company may be headquartered in or have additional locations in another country. Please click on the country abbreviation in the search box below to change to a different country location.

      Country
      Please enter a valid location.
      • Blue Trust Loans

        13526 W Trepania Rd Hayward, WI 54843-2264

      • Blue Trust Loans

        PO Box 1754 Hayward, WI 54843-1754

      Location of This Business
      13526 W Trepania Rd, Hayward, WI 54843-2264
      BBB File Opened:
      2/23/2015
      Business Started:
      2/23/2015
      Business Started Locally:
      2/23/2015
      Business Incorporated:
      8/17/2015
      Type of Entity:
      Limited Liability Company (LLC)
      Business Management
      • Lee Harden, CEO
      Contact Information

      Principal

      • Lee Harden, CEO

      Customer Contact

      • Lee Harden, CEO
      Additional Contact Information

      Phone Numbers

      Industry Tip

      BBB Tip: Payday loans

      Customer Complaints

      34 Customer Complaints

      Need to file a complaint? BBB is here to help. We'll guide you through the process. How BBB Processes Complaints and Reviews

      File a Complaint

      Most Recent Customer Complaint

      03/21/2023

      Complaint Type:
      Billing Issues
      Status:
      Answered
      Took a loan out with Blue Trust. Ended up pay way more than initially understood. In early 2022 was the last time I was able to speak to anyone with Blue Trust. I could not log into my account or reach them by phone. According to the last conversation I had with someone who represented Blue Trust, he offered to settle for a certain amount which I agreed to. I provided him with a payment method since the bank account I was using originally had been hacked and could not be used. I was never able to contact Blue trust or access my account after that. I am now getting 8 to 10 calls daily from E loan warehouse. I have more than paid what I should to Blue Trust. Please clear my debt and quit the nonstop calls.
      Read More

      Customer Reviews

      11 Customer Reviews

      What do you think? Share your review.

      How BBB Processes Complaints and Reviews

      Start a Review

      Most Recent Customer Review

      Douglas W

      5 stars

      06/22/2023

      The had a lot of patience helping me repay the old debt I appreciate the kindness they bestowed upon me

      Blue Trust Loans Response

      06/26/2023

      Hello ******************!,

      We are grateful for your business and appreciate your kind words. Thank you!


      Local BBB

      BBB Serving Wisconsin

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