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Important information

• Advertising Review:

  In October 2023, BBB contacted the business regarding the following advertising claims: 

  "My Truck is your #1 source for buying a quality pre-owned vehicle."
  "My Truck - #1 source for buying a quality pre-owned vehicle"
  "Good credit, bad credit, no credit, everybody gets approved."

  To date the business did not respond or provide further information or website disclaimers. 

  BBB Code of Advertising indicates: 

  16. Credit
  16.6 “Easy credit”
  16.6.1 The terms “easy credit,” “easy credit terms,” “liberal credit terms,” “easy pay plan”
  and other similar phrases must be used only when:
  • Consumer credit is also extended to consumers whose ability to pay or credit
  rating is below typical standards of credit worthiness;
  • The finance charges and annual percentage rate do not appreciably exceed those
  charged to consumers who meet generally accepted standards of credit
  worthiness; and
  • The consumer is dealt with fairly on all conditions of the transaction, including
  the amount of the down payment, the period of repayment and the consequences
  of a delayed or missed payment.
  
  16.7 “No credit rejected”
  16.7.1 The words “no credit rejected,” “guaranteed financing,” “all credit applications
  accepted” or words of similar import can imply that consumer credit will be extended to anyone regardless of the consumer's credit worthiness or financial ability to pay. They must only be used when all credit requests are approved.
  
  28. Objective Superlative Claims
  Superlative statements in advertisements about the tangible qualities and performance values of a product or service are objective claims for which the advertiser must possess substantiation as they can be based upon accepted standards or tests. As statements of fact, such claims, like “#1 in new car sales in the city,” can be proved or disproved.