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Business Profile

Loans

Earnest
BBB accredited business seal
BBB Accredited BusinessA+Rated by BBB
Visit Website(888) 601-2801Write a Review

About

Overview

Earnest

535 Mission St Ste 1663

Suite 1663

San Francisco, CA 94105-2997

View Service Area

BBB Accreditation & Rating

Earnest is BBB Accredited.

BBB accredited business seal

This business has committed to upholding the BBB Standards for Trust.

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About This Business

Earnest is a private, online lender that offers student loan refinancing, parent plus loan refinancing, and personal loans. Earnest uses proprietary technology to evaluate a customer’s full financial profile and make lending decisions.


BBB Accredited Since: 9/12/2018

Years in Business: 12

Products and Services

Student loan refinancing, Parent PLUS loan refinancing, Personal loans, Debt Management, Parent PLUS Refinancing, Refinance Student Loans, Student Loans

Business Details

Local BBB:
BBB serving the San Francisco Bay Area and Northern Coastal California
BBB File Opened:
5/20/2014
Business Started:
11/6/2013
Business Incorporated:
11/19/2013
Type of Entity:
Limited Liability Company (LLC)
Alternate Names:
Earnest Operations, LLC
Number of Employees:
500

Additional Contact Information

Additional Email Addresses
Customer Service: Email this Business
Additional Websites
youtube.com/channel/UCBmk...
Social Media

Licensing information

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

BBB records show a license number of 6054788 for this business, issued by California Department of Financial Protection and Innovation . The expiration date of this license is 1/31/2027.

California Department of Financial Protection and Innovation

2101 Arena Boulevard

Sacramento CA 95834

866-2752677Website

BBB records show a license number of 1204917 for this business, issued by Nationwide Mortgage Licensing System/NMLS. The expiration date of this license is 1/31/2027.

Nationwide Mortgage Licensing System/NMLS

1129 20th Street, N.W., 9th Floor

Washington DC 20036

855-6657123Website

Additional Information

Payment methods
Earnest accepts payments from one linked checking account. Earnest does not accept payments from credit cards or savings accounts.

Refund and Exchange Policy
Earnest does not accept refunds or exchanges.

Other Resources
California Department of Financial Protection and Innovation
2101 Arena Boulevard
Sacramento CA 95834
Phone Number: (866) 275-2677
https://dfpi.ca.gov/
[email protected]
Commodity Futures Trading Com.
Lafayette Center,1155-21st St. N.W.
Washington DC 20581
Phone Number: (202) 418-5080
http://www.cftc.gov
Nationwide Mortgage Licensing System/NMLS
1129 20th Street, N.W., 9th Floor
Washington DC 20036
Phone Number: 1-855-665-7123
http://mortgage.nationwidelicensingsystem.org/Pages/default.aspx
Business Categories
Loans, Financial Services, Student Loan Services

Latest Reviews

  • Megan R

    "REMOVEDadvertised for the faithful payments after REMOVEDinterest and 3/4 way thru another drop for being good customer. I called to check to see if I was getting it and apparently only on personal loans and mine is refinanced." ... Read full review

  • Brett T

    "My Daughter applied for a $24,000 student loan. The interest rate was 7." ... Read full review

  • Steve S

    "We have been trying to assist my son as a co signer and the technical problems with the application keep stopping it. They had us delete the entire application and restart and the same page failure happened again and again." ... Read full review

View all Reviews

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